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US Bank Smith's Mastercard SP CLI #2

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macinjosh
Senior Contributor

US Bank Smith's Mastercard SP CLI #2

Well, today was the day I could ask for a CLI on my Smith's Mastercard. Card was opened with a $1,500 credit limit in March 2019. Last November they doubled it to $3,000. Well, just after midnight my time, I asked for another CLI. Well, success! Doubled again to $6,000.

 

IMG_3209.png

 

My total exposure with US Bank has gone from $1,300 in November 2018, to $11,200 now.


Samsung Financing TD Bank $3,200


Message 1 of 30
29 REPLIES 29
Anonymous
Not applicable

Re: US Bank Smith's Mastercard SP CLI #2

Cool  -- congrats on your success. Some DPs would be lovely for breakfast -- have you any to share?

Message 2 of 30
bizarrocreditworld
Valued Contributor

Re: US Bank Smith's Mastercard SP CLI #2

Congratulations on the double-double. 

No credit news is good credit news!
Message 3 of 30
M_Smart007
Legendary Contributor

Re: US Bank Smith's Mastercard SP CLI #2

@macinjosh  Congratulations! ..

WooHooSmileyWave-vi.gif

Message 4 of 30
gdale6
Moderator Emeritus

Re: US Bank Smith's Mastercard SP CLI #2

Sweet, enjoy the 2x CLI Smiley Happy
Message 5 of 30
macinjosh
Senior Contributor

Re: US Bank Smith's Mastercard SP CLI #2


@Anonymous wrote:

Cool  -- congrats on your success. Some DPs would be lovely for breakfast -- have you any to share?


I'm not sure what to share. Seems to be a consistent thing now as long as I keep using the card, the CLI's will keep coming. Both my US Bank cards have doubled their limits twice each CLI.

 

My scores have tanked the last few months because my overall util is hovering around 20% (I spent too much). And now I have 4 or 5 cards close to 68.9% because of BT's.


Samsung Financing TD Bank $3,200


Message 6 of 30
AllZero
Mega Contributor

Re: US Bank Smith's Mastercard SP CLI #2

Congratulations on your CLI!
Message 7 of 30
nuohlac
Valued Contributor

Re: US Bank Smith's Mastercard SP CLI #2

Congratulations on your CLI!!! Thanks for the DP's. Even with lowered scores the consistency of payment has possibly worked in your favor.




Message 8 of 30
macinjosh
Senior Contributor

Re: US Bank Smith's Mastercard SP CLI #2


@nuohlac wrote:

Congratulations on your CLI!!! Thanks for the DP's. Even with lowered scores the consistency of payment has possibly worked in your favor.


That may be possible. Plus I also have a checking account with US Bank that is my primary checking.


Samsung Financing TD Bank $3,200


Message 9 of 30
Anonymous
Not applicable

Re: US Bank Smith's Mastercard SP CLI #2

@macinjosh  Super Congrats on your US Bank CLI to $6,000!!! Smiley Very Happy

Message 10 of 30
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