Credit Cards
Prefer low rates or rewards? It's your choice with a Chambers Bank credit card!
Whether you're looking for low rates or reward options, our Mastercard® or Visa® gives you the flexibility to choose the card that’s just right for you. It’s purchasing power for whatever you need, whenever you need it.
No matter which card you choose, you'll enjoy no annual fee, low introductory rates and exceptional features and benefits.
Personal Credit Card Products
Low Rate Card
Mastercard® or Visa®^
Rewards points are not available for this card product.^
Features
- No annual fee
- Intro rate of 2.9% for the first 6 months
- Ongoing APR of Prime +6.99%*
- 25-day grace period on all purchases (no grace period on cash advances or cash equivalent transactions)
Benefits
Mastercard® Platinum benefits include extended warranty protection, travel accident insurance, rental car collision damage waiver protection, and more.
Visa® Platinum benefit of rental car collision damage waiver protection.#
Fees
Other fees may be charged; these fees are listed on the downloadable application.
Account Management
Online account access and management available at www.cardaccount.net.
Rewards Card
Mastercard® or Visa®^
Features
- No annual fee
- Intro rate of 2.9% for the first 6 months
- Ongoing APR of Prime +11.99%*
- 25-day grace period on all purchases (no grace period on cash advances or cash equivalent transactions)
Benefits
Mastercard® Platinum benefits include extended warranty protection, travel accident insurance, rental car collision damage waiver protection, and more.
Visa® Platinum benefit of rental car collision damage waiver protection.
Earn one point for each dollar spent up to 10,000 per month. Points can be redeemed for cash back, travel, merchandise, and retail gift cards.#
Fees
Other fees may be charged; these fees are listed on the downloadable application.
Account Management
Online account access and management available at www.cardaccount.net. To view and redeem rewards points, visit www.mypreferredpoints.com or call 1-866-678-5191.
World Card
Mastercard®^
Features
- No annual fee
- Intro rate of 2.9% for the first 6 months
- Ongoing APR of Prime +11.99%*
- 25-day grace period on all purchases (no grace period on cash advances or cash equivalent transactions)
Benefits
Mastercard® Platinum benefits include extended warranty protection, travel accident insurance, rental car collision damage waiver protection, and more.
Earn one point for each dollar spent up to 10,000 per month. Points can be redeemed for cash back, travel, merchandise, and retail gift cards.#
Fees
Other fees may be charged; these fees are listed on the downloadable application.
Account Management
Online account access and management available at www.cardaccount.net. To view and redeem rewards points, visit www.mypreferredpoints.com or call 1-866-678-5191.
Mobile App
Download the Card Service Center mobile app to check your account balance, make a payment or view monthly statements. The app is available for Apple, Android and Samsung devices.
How to apply
There are three ways to apply for a Chambers Credit Card:
- Apply via Chambers online banking.
- Apply at any branch of Chambers Bank. We can assist you with completing and securely submitting your application.
- Download the PDF application. Type your information and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen. Fax your completed application to the Card Service Center at 877-809-9162 or mail it to: Card Service Center; PO Box 569120; Dallas TX 75356-9120.
Chambers Bank Mastercard® or Visa® offered through a partnership with TIB The Independent Bankers Bank
Cardholder Customer Service
800-367-7576
Application Processing
Fax: 877-809-9162
[email protected]
^ The Low Rate and Rewards consumer products include Mastercard® Platinum and Visa® Platinum cards; World Card is only available for Mastercard® and includes Preferred Points rewards.
* After the introductory rate, the Annual Percentage Rate (APR) will vary based on changes in the Index, the Prime Rate (the base rate on corporate loans posted by at least 70% of the ten largest U.S. banks) published in the Wall Street Journal. The Index will be adjusted on the 25th day of each month or the business day preceding the 25th day if that day falls on a weekend or a holiday recognized by the Board of Governors of the Federal Reserve System. Changes in the Index will take effect beginning with the first billing cycle in the month following a change in the Index. Increases or decreases in the Index will cause the APR and periodic rate to fluctuate, resulting in increased or decreased Interest Charges on the Account. The Account will never have an APR over 21%.
# Additional information about Mastercard® and Visa® cardholder benefits are provided on TIB Benefits Charts.