You can use your Best Buy® Credit Card both in-store and online before it arrives. The same applies to the Best Buy® Store Card, too. To make purchases in a Best Buy store, you’ll need to bring your ID, in order to verify your identity. To use the card online, you first have to save the card as your primary payment method in your Best Buy online account. After that, you’ll be able to make purchases on Bestbuy.com before you get your physical card.
Your new card should arrive in the mail within 10 business days after approval.
How to Use a Best Buy® Credit Card In-Store Before It Arrives
Tell a Best Buy cashier you’d like to use your new Best Buy® Credit Card to make a purchase, and that your physical card has not arrived yet.
Provide the information needed for them to look up your account.
Give the cashier a government-issued ID.
Make your purchase.
How to Use a Best Buy® Credit Card Online Before It Arrives
Provide your information and click “Submit” once you’re redirected to the issuer’s website. This will bring you to a page showing your application status.
Select “Continue” in the bottom right corner if you are approved. This will bring you to a page showing how you can shop online or in-store.
Click “Continue” a few more times. A page presenting the option to save your card as the “primary” form of payment will be shown to you.
Check the “Make this my primary card” box, and then select “Add Card to My Account”.
Use your new card to pay during checkout.
You’ll also benefit from your Best Buy® Credit Card’s rewards as soon as it’s added to your account as the primary card.
This answer was first published on 04/30/21 and it was last updated on 04/03/24. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
Your Best Buy® Credit Card number can only be found on the front of your physical card. It’s the 16-digit number located right between the card’s chip and the cardholder’s name. This is where you can find the Best Buy® Store Card’s number, too.
You will need this number, as well as the expiration date and security number of your Best Buy® Credit Card, when making online and over-the-phone purchases.
Yes, you can use a credit card before it arrives in the mail, but only with certain cards. If you want to use a credit card early, you must either have an American Express or Capital One credit card or one of a handful of other offers, including the Apple Card, and some store credit cards. Normally, you can’t use a credit card without restriction before it arrives, because you can’t see the full credit card number, expiration...
You might be approved instantly for the Best Buy® Credit Card if you clearly meet the approval criteria and the issuer can immediately verify your identity. Other applications might require further review, taking up to 10 business days. However, if you don’t get a decision immediately after applying, it doesn’t mean you won’t have a shot after your application is reviewed in more detail. Most applicants are notified by mail of the issuer’s final decision within 10 business...
* WalletHub is committed to transparency and editorial independence. The information about the following cards has been independently collected by WalletHub: Best Buy® Credit Card, Fingerhut Credit Account, Apple Card, and Best Buy® Store Card
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