The easiest way to cancel an Ann Taylor Credit Card is by calling customer service at (888) 292-5707. Alternatively, you can cancel your credit card by mail.

Be aware that if there's a balance remaining on the canceled account, you will still need to make at least the minimum payment every month until the balance is paid in full. In addition, you will forfeit any unused points, so be sure to redeem them before you cancel the card. You will also need to update the payment method for any recurring charges linked to your Ann Taylor Credit Card.

How to Cancel an Ann Taylor Credit Card

• Over the phone Call customer service at (888) 292-5707 and enter your 16-digit card number to verify your identity. Then, follow the prompts to speak to a customer service representative, and let them know you want to cancel. The representative may offer you a retention bonus to keep you on as a customer, but you can simply decline the offer and proceed with canceling the account.
• By mail
  Send your written request to cancel the card to:

  
  Customer Care
  Comenity Bank
  PO Box 182273
  Columbus, OH 43218-2273

It's important to know that when you cancel an Ann Taylor Credit Card, you may see a decrease in your credit score, depending on the card's credit limit and how long you've had the card. You can get an idea of how much a canceled credit card will affect your credit score by using WalletHub's free credit score simulator.

You can redeem your Ann Taylor Credit Card by logging into your online account here.

You will be able to use your rewards at Ann Taylor, anntaylor.com, LOFT and loft.com. Please keep in mind that your rewards cannot be used at Ann Taylor Factory Store, LOFT Outlet, Lou & Grey or louandgrey.com.

The Ann Taylor Credit Card cand be used anywhere. It's a Mastercard and those are accepted pretty much anywhere they take plastic, both in the U.S. and abroad.

You need a credit score of at least 700 to be approved for the Ann Taylor Credit Card. 

In addition to that, a credit utilization lower than 30% is ideal, but the issuer will take a lot of factors into account.

You can redeem your Ann Taylor credit card birthday gift at any Ann Taylor store, or online at www.anntaylor.com. Keep in mind, you'll only receive it if your account is still active and in good standing.

The monthly finance charge on your Ann Taylor card statement is the actual cost of credit: interest, cash transaction fees, late fees, and any additional charges that may be included under the terms of your contract.

You should be able to completely avoid the monthly finance charge by paying off your credit card balance each month.

You can check your Ann Taylor Credit Card balance through your online account or you can call customer service at (888) 292-5707.

If you're an Ann Taylor Store Card owner instead, then you can also check your account balance through your online account or by calling the customer support line at (866) 730-7902.

It's a good idea to keep an eye on your Ann Taylor Credit Card balance. If your balance seems higher than it should be, take a moment to look over your recent transactions...