Credit Sesame is a personal finance website that aims to help consumers compare loans and credit cards as well as monitor and improve their credit. Credit Sesame also has its own Credit Sesame-branded debit card. You can learn more about Credit Sesame below.
2.5/5 user rating on WalletHub
1.5/5 rating on Trustpilot
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Credit Sesame Reviews
The WalletHub rating is comprised of reviews from both WalletHub users and ratings on other reputable websites. The rating was last updated on 05/07/2024.
1.3
627 reviews
from WalletHub and across the web
627 reviews from WalletHub and across the web
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Credit Sesame
Latoya @nikkibluestar22
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1 Star Rating
Verified Customer
Credit Sesame has opened and added an account to my credit report without my knowledge or permission. I only have one account with them that I opened in November of 2021. TransUnion is reporting two accounts. Credit Sesame has created a duplicate account, made the account number similar to my real account number, and, to add insult to injury, listed the credit limit as $0. This fraudulent account has caused my credit score to drop, as it appears I have just opened a new account. Their customer service is horrible. They refuse to let me speak with a supervisor, no matter what I say the problem is. I'm starting to think they don't have a supervisor. I've been paying Credit Sesame $10 a month to build my credit; instead, they're ruining it. Please stay away from Credit Sesame. They have shady business practices, hidden fees, and terrible customer service.
The account was closed with a $100.00 credit owe back to me and.credot sesame never returned my money , know they are reporting$ 0 .00 payment is not made on account. No wonder my credit score is so low on Trans Union. Will contact them and.result this once and.for.all.
I've had this crap sesame card for 2 years and it hasn't improved my score any different than if I had not taken it. It was free upto about 5 months ago now they charge $9.99 amounts and $3 if I don't use it EACH month. Don't get it
They have been all right, is Kata. Raise my credit a little bit and it kind of helped me improve on a lot of things. But for the most part, they could do a little better
Credit cash is the worst card I've got. They ask you to deposit money in your account, then they charge fees without notice. To get hold of customer service, it took 4 days through chat and phone calls. I'm closing my credit cash account and also stop using credit sesame at all. ?
It's a great way to start your credit history 9.99 dollars for maintenance fees is a bit steep but for all the tools the service provides you it's worth it
I like the sesame card they don't do cash back or any other but they built ur credit slowly .I been with them little while still no big results on my credit
As of July 1, 2023 around 11:30am cst I can not access my sesame cash account. I can not get in contact with customer service and I have my direct deposit going to this account. When you log into the app my balance disappeared, my card is frozen and I can not transfer my funds out of the account. When I log in on the desktop I can not click on manage card, instant transfer or any of the features to sesame cash. I’ve reached out several times through email, chat, and phone and can not get this resolved. I just want my money transferred out of this account and close it immediately.
Sesame Cash - Won’t let me close my account and is charging me fees that don’t apply to me while keeping my account open. No one to talk to through their automated system. Just email and chat bot and and endless link loop that won’t let me close it.
You can try calling phone number 1-877-751-1859, select option 2 for my account, and select option 4 for requesting a new Sesame Cash debit card, and you will be able to reach someone.
This company is scamming everyone. Someone has to report them to the FTC or something.
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Credit Sesame
Ryan @4sebree
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2 Star Rating
Verified Customer
To hard to get your money when you want to move it out of the credit builder account. Other than that the app works awesome. App navigation is difficult.
Dont do it! Two years ago my debit card was hacked. They cancelled the card and issued a new one. The new one never worked and I was unable to manage the card. Getting thru to customer service is an automated nightmare. So i just left the small funds and forgot about the card. Then I get a notice that my account is negative. They charged me an inactive fee and monthly service fee. After fighting to get someone on the phone i was told that they wont credit the fees and i have to transfer funds to cover the negative amount before i can cancel the card. They would not transfer me to a supervisor. Avoid them at all costs.
Good for saving, credit builder account ,: Couldn't be a better company I've been with them and they have alot of features options pure greatness.Credit ses. WORKS FOR ME.
Get answers to your questions about Credit Sesame below. Editorial and user-generated content is not provided, reviewed or endorsed by any company. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered.
The Credit Sesame debit card has no monthly service fees and no foreign transaction fees. You can also withdraw money for free at over 55,000 ATMs worldwide. The issuer only collects a small fee from the merchant that's processing your payment when you make a purchase with your card.