Thom Fotenberg, WalletHub Credit Card Analyst
@thom.f
You can order a Capital One credit card PIN either online or by calling Capital One’s automated system at the number you see on the back of your card. You may have the option to get the PIN immediately by email or text. If not, it will come in 7-10 business days by mail.
You don’t need a Capital One credit card PIN to make purchases. But you will need one to do a cash advance at an ATM. This may come in handy in foreign countries that use chip-and-PIN card readers.
Here’s how to get a Capital One credit card PIN:
- Online: Log into your Capital One account and click on “More Account Settings,” then “Control Your Card,” and finally “Get a Cash Advance.” You may have the option to get a PIN instantly by email or text. Otherwise, you’ll have to request one by mail, and it will take 7-10 business days to arrive.
- Over the phone: Call the number you see on the back of your card, enter your card number and follow the prompts to request a PIN. You’ll get it by mail in 7-10 business days. If you already have a PIN and want to change it, you can choose a new number right away.
Ordering a Capital One credit card PIN for emergency cash advances isn’t a bad idea, but you should be careful not to use your card at an ATM too often. Cash advances come with hefty fees, and interest starts accruing immediately.
Bill Voughn, Member
@billy_voughn
You can just call them at (800) 227-4825. You need a PIN for two things: getting a cash advance and using your card in Europe. Most countries in Europe use Chip and PIN (with NFC just starting), so it's good to have that ready.
mickelborobenjamin84, Member
@mickelborobenjamin84
I need a pin number for my capital one card. You can email me it to me please
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