First National Bank of Omaha credit cards are also known as FNBO credit cards, or just First National credit cards. In addition, FNBO is one of the largest U.S. credit card issuers.
Most First National Bank of Omaha credit cards are co-branded with popular airlines, hotels, car companies, retailers and other organizations. But there are several standard FNBO credit card offers, too. You’ll also find options for people with bad credit and good or excellent credit alike, as well as both small business owners and ordinary consumers.
You can compare First National Bank of Omaha credit card offers below. If you have a question about an existing FNBO credit card account, you can reach First National Bank of Omaha credit card customer service at 1-800-883-8773.
Best FNBO Credit Cards
First National Bank of Omaha Credit Card Reviews
Secured Card
Min Deposit of $300
One-Time Fees
$0
25.49% (V)
annual fee
$0
monthly fee
$0
Bad
Pros
- No membership fees
- Qualify with bad credit
Cons
- High regular APR
- Foreign fee
- Requires security deposit
Additional Info
- Request your credit limit by providing a deposit between $300 and $5,000, in $50 increments, when you apply.
- You may be able to get your deposit back automatically in as little as 11 months when you maintain a good payment history (subject to credit approval).
- You can qualify for a credit limit increase without an additional deposit in as little as 7 months when you use your card and make regular, on-time bill payments (subject to credit approval).
- Additional Benefits: Roadside Dispatch®, Fraud Protection and Global Services.
- Automatic reporting to the 3 major credit bureaus.
- View your FICO® Credit Score each month online - for free.
Not Offered
0% for 6 months|Transfer Fee: 5% (min $10)
28.24% (V)
annual fee
$0
rewards rate
0.5 - 1 mile / $1
Bonus Offer
2,500 miles
Bonus Offer
2,500 miles
Good
Pros
- No membership fees
- 0% intro APR on balance transfers
- 2,500 miles initial rewards bonus
- Bonus rewards categories
Cons
- No intro APR on purchases
- Balance transfer fee
- Requires good/excellent credit
Rewards Details
- 2,500 bonus miles after the first purchase made within the first 3 billing cycles.
- 1 mile for every $1 on China Airlines purchases and 1 mile for every $2 spent everywhere else.
- Miles expire after 36 months.
Not Offered
Not Offered
21.24% - 29.24% (V)
annual fee
$0
rewards rate
2 points / $1
Bonus Offer
20,000 points
Bonus Offer
20,000 points
Good
Pros
- No membership fees
- High rewards rate
- 20,000 points initial rewards bonus
Cons
- No intro APR on purchases
- No intro APR on balance transfers
- Foreign fee
- Requires good/excellent credit
Rewards Details
- Earn 20,000 points (equivalent of $200 cash) when you spend $1,000 within the first 3 billing cycles after account is opened.
- Earn unlimited 2 points per $1 (equivalent of 2% cash back) spent on all purchases.
- No rewards expiration.
- Redeem for cash back as a statement credit, an ACH deposit into a checking or savings account or a check.
Additional Info
- Equiped with Fraud Protection & Zero Liability.
- Roadside Dispatch® & Global Services available.
- You can manage your account from your mobile phone.
- Online services where you can check your balance, monitor spending, set up Account Alerts and Autopay.
0% for 12 months
0% for 12 months|Transfer Fee: 5% (min $10)
21.24% - 29.24% (V)
annual fee
$0
rewards rate
1 - 3 points / $1
Excellent
Pros
- No membership fees
- 0% intro APR on purchases
- 0% intro APR on balance transfers
- High rewards rate
Cons
- No initial rewards bonus
- Balance transfer fee
- High regular APR
- Requires excellent credit
Rewards Details
- Earn unlimited 3x points per dollar spent on travel, dining and gas and 1 point per dollar you spend on everything else.
- No Rewards expiration.
- Redeem for travel, cash back as a statement credit, an ACH deposit into a checking or savings account or a check.
Additional Info
- Receive 15% savings on personalized airport services like a dedicated agent to escort you through the airport at over 700 airports worldwide.
- Global Services provides expert assistance, whenever and wherever, for a replacement card or emergency cash.
- Automatically protects you 24/7 against unauthorized purchases made with your card or account information.
Not Offered
Not Offered
25.24% (V)
annual fee
$0
rewards rate
1 - 3 points / $1
Bonus Offer
$50 Gift Card + $25 discount
Bonus Offer
$50 Gift Card + $25 discount
Good
Pros
- No membership fees
- High rewards rate
- $50 Gift Card + $25 discount initial rewards bonus
Cons
- No intro APR on purchases
- No intro APR on balance transfers
- Foreign fee
- Requires good/excellent credit
Rewards Details
- New cardmembers get $25 off today’s purchase if instantly approved online for the Orvis Credit Card.
- Receive a $50 Orvis Gift Card when you spend $1,000 on the card within the first 3 billing cycles.
- Earn 3 points per $1 spent on all qualifying Orvis purchases. Earn 1 point per $1 spent everywhere else.
- Every time you reach 2,500 points, you earn $25 in Orvis Rewards Gift Cards redeemable for Orvis merchandise if your account is open and in good standing.
- Everyday Free Standard Shipping on all Orvis orders when you pay Card.
Not Offered
Not Offered
25.24% (V)
annual fee
$0
rewards rate
1 - 2 points / $1
Bonus Offer
5,000 points
Bonus Offer
5,000 points
Good
Pros
- No membership fees
- High rewards rate
- 5,000 points initial rewards bonus
- No foreign fee
Cons
- No intro APR on purchases
- No intro APR on balance transfers
- Requires good/excellent credit
Rewards Details
- 5,000 bonus points when you spend at least $1,500 in the first three billing cycles
- Earn 2 points per $1 spent on travel purchases and 1 point per $1 spent on other purchases.
- Points don't expire, with no limit to number of points you can earn.
- Redeem points for cash back in the form of a statement credit, unrestricted travel with no blackout dates or merchandise from some of your name-brand retailers
Additional Info
- Free online access to your FICO® Score.
0% for 6 months
Not Offered
25.24% (V)
annual fee
$0
rewards rate
1 - 3 points / $1
Bonus Offer
1,500 points + $70 E-Gift Card
Bonus Offer
1,500 points + $70 E-Gift Card
Good
Pros
- No membership fees
- 0% intro APR on purchases
- High rewards rate
- 1,500 points + $70 E-Gift Card initial rewards bonus
Cons
- No intro APR on balance transfers
- Balance transfer fee
- Foreign fee
- Requires good/excellent credit
Rewards Details
- Limited time offer: $70 E-Gift Card when instantly approved online.
- Earn 1,500 Bonus Points (a $15 value) after the first purchase you make with your card outside of Scheels.
- Earn 3 points per $1 spent on Scheels purchases and 1 point per $1 spent everywhere else.
- $25 Scheels gift card automatically for every 2,500 points you earn.
Additional Info
- 0% Introductory APR for 6 months on purchases from Scheels in which single or multiple items are purchased in the same transaction totaling at least $500.
- Your card is automatically covered to protect nearly every item you purchase against theft, accidental damage and fire at no extra cost.
- Double the original manufacturer’s U.S. warranty up to 12 additional months on nearly every item.
- If you apply for the Scheels Platinum Edition® Visa® Card and meet the eligibility criteria for Scheels® Visa Signature® Card, you agree that the issuer may consider your application as one for (and upgrade you to) the Scheels® Visa Signature® Card.
Not Offered
Not Offered
25.24% (V)
annual fee
$0
rewards rate
1 - 3 points / $1
Bonus Offer
20,000 points
Bonus Offer
20,000 points
Good
Pros
- No membership fees
- High rewards rate
- 20,000 points initial rewards bonus
- No foreign fee
Cons
- No intro APR on purchases
- No intro APR on balance transfers
- Requires good/excellent credit
Rewards Details
- Earn 10,000 bonus points after spending $1,000 within the first three billing cycles, plus an additional 10,000 bonus points after reaching a total spending of $5,000 within the first six billing cycles after opening the account.
- 3X Points and Tier Credits per $1 spent at MGM Rewards Destinations.
- 2X Points and Tier Credits per $1 spent on gas & grocery purchases. And 1X Point and Tier Credit per $1 spent everywhere else.
- MGM Mastercard Rewards Points can be redeemed for Slot Dollars and MGM Rewards Points for use on rooms, dining and entertainment.
- 10% Bonus on Points and MGM Rewards Points for your gaming spend.
- Automatic Upgrade to Pearl Level Status & Priority Hotel Check-in at MGM Resorts.
Not Offered
Not Offered
26.24% (V)
annual fee
$39
rewards rate
1 - 2 points / $1
Bonus Offer
10,000 points
Bonus Offer
10,000 points
Good
Pros
- High rewards rate
- 10,000 points initial rewards bonus
- No foreign fee
Cons
- Membership fees
- No intro APR on purchases
- No intro APR on balance transfers
- Requires good/excellent credit
Rewards Details
- Earn 10,000 bonus points after your first net purchase is posted to the account.
- Earn 2 Points for every $1 spent on Icelandair purchases.
- Earn 1 Point for every $1 spent anywhere else.
Not Offered
0% for 6 months|Transfer Fee: 5% (min $10)
26.24% (V)
annual fee
$59
rewards rate
1 - 2 miles / $1
Bonus Offer
7,500 miles
Bonus Offer
7,500 miles
Good
Pros
- 0% intro APR on balance transfers
- High rewards rate
- 7,500 miles initial rewards bonus
- No foreign fee
Cons
- Membership fees
- No intro APR on purchases
- Balance transfer fee
- Requires good/excellent credit
Rewards Details
- 7,500 bonus miles after the first purchase made within the first 3 billing cycles.
- 2 miles for every $1 on China Airlines purchases and 1 mile for every $1 spent everywhere else.
- Miles expire after 36 months.
Additional Info
- If you do not qualify for the China Airlines World Mastercard®, you may receive a China Airlines Mastercard® instead. Benefits for the two cards differ.
0% for 12 months
Not Offered
26.74% (V)
annual fee
$0
rewards rate
1 - 3 points / $1
Bonus Offer
5,000 points
Bonus Offer
5,000 points
Good
Pros
- No membership fees
- 0% intro APR on purchases
- High rewards rate
- 5,000 points initial rewards bonus
Cons
- No intro APR on balance transfers
- Balance transfer fee
- Foreign fee
- Requires good/excellent credit
Rewards Details
- Earn 5,000 Rewards Points (worth $50) after the first purchase with your card. Offer only valid online.
- Limited time offer: Earn 4 Points per $1 spent at Blain's Farm & Fleet retail store or through www.farmandfleet.com.
- Earn 3 Points per $1 spent at Blain's Farm & Fleet retail store or through www.farmandfleet.com.
- Earn 2 Points per $1 spent at Gas Stations and Grocery Stores and 1 Point for every $1 spent everywhere else.
- Earn a $25 Blain's Farm & Fleet gift card for every 2,500 points.
Additional Info
- 0% intro APR applies on purchases from Blain’s Farm & Fleet® totaling at least $500. Terms Apply.
- 24-Hour Cardmember Service and Online banking.
Featured Credit Cards
Ad DisclosureNot Offered
0% for 18 months|Transfer Fee: 3% intro fee ($5 min) for each transfer in first 4 months, after that 5% ($5 min) for each transfer
19.24% - 29.24% (V)
annual fee
$0
rewards rate
2% Cash Back
Bonus Offer
$200
Bonus Offer
$200
Fair
Pros
- Offers 2% cash back
- $0 annual fee
- $200 initial rewards bonus
- Low intro APR on balance transfers
Cons
- 3% foreign transaction fee
- High regular APR
Rewards Details
- Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
- Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Plus, for a limited time, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/24.
Additional Info
- Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 19.24% - 29.24%, based on your creditworthiness.
- Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
- If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
- There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
Secured Card
Min Deposit of $49, $99 or $200
One-Time Fees
$0
29.99% (V)
annual fee
$0
monthly fee
$0
Limited History
Pros
- No annual or monthly fees
- Starting credit line $200
- Great for credit-building
Cons
- No rewards
- Higher-than-average interest rate
Additional Info
- No annual or hidden fees. See if you're approved in seconds
- Building your credit? Using the Capital One Platinum Secured card responsibly could help
- Put down a refundable security deposit starting at $49 to get a $200 initial credit line
- You could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on time
- Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed
- Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
- Monitor your credit score with CreditWise from Capital One. It's free for everyone
- Get access to your account 24 hours a day, 7 days a week with online banking to access your account from your desktop or smartphone, with Capital One's mobile app
0% for 15 months
0% for 15 months|Transfer Fee: 3% (min $5)
19.24% - 29.99% (V)
annual fee
$0
rewards rate
1 - 3% Cash Back
Bonus Offer
$200
Bonus Offer
$200
Good
Pros
- $0 annual fee
- Good welcome bonus offer
- High rewards rate
Cons
- Spending caps on rewards
- 2.7% foreign transaction fee
- Balance transfer fee
Rewards Details
- Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.
- 3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%.
- 3% Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1%.
- 3% Cash Back at U.S. gas stations, on up to $6,000 per year, then 1%.
- Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.
- Thinking about getting the Disney Bundle which can include Disney+, Hulu, and ESPN+? Your decision made easy with $7/month back in the form of a statement credit after you spend $9.99 or more each month on an eligible subscription (subject to auto renewal) with your Blue Cash Everyday® Card. Enrollment required.
- Enjoy up to $15 back per month when you purchase a Home Chef meal kit subscription (subject to auto renewal) with your enrolled Blue Cash Everyday® Card.
- Terms Apply.
Additional Info
- No Annual Fee.
- Balance Transfer is back! Enjoy 0% intro APR on purchases and balance transfers for 15 months from the date of account opening. After that, 19.24% to 29.99% variable APR.
Not Offered
Not Offered
21.49% - 28.49% (V)
annual fee
$69
rewards rate
1 - 2 points / $1
Bonus Offer
50,000 points
Bonus Offer
50,000 points
Good
Pros
- High rewards rate
- 50,000 points initial rewards bonus
Cons
- Membership fees
- No intro APR on purchases
- No intro APR on balance transfers
- Foreign fee
Rewards Details
- Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.
- 3,000 anniversary points each year.
- Earn 2X points on Southwest® purchases.
- Earn 2X points on local transit and commuting, including rideshare.
- Earn 2X points on internet, cable, and phone services; select streaming.
- 2 EarlyBird Check-In® each year.
- Earn 1 point for every $1 spent on all other purchases.
Additional Info
- Member FDIC
First National Bank of Omaha Credit Card Reviews
What's Your Rating?
FNBO Credit Cards FAQ
Get answers to your questions about First National Bank of Omaha Credit Card Reviews below. Editorial and user-generated content is not provided, reviewed or endorsed by this issuer. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered. In addition, WalletHub independently collected information for some of the cards on this page.
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What credit bureau does First National Bank use for credit card approval?
First National Bank uses both Experian and Equifax credit bureaus for approval, depends on each application in particular.
But when it comes to reporting, it reports to all three major bureaus. So count on your financial activity to be updated on your TransUnion report as well.
How can I log in to my First National Bank of Omaha account online?
To log in to your First National Bank of Omaha credit card account, go to the login page on the FNBO website or mobile app and enter your username and password in the appropriate fields. Then, click the “Sign In” button to access your online account. If you don't already have an account, you will need to start by clicking “Enroll” in order to set up a user ID and password.
How to Log in to a First National...
How can I pay my BP Credit Card?
The easiest way you can pay your BP Credit Card is either online or over the phone at (888) 397-1520. Alternatively, you can pay your credit card bill through the mail.
How to Pay Your BP Credit Card
- Online: To pay your BP Credit Card bill online, log in to your online account. From there, you can add your bank account and routing number as a payment source. You will be able to set up a one-time payment or automatic...
How do I apply for the BP Credit Card?
The only way you can apply for the BP Credit Card is online. You cannot apply for this card over the phone, nor at a BP gas station. It's also worth noting that the BP Credit Card requires at least good credit for high chances of approval. If you don't know where you stand, you can check your credit score for free on WalletHub.
How to Apply for the BP Credit Card
- Visit the BP Credit Card webpage and click on the “Apply...
How do I apply for the BP Gas Card?
Unfortunately, you can no longer apply for the BP Gas Card as this card is no longer available to new applicants. You can, however, apply for the BP Credit Card instead.
The BP Credit Card offers 1 - 5 points per $1 spent. The card also has a $0 annual fee. It's also worth noting that you need to have at least good credit for high chances of approval.
BP Credit Card Rewards Info
- Earn 30¢ off per gallon for 60 days after account opening and 15¢ off thereafter.
- Earn 5% cash back (5 points per $1) on non-fuel purchases at BP and Amoco; 3% cash back (3 points per $1) on groceries and on dining, and 1% cash back (1 point per $1) on all other qualifying purchases.
- Redeem points for cash back, account statement credit, gift cards from major retailers, travel experiences and more.
- There is no limit on the number of points that can be earned. Points expire after the fifth anniversary of when they were awarded.
Important Disclosures
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any issuer.