Pay yourway withKlarna

US smooth hand

Shop securely and choose to pay in 4 interest-free payments, in full, in 30 days, or over time.¹

4.8/5 in the App Store

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Why use Klarna

Enjoy secure shopping, lightning-fast checkout, and flexible payment options that suit your budget.

Flexible payments

Flexible payments

Pay over time with Klarna's flexible payment options, giving you more control over your budget.⁵

No fees if you pay on time

No fees if you pay on time

Shop with confidence knowing there are no surprise fees or charges when you use Klarna.⁶

Smooth checkout

Smooth checkout

Enjoy a quick, seamless checkout process that makes shopping faster and easier.

Security and buyer protection

Security and buyer protection

Shop safely with Klarna's robust security features and buyer protection, ensuring peace of mind with every transaction.⁷

Cashback & deals

Cashback & deals

Earn cashback, shop all of your favorite stores and stay on top of your spending.

adidas Samba OG - Cloud White/Core Black/Clear Granite
Nintendo Switch 2 - Mario Kart World Bundle
LG 86UT7590PUA
Nintendo Switch 2 (Black)
adidas Samba OG - Cloud White/Collegiate Green/Clear Granite

Find a great deal and spread the cost on over 1 million products

Gigabyte Geforce RTX 4070 Super Windforce OC 12G Nvidia 12 GB GDDR6X
Ray-Ban Original Wayfarer Classic RB2140 901
Ray-Ban Meta Wayfarer RW4006 601/71
Beats Solo3
Ray-Ban Meta Wayfarer RW4006 601/SB

Security comes as standard

Strict data protection

Pay it safe knowing that your money and data are secure from fraud.

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Data protection

¹ CA resident loans made or arranged pursuant to a California Financing Law license. NMLS # 1353190.

² Earn cashback on Klarna App purchases. Klarna balance account required and funds can only be used within Klarna. Cashback issuance depends on store approval and may be affected by cookie settings, combining offers, product exclusions, or other factors beyond our control. Klarna may get a commission. Limitations, terms and conditions apply.

³ Paying over time on Apple Pay: Loans not offered by Apple. Subject to eligibility requirements and approval. Not available in all markets, and may not be available for all types of purchases, such as subscriptions and recurring transactions. Available with Apple Pay online and in app, on iPhone and iPad. Not available in-store. Software requirements apply. Additional terms may apply. For more eligibility and feature details, see here.

Apple Pay is a service provided by Apple Payments Services LLC, a subsidiary of Apple Inc. Neither Apple Inc. nor Apple Payments Services LLC is a bank. Any card used in Apple Pay is offered by the card issuer.

⁴ The Klarna Card is issued by WebBank pursuant to a license from Visa U.S.A. Convert any purchase to Pay in 4 issued by Klarna Inc. CA Resident Loans made or arranged pursuant to a California Financing Law license. NMLS #1353190. *28.99% APR applies to all moved or split transactions.

⁵ See payment terms. A higher initial payment may be required for some consumers. CA resident loans made or arranged pursuant to a California Financing Law license. NMLS #1353190.

⁶ A $1,000 purchase might cost $173.53 per month over 6 months at 13.99% APR. Rate ranges from 0.00%-35.99% APR based on creditworthiness, term length, and subject to credit approval, resulting in, for example, 3 equal monthly payments of $333.33 at 0.00% APR to $353.52 at 35.99% APR per $1,000 borrowed. Minimum purchase amount and down payment may be required. Estimation of monthly payment excludes potential tax and shipping costs. Monthly financing through Klarna issued by WebBank.

⁷ Exclusions apply.