Aqua card Reviews

11,096  Excellent
TrustScore 4.5 out of 5

4.3

In the Credit Bureau category

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Reviews4.3

11,096 total


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Rated 5 out of 5 stars

Useful additional card to have in case!

Found the card a helpful addition for paying for items bought. Only downside is the many messages sent to remind me about paying my monthly amount. Other than that satisfied.

Date of experience: July 04, 2023

Reply from Aqua card

Hi Mrs. Stafford, Thank you for your 5-star review! I would like to thank you for your feedback, as we are always working to improve our services. best, Elan


Rated 5 out of 5 stars

Good “starter” card

I think the fact that they let me lower my credit limit to something that wouldn’t get me into debt, but I’m not really a fan of their APR, over 41%. That’s why small, regular purchases to be paid off will improve my credit score and I will be able to find a 0% card in the future.

Tell me, though, do you reduce your APR if the account is managed well?

Date of experience: April 19, 2024


Rated 5 out of 5 stars

Decent Credit Amount:

Every other credit card that I applied for offered a misely £200.00, but Aqua's decision to offer £900.00 despite my credit history was astonishing and I do not and would not hesitate to recommend Aqua to family and friends

Date of experience: April 27, 2024

Reply from Aqua card

Hi Richard, Thank you for your 5-star review! Best, Elan


Rated 1 out of 5 stars

On two consecutive days

On two consecutive days, 2 days ago and yesterday I received emails from Aqua telling me I have a gold card on its way and should receive it by August 2022. Surprisingly I received my Aqua gold card in August of 2022 🤷🏼‍♂️🤷🏼‍♂️🤷🏼‍♂️
I believe it’s 2024 now.
Very worrying 🤦‍♂️🤦‍♂️🤦‍♂️

Date of experience: April 29, 2024


Rated 5 out of 5 stars

It is such a great experience to be a…

It is such a great experience to be a part of Aqua. App is really good and easy to manage. Highly recommended !

Date of experience: April 21, 2024

Reply from Aqua card

Hi Ali, We're happy to read that you are enjoying our app and the features! Thank you for taking the time to leave us a positive review 😊 Best, Elan


Rated 5 out of 5 stars

Brilliant easy to use the app can keep…

Brilliant easy to use the app can keep an eye on what you spend, sends you notifications when you card is used. Helps build your credit too, thank you aqua

Date of experience: April 19, 2024

Reply from Aqua card

Hi Jay,

We're happy to read that you are enjoying our app and the features! Thank you for taking the time to leave us a positive review 😊

Thanks, Julie


Rated 5 out of 5 stars

Good card to use

Pros- The App and background data interface are very good. Transaction and card payment is populated instantly.

Con- Initial Credit limit was very small. Perhaps higher limit would be useful.


My credit rating is good. There were no defaults or delay of payments at any time.

Date of experience: April 11, 2024

Reply from Aqua card

Hi Pradeep, We're happy to read that you are enjoying our app and the features! Thank you for taking the time to leave us a positive review 😊 Best, Elan


Rated 5 out of 5 stars

I think it's great,but I only use it if…

I think it's great,but I only use it if I really need to,however I would like to know when my first payment is due as I haven't been told this as yet,so I would like to receive a phone call or even to let me know this information.
Kind regards

Date of experience: April 13, 2024

Reply from Aqua card

Good Morning, Sally,

Thank you ever so much for the lovely review!

Please can you reach out to our Customer Service team on 0333 220 2691 or via chat in the app (More > Help & Support > Contact Us > Contact Details) at your next convenience.

The team will have full access to your account and will be happy to help.

We hope to hear from you soon so that we can get that sorted for you!

- Kenith


Rated 5 out of 5 stars

I am really enjoying to using Aqua its…

I am really enjoying to using Aqua its really help me to pay my bills etc specially after increasing my Aqua card limit

Date of experience: April 18, 2024

Reply from Aqua card

Hi Muhammad, Thank you very much for the lovely review. We are happy to hear that you are enjoying your card 😊 Best, Elan


Rated 5 out of 5 stars

Great experience from start to finish

Great company, easy process and very straightforward from start to finish.

Date of experience: April 20, 2024

Reply from Aqua card

Hi Sadie, Thank you for taking the time to leave us a positive review! Best, Elan


Rated 1 out of 5 stars

Don’t get unwell

Don’t get unwell

Not very supportive of aqua I’ve become extremely unwell my circumstances won’t change so I asked for a medical write off all other debtors have been supportive.

I sent all information about my psychosis team. I got declined and was told they only write off for terminally ill people a manager said I should be eligible so I appealed again declined with no explanation and no way of fighting it was told by staff to ring back every 90 days to have the account placed on hold. Not ideal but I’m assuming I have to do this for the rest of my life now. Was such a good company used them back years not sure what else I can do. I can’t talk to that department it’s just a bunch of people making decisions that I can’t fight or question my advice is I wouldn’t use them clearly when you need support the most this company isn’t the one.

Date of experience: April 26, 2024


Rated 5 out of 5 stars

Good company helped me out financially…

Good company helped me out financially in the pat gives you notice when a payment is due excellent service

Date of experience: April 19, 2024

Reply from Aqua card

Hi Darren,

Thank you for taking the time to leave us a kind review, we appreciate it! We are delighted to hear that you've had a good experience 😊

Thanks, Julie.


Rated 5 out of 5 stars

the app is easy you understand what you…

the app is easy you understand what you are spending and how much you have to repay and when very happy with my account

Date of experience: April 18, 2024

Reply from Aqua card

Hi Mr. Mcallister, We're happy to read that you are enjoying our app and the features! Thank you for taking the time to leave us a positive review 😊 Best, Elan


Rated 5 out of 5 stars

Aqua is a life saver

Aqua is a life saver I’ve tried different cards but I was denied …. There comes aqua granted me a card and now am using it wisely to help improve my credit score

Date of experience: April 16, 2024

Reply from Aqua card

Hi Mo, Thank you so much for the lovely review!
We're glad to learn that we were able to help you build your credit score. Keep up the good work 😊 Best, Elan


Rated 1 out of 5 stars

Not allowed to change pin!

First the card took ages to arrive and then when I attempted to change the pin via the ATM I got a message saying that my provider would not allow me to change the pin. The result of this is that I have never used the card!

Date of experience: April 19, 2024

Reply from Aqua card

Hello Wendy. I'm sorry for the trouble and the experience that you've had with us. Please call us on 0333 220 2691 and one of our advisors will help with this issue. Best, Audrey


Rated 5 out of 5 stars

Aqua card

Easy to understand gives you a response able limit to use every thing can be done on the app keep an eye on your spending and make payments well worth it highly recommended

Date of experience: April 12, 2024

Reply from Aqua card

Hi Mervyn, We're happy to read that you are enjoying our app and the features! Thank you for taking the time to leave us a positive review 😊 Best, Elan