CAP COM Federal Credit Union
Eligibility
Find out if you are eligible to join CAP COM Federal Credit Union.
CAP COM Federal Credit Union Reviews
What's Your Rating?
1. Low interest rate
2. Friendly and professional staff
3. Monthly updates on my account
4. Ease of applying for a car loan
5. Speed of loan acceptance
6. Convenient locations
I will continue to do business with CapCom Federal Credit Union.
DO NOT USE THEM
SCAM SCAM SCAM!!!!!
CAP COM Federal Credit Union Offers
CAP COM Federal Credit Union Q&A(9 questions)
Get answers to your questions about CAP COM Federal Credit Union below. Editorial and user-generated content is not provided, reviewed or endorsed by any company. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered.
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Does the Capital Communications Credit Union Classic card report to all credit bureaus?
The Capital Communications Credit Union Classic card reports to all three major credit bureaus: TransUnion, Experian and Equifax.
This means that it will help you easily build your credit score, as long as you pay your bills on time and keep your credit utilization low.
How can I do a balance transfer with the CAP COM Classic Card?
To do a balance transfer with the CAP COM Classic Credit Card, new applicants can just complete the balance transfer portion of the application. Existing cardholders can request a balance transfer through their online account, or by calling customer service at (800) 634-2340.
CAP COM Classic Credit Card balance transfers usually take one week to process. In the meantime, continue to make payments on your original debt to avoid any late fees and possible damage to your credit score.
Key Things to Know...
What credit score do you need for the CAP COM Classic Credit Card?
The CAP COM Classic Credit Card is available to people with bad credit. That means people with credit scores below 640 have a shot at getting approved. The card accepts applicants with a limited credit history, too.
You should note that while the credit score requirements are lenient, there are plenty of other things that will impact your chances of being approved for the CAP COM Classic Credit Card. Some other key criteria include your income, existing debt load, number of open...
What's the starting credit limit for the CAP COM Classic Credit Card?
The starting credit limit for the CAP COM Classic Credit Card is $500 or more. Everyone who gets approved for this card is guaranteed a credit limit of at least $500, and particularly creditworthy applicants could get limits a lot higher than that. The higher an applicant's credit score and income are, the higher the starting credit limit is likely to be.
Keep in mind that you can ask to get a credit limit increase by calling customer service at (800) 634-2340, but it's best...
Does the CAP COM Classic Credit Card do a hard pull?
Yes, the CAP COM Classic Credit Card does a hard pull on your credit report when you apply for the card. A hard pull usually results in a slight decrease in an applicant's credit score, but only for a short period of time. The hard inquiry allows the issuer to determine your credit risk and ultimately decide whether you'll be approved for an account.
The CAP COM Classic Credit Card is designed for people with bad credit, but it accepts applicants with...
Is the Capital Communications Credit Union Classic card secured or unsecured?
The CAP COM Classic Credit Card is an unsecured credit card. Unlike secured cards, the CAP COM Classic Credit Card does not require cardholders to pay a refundable security deposit for collateral.
This is a credit card meant for people with bad credit, but it accepts applicants with limited credit, too. The card also has a $0 annual fee and it reports to all three major credit bureaus.
Can I use my CAP COM Classic Credit Card instantly after approval?
No, you cannot use your CAP COM Classic Credit Card instantly after approval. The issuer does not offer virtual card numbers, nor do they disclose the card number prior to its arrival.
To use the card, you will have to wait until you receive it, which should take 5-7 business days.