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    You have questions, and we have answers.

    Whether you need help setting short-term goals or planning for your future, our Ideas & Tips page offers simple solutions to complex financial challenges. Explore our articles when you have financial questions to help you make informed decisions, and then get back to what matters most.

    How scammers use technology to steal your money — and how to protect yourself.

    Scammers are getting smarter — using fake emails, texts and calls to steal your money. Learn how to spot their tricks before it’s too late.

    What’s the best age to claim Social Security?

    Social Security is a cornerstone of retirement, and understanding when to claim it is a crucial decision. Learn how receiving this benefit at different ages can affect your long-term financial plan.

    Eight simple ways to save for a home purchase.

    Navigating the house buying process? These eight tips can help you save for a down payment and unlock the door to your future home.

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    Early Pay

    Commerce Bank’s Early Pay feature allows you to access your direct deposit up to two days early* once you have a Commerce checking account, savings account or prepaid card and set up a qualified recurring direct deposit. There’s no enrollment required, and it’s part of the added benefits included with Commerce Bank accounts for your convenience and security.

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    Get to know us.

    Step behind the desk and learn more about the people, culture and values that power Commerce Bank.

    Commerce team members build homes and connections with Habitat for Humanity.

    Commerce Bank’s involvement in Habitat for Humanity’s Pride Build reflects our work in making a positive impact and supporting organizations that uplift our neighbors. We’re proud to build a strong, more connected community together.

    Commerce Bank found new ways to give back to the community in Kansas.

    Commerce Bank’s plans for a new location in Manhattan, Kansas gave us a unique opportunity to give back. We worked with Habitat for Humanity so that woodwork, doors, chandeliers and more could find new purpose in local homes and projects, creating a lasting impact in the community for years.

    Commerce Bank’s Jackie Loya-Torres wins Hispanic Chamber of Commerce Business Professional award.

    Congratulations to Jackie Loya-Torres on receiving the Nuestra Latina Business Professional award from the Hispanic Chamber of Commerce of Greater Kansas City.

    Commerce Bank named one of America’s Best Banks by Forbes.

    Commerce is honored to be named to Forbes’ America’s Best Banks. This recognition highlights the team’s dedication to excellence in financial services and its strong customer connections, as well as a culture that supports growth.

    Learn more about Commerce Bank

    We're here when you need us.

    We may be 160 years old, but we’re always working to best support our customers’ needs. We’re here to help you bank where, when and how you'd like — whether that’s online, on mobile, over the phone, or in person.

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    Disclosures:

    * You may receive a direct deposit up to two days early with Early Pay if you have 1) a checking or savings account or prepaid card with us, and 2) a recurring qualifying direct deposit to that account. Qualifying direct deposits may include a recurring ACH deposit of less than $10,000.00 for payroll, Social Security or other government benefits, or pensions. Early Pay is automatic and there is no fee. Please visit the Commerce Bank Deposit Agreement and Funds Availability Policy for more details.

    To send an email that contains confidential information, please visit the Secure Message Center where there are additional instructions about whether to use Secure Email or Online Banking messaging.

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