Cigna Dental
Quick Facts
- Voluntary for all eligible staff, retirees and dependants at headquarters as well as internationally recruited eligible staff, retirees and dependants away from headquarters who plan to seek care in the US
- Area of coverage is worldwide
- Benefits include diagnostic, preventive, restorative and orthodontic care
- No co-payment for services provided by an in-network dentist
- Annual deductible and coinsurance of 20% to 30% for services received from an out-of-network dentist
- Total reimbursements are capped but the maximum cap depends on you:
- Minimum cap is $2,250 a year
- Maximum cap can increase to $2,550 a year
- Premium is a percentage on salary. Up to 66% of total premium is subsidized by Member States
Plan Summary
The Cigna Dental plan offers a large network of participating providers. A dental PPO functions like a medical PPO: the network of dentists who participate in the Cigna Dental plan accept as payment a fee schedule negotiated with Cigna. When covered services are rendered by an in-network provider, Cigna reimburses the dentist according to the schedule while plan participants usually have no out-of-pocket expenses. The Cigna dental plan is designed to encourage yearly visits to a dentist for preventive care.
Information Material - All about Your Plan
Description of Benefits - Cigna Dental PO
The below resources are official outlines of the available Cigna DPO, divided in its applicability to different US states. We kindly advise you to carefully review the plan details before making a decision on enrolling in the available dental plan.
Description of Benefits - Cigna DPO US-based planPDF
Benefits Summary - Louisiana residentsPDF
Benefits Summary - Texas residentsPDF
Benefits Summary - All other US statesPDF
Guidance Material for Plan Participants
Virtual Care Customer FlyerPDF
Preferred Provider Organization Orthodontics in Progress Customer FlyerPDF
FAQs
Does Cigna also cover dental services in all 50 states?
Yes, the Cigna Dental plan reimburses services received in all 50 states.
Does my dental entitlement accumulate/roll-over if I don't use it for one year?
No, Cigna Dental benefits do not roll-over if not used. The maximum resets each year on the 1st of July.
Why doesn’t the dental insurance cover all forms of teeth ailments?
Dental plans, unlike medical ones, are discounted plans, that cover preventive care and basic procedures such as treatment for gum disease, extractions, fillings, and root canals. Coverage is limited because of the low premiums paid for dental insurance. Not all ailments are covered, however, preventive, and basic care are covered.
How to contact Cigna Dental
To reach Cigna, please call +1 800 747 8686 for support with benefits & coverage
OR
Call +1 800 853 2713 for support with navigating the Cigna Dental website.
If you are looking for additional information or specific details related to your individual plan, please log in to the Cigna Dental member page.
Updates
Cigna Dental provides guidance material for stress-related dental issues
Cigna Dental is providing plan participants with helpful information material related to stress-related dental issues. For more information and to access the available information materia, please visit the more elaborate Update Description.