AUD, USD, NZD, EUR, GBP, SGD, HKD, JPY, CAD, THB, AED, VND, CNY, RMB
The Commonwealth Bank Travel Money Card is a handy prepaid travel card if you are visiting multiple countries on your holiday as it allows you to load up to as many as 13 currencies. You can also transfer funds between the currencies for free while travelling and monitor your balance online or over the phone 24/7.
The Commonwealth Bank Travel Money Card is accepted wherever Visa is and can be used internationally at shops, restaurants, at overseas ATMs and for online purchases.
The card has no purchase fee, whether you order it online or in a branch and it is one of the few prepaid travel cards on the market that does not have an inactivity fee so you can keep the card until your next trip if you have money left on the card (but make sure you check the cards expiry date as they do expire at some point.)
You can store up to 13 currencies at any one time, the most of any prepaid card on the market. This is one of the only prepaid travel cards to preload Vietnamese Dong, Chinese Reminbi and it is one of the few to also have Thai Baht as an option. The smart card feature means that it will always use the currency of the country in which the transaction is made first, as long as that currency is loaded on the card.
The Travel Money Card does have a 3.00% cross currency conversion charge if you make a purchase in a currency other than the one on your card so make sure you have the right currency loaded before you spend.
There's also a flat AUD $3.50 cash withdrawal fee for ATM withdrawals and over the counter withdrawals made outside of Australia. The fee is charged in the currency you're making the withdrawal with though, so if that's not AUD, the Visa exchange rate (at that time) will be used to calculate whatever that foreign currency equivalent of $3.50 AUD is.
Prepaid travel cards are great for the budget conscious traveller as they allow you to set a travel budget and stick to it without the temptation of going into debt over that 'must do' romantic sunset cruise with 50 other tourists.
You don't have to be a Commonwealth Bank account holder to get a Travel Money Card, which makes this a good prepaid card choice for anyone who is visiting more than one country on their trip.
If you want to use your travel card solely for online international shopping you can load the travel card up in several currencies and then go on a global shopping spree knowing exactly what exchange rate to use when comparing costs.
Make sure you've loaded the correct currencies onto your card before you start spending, because if you spend in a currency you don't have loaded, you'll be stung by the 3.00% cross currency conversion fee.
AUD, USD, NZD, EUR, GBP, SGD, HKD, JPY, CAD, THB, AED, VND, CNY, RMB |
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Initial minimum load amount is $50 AUD per, then $1 AUD for reloads. |
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