Www.flcu.org Sample Contracts

BUSINESS RATE CREDIT CARD AGREEMENT
Credit Card Agreement • July 12th, 2021 • Florida

In this Agreement, the singular includes the plural; “Agreement” means the terms, conditions and disclosures herein; “Card” means the VISA credit card and any duplicates, renewals or substitutions thereof; “you” and “your” means each person or entity whose name is embossed on the face of the Card, each person or entity who signs, uses or authorizes use of the Card, each person who signed the Application for the Card, and the Business on whose behalf the Account was opened; “Account” means your credit card line of credit account with Credit Union; and “Credit Union” means Florida Credit Union or anyone to whom Credit Union assigns or transfers this Agreement; “Guarantor” is each authorized user who owns 20% or more of a Business. By signing, using and/ or authorizing the use of the Card, you agree to the following terms, conditions and disclosures:

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PLATINUM REWARDS CREDIT CARD AGREEMENT
Rewards Credit Card Agreement • July 12th, 2021 • Florida

In this Agreement, the singular includes the plural; “Agreement” means the terms, conditions and disclosures herein; “Card” means the VISA credit card and any duplicates, renewals or substitutions thereof; “you” and “your” means each person or entity whose name is embossed on the face of the Card, each person or entity who signs, uses or authorizes use of the Card, and each person who signed the Application for the Card; “Account” means your credit card line of credit account with Credit Union; and “Credit Union” means

PLATINUM CREDIT CARD AGREEMENT
Credit Union • December 16th, 2016 • Florida

In this Agreement, the singular includes the plural; “Agreement” means the terms, conditions and disclosures herein; “Card” means the VISA credit card and any duplicates, renewals or substitutions thereof; “you” and “your” means each person or entity whose name is embossed on the face of the Card, each person or entity who signs, uses or authorizes use of the Card, and each person who signed the Application for the Card; “Account” means your credit card line of credit account with Credit Union; and “Credit Union” means Florida Credit Union or anyone to whom Credit Union as- signs or transfers this Agreement. By signing, using and/or autho- rizing the use of the Card, you agree to the following terms, condi- tions and disclosures:

MEMBERSHIP AGREEMENT
Membership Agreement • June 16th, 2021 • Florida

Notice to Members: The laws and regulations governing the financial services we provide are complex. To insure your understanding of our relationship with you, we provide this detailed agreement which explains both your responsibilities and ours. Please read this document carefully, and feel free to ask any questions regarding these terms and conditions.

PLATINUM FRESH START CREDIT CARD AGREEMENT
Card Agreement • June 4th, 2019 • Florida

In this Agreement, the singular includes the plural; “Agreement” means the terms, conditions and disclosures herein; “Card” means the VISA credit card and any duplicates, renewals or substitutions thereof; “you” and “your” means each person or entity whose name is embossed on the face of the Card, each person or entity who signs, uses or authorizes use of the Card, and each person who signed the Application for the Card; “Account” means your credit card line of credit account with Credit Union; and “Credit Union” means

BUSINESS REWARDS CREDIT CARD AGREEMENT
Business Rewards Credit Card Agreement • July 12th, 2021 • Florida

In this Agreement, the singular includes the plural; “Agreement” means the terms, conditions and disclosures herein; “Card” means the VISA credit card and any duplicates, renewals or substitutions thereof; “you” and “your” means each person or entity whose name is embossed on the face of the Card, each person or entity who signs, uses or authorizes use of the Card, each person who signed the Application for the Card, and the Business on whose behalf the Account was opened; “Account” means your credit card line of credit account with Credit Union; and “Credit Union” means Florida Credit Union or anyone to whom Credit Union assigns or transfers this Agreement; “Guarantor” is each authorized user who owns 20% or more of a Business. By signing, using and/ or authorizing the use of the Card, you agree to the following terms, conditions and disclosures:

BUSINESS MEMBERSHIP AGREEMENT
Credit Union • March 14th, 2018 • Florida

Notice to Members: The laws and regulations governing the financial services we provide are complex. To insure your understanding of our relationship with you, we provide this detailed agreement which explains both your responsibilities and ours. Please read this document carefully, and feel free to ask any questions regarding these terms and conditions.

PLATINUM WAVE CREDIT CARD AGREEMENT
Credit Card Agreement • December 8th, 2016 • Florida

In this Agreement, the singular includes the plural; “Agreement” means the terms, conditions and disclosures herein; “Card” means the VISA credit card and any duplicates, renewals or substitutions thereof; “you” and “your” means each person or entity whose name is embossed on the face of the Card, each person or entity who signs, uses or authorizes use of the Card, and each person who signed the Application for the Card; “Account” means your credit card line of credit account with Credit Union; and “Credit Union” means Florida Credit Union or anyone to whom Credit Union as- signs or transfers this Agreement. By signing, using and/or autho- rizing the use of the Card, you agree to the following terms, condi- tions and disclosures:

VISA BUSINESS RATE CREDIT CARD AGREEMENT
Credit Union • December 8th, 2016 • Florida

In this Agreement, the singular includes the plural; “Agreement” means the terms, conditions and disclosures herein; “Card” means the VISA credit card and any duplicates, renewals or substitutions thereof; “you” and “your” means each person or entity whose name is embossed on the face of the Card, each person or entity who signs, uses or authorizes use of the Card, each person who signed the Application for the Card, and the Business on whose behalf the Account was opened; “Account” means your credit card line of credit account with Credit Union; and “Credit Union” means Florida Credit Union or anyone to whom Credit Union assigns or transfers this Agreement. By signing, using and/or authorizing the use of the Card, you agree to the following terms, conditions and disclosures:

FLORIDA CREDIT UNION BILL PAY SERVICE AGREEMENT
Florida Credit Union Bill Pay Service Agreement • May 29th, 2020

This agreement (Agreement) between you and Florida Credit Union (FCU) governs your use FCU’s bill paying service (Bill Pay) to direct FCU to make payments from your designated checking account(s) to the person or entity (Payee) you choose in accordance with this agreement. By using Bill Pay, you acknowledge that you have read and agree to the terms and conditions of the Agreement. In this Agreement, the words “you” and “your” mean the consumer that applied for and/or uses Bill Pay. This Agreement is in addition to the account agreements, disclosures and other documents in effect from time to time governing your account, including, but not limited to, your Consumer Membership Agreement and/or Business Membership Agreement and the disclosures contain therein and your FCU Anywhere Online Service Agreement. Bill Pay is available to eligible FCU members with a checking account in good standing and in FCU’s sole discretion.

GOLD CREDIT CARD AGREEMENT
Gold Credit Card Agreement • July 12th, 2021 • Florida

In this Agreement, the singular includes the plural; “Agreement” means the terms, conditions and disclosures herein; “Card” means the VISA credit card and any duplicates, renewals or substitutions thereof; “you” and “your” means each person or entity whose name is embossed on the face of the Card, each person or entity who signs, uses or authorizes use of the Card, and each person who signed the Application for the Card; “Account” means your credit card line of credit account with Credit Union; and “Credit Union” means Florida Credit Union or anyone to whom Credit Union assigns or transfers this Agreement. By signing, using and/or authorizing the use of the Card, you agree to the following terms, conditions and disclosures:

VISA BUSINESS REWARDS CREDIT CARD AGREEMENT
Visa Business Rewards Credit Card Agreement • December 20th, 2016 • Florida

In this Agreement, the singular includes the plural; “Agreement” means the terms, conditions and disclosures herein; “Card” means the VISA credit card and any duplicates, renewals or substitutions thereof; “you” and “your” means each person or entity whose name is embossed on the face of the Card, each person or entity who signs, uses or authorizes use of the Card, each person who signed the Application for the Card, and the Business on whose behalf the Account was opened; “Account” means your credit card line of credit account with Credit Union; and “Credit Union” means Florida Credit Union or anyone to whom Credit Union assigns or transfers this Agreement. By signing, using and/or authorizing the use of the Card, you agree to the following terms, conditions and disclosures:

FCU FAM AGREEMENT AND DISCLOSURE
Fcu Fam Agreement and Disclosure • October 25th, 2021 • Florida

• Online Banking – Access to your Florida Credit Union accounts via a secure connection between online banking and the FCU FAM App, to perform inquiries and transactions.

VISA BUSINESS REWARDS CREDIT CARD AGREEMENT
Visa Business Rewards Credit Card Agreement • June 4th, 2019 • Florida

In this Agreement, the singular includes the plural; “Agreement” means the terms, conditions and disclosures herein; “Card” means the VISA credit card and any duplicates, renewals or substitutions thereof; “you” and “your” means each person or entity whose name is embossed on the face of the Card, each person or entity who signs, uses or authorizes use of the Card, each person who signed the Application for the Card, and the Business on whose behalf the Account was opened; “Account” means your credit card line of credit account with Credit Union; and “Credit Union” means Florida Credit Union or anyone to whom Credit Union assigns or transfers this Agreement. By signing, using and/ or authorizing the use of the Card, you agree to the following terms, conditions and disclosures:

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