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CPI","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_CALC_RESULT_BFT_TYPE_SPPNI":{"Name":"ESS_CALC_RESULT_BFT_TYPE_SPPNI","CultureCode":"en-US","Description":"Benefit Type for SPP No Index","Text":"SPP Non Indexed","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_CALC_RESULT_CL_YRS":{"Name":"ESS_CALC_RESULT_CL_YRS","CultureCode":"en-US","Description":"certain and life Years","Text":"5, 10, or 15","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_CALC_RESULT_COL1HEADER":{"Name":"ESS_CALC_RESULT_COL1HEADER","CultureCode":"en-US","Description":"Pension Result Column 1 Header","Text":"Lifetime Monthly Pension Option","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_CALC_RESULT_COL1HEADER_BRD":{"Name":"ESS_CALC_RESULT_COL1HEADER_BRD","CultureCode":"en-US","Description":"Bridge Column Header","Text":"Bridge pension","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_CALC_RESULT_COL2HEADER":{"Name":"ESS_CALC_RESULT_COL2HEADER","CultureCode":"en-US","Description":"Pension Result Column 2 Header","Text":"Payable to:","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_CALC_RESULT_COL3HEADER":{"Name":"ESS_CALC_RESULT_COL3HEADER","CultureCode":"en-US","Description":"Pension Result Column 3 Header","Text":"You","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_CALC_RESULT_COL4HEADER":{"Name":"ESS_CALC_RESULT_COL4HEADER","CultureCode":"en-US","Description":"Pension Result Column 4 Header","Text":"Spouse","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_CALC_RESULT_COMPANY_NAME":{"Name":"ESS_CALC_RESULT_COMPANY_NAME","CultureCode":"en-US","Description":"company name","Text":"Company ABC","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_CALC_RESULT_DCONLY":{"Name":"ESS_CALC_RESULT_DCONLY","CultureCode":"en-US","Description":"DC Only at selected retirement date","Text":"You are currently accruing benefits in the DC option of the pension plan.  For more information on your DC pension please contact a Manulife Customer Service Representative at 1 800-242-1704.","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_CALC_RESULT_EURDNOELIG":{"Name":"ESS_CALC_RESULT_EURDNOELIG","CultureCode":"en-US","Description":"EURD Run and Member Switching Plans","Text":"Based on your data, it appears that at some point in the future you will be switching provisions and a new unreduced date may be applicable. As a result, you will need to change your inputs to something other than Earliest Unreduced Retirement Date until after you have started accruing in the new provision.","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_CALC_RESULT_IMPINFO_LINE1":{"Name":"ESS_CALC_RESULT_IMPINFO_LINE1","CultureCode":"en-US","Description":"Important Info Line 1","Text":"We are unable to provide a pension estimate.  Please contact MyHR.","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_CALC_RESULT_IMPINFO_LINE10":{"Name":"ESS_CALC_RESULT_IMPINFO_LINE10","CultureCode":"en-US","Description":"Important Info Line 10","Text":"Pension benefits accrued in your Enbridge Inc. Registered Pension Plan in excess of Income Tax Act (Canada) limits will be payable from the Enbridge Inc. Supplemental Pension Plan (SPP), which is funded by a Retirement Compensation Arrangement trust fund. Enbridge may choose to pay SPP benefits from general revenues at its discretion.","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_CALC_RESULT_IMPINFO_LINE11":{"Name":"ESS_CALC_RESULT_IMPINFO_LINE11","CultureCode":"en-US","Description":"Important Info Line 11","Text":"You can elect to receive your AVC benefit as a one-time lump sum payment. Subject to legislative limits and the terms of the plan, the option to receive your AVC benefit as an additional monthly pension may not be provided.","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_CALC_RESULT_IMPINFO_LINE12":{"Name":"ESS_CALC_RESULT_IMPINFO_LINE12","CultureCode":"en-US","Description":"Important Info Line 12","Text":"You are not eligible to make Additional Voluntary Contributions. Please contact MyHR at 1-877-613-6247 if you have any questions.","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_CALC_RESULT_IMPINFO_LINE13":{"Name":"ESS_CALC_RESULT_IMPINFO_LINE13","CultureCode":"en-US","Description":"Important Info Line 13","Text":"The AVC investment return applied is an assumption only and is not guaranteed. The investment returns applied to your AVC contributions are based on the returns in the Enbridge pension fund. The investment return can be volatile and has the potential for negative investment returns (losses) in any given year.","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_CALC_RESULT_IMPINFO_LINE2":{"Name":"ESS_CALC_RESULT_IMPINFO_LINE2","CultureCode":"en-US","Description":"Important Info Line 2","Text":"Subject to legislative limits and the terms of the plan, if your benefit entitlement is deemed to be a small benefit at retirement, payment may be paid as a one-time lump sum.","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_CALC_RESULT_IMPINFO_LINE3":{"Name":"ESS_CALC_RESULT_IMPINFO_LINE3","CultureCode":"en-US","Description":"Important Info Line 3","Text":"The amounts shown are estimates. Your final benefit will be paid based on final data and in accordance with the plan document in effect at the time of your retirement.","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_CALC_RESULT_IMPINFO_LINE4":{"Name":"ESS_CALC_RESULT_IMPINFO_LINE4","CultureCode":"en-US","Description":"Important Info Line 4","Text":"If you choose to retire early, upon your retirement, you may also be provided with level income forms of payment that will integrate your pension benefit from your pension plan with the government benefits you may receive at age 65 in order to provide you with an even stream of payments. This is not offered under the Enbridge Inc. Plan.","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_CALC_RESULT_IMPINFO_LINE5":{"Name":"ESS_CALC_RESULT_IMPINFO_LINE5","CultureCode":"en-US","Description":"Important Info Line 5","Text":"The numbers shown above do not include your DC benefits. For more information on your DC pension please contact a Manulife Customer Service Representative at 1 800-242-1704.","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_CALC_RESULT_IMPINFO_LINE6":{"Name":"ESS_CALC_RESULT_IMPINFO_LINE6","CultureCode":"en-US","Description":"Important Info Line 6","Text":"The options shown do not reflect any potential division of pension benefits due to marriage breakdown (if applicable).","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_CALC_RESULT_IMPINFO_LINE7":{"Name":"ESS_CALC_RESULT_IMPINFO_LINE7","CultureCode":"en-US","Description":"Important Info Line 7","Text":"Pension legislation requires that if you have a Spouse on the date pension payments commence, your pension must be paid as a joint and survivor pension in which at least 60% of your pension continues to your Spouse, if surviving, after your death.  In order to allow you to elect a form of pension that does not provide the required minimum 60% survivor pension, your Spouse must complete a waiver form.  Upon your actual retirement, lifetime pension options are available upon request should you and your Spouse elect to waive the right to a survivor benefit.","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_CALC_RESULT_IMPINFO_LINE8":{"Name":"ESS_CALC_RESULT_IMPINFO_LINE8","CultureCode":"en-US","Description":"Important Info Line 8","Text":"Pension benefits payable from a Registered Pension Plan (RPP) are limited by the Income Tax Act (Canada) limits and any Plan maximums.","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_CALC_RESULT_IMPINFO_LINE9":{"Name":"ESS_CALC_RESULT_IMPINFO_LINE9","CultureCode":"en-US","Description":"Important Info Line 9","Text":"Pension benefits accrued in your Spectra Registered Pension Plan in excess of Income Tax Act (Canada) limits will be payable from the Spectra Non-Registered Pension Plan (SERP), which is unfunded and paid from general revenues of the Company. Additional options may be available upon retirement that have not been shown in this pension modeler.","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_CALC_RESULT_INCLUDESP":{"Name":"ESS_CALC_RESULT_INCLUDESP","CultureCode":"en-US","Description":"Include Spouse Text","Text":"include spouse to see this option","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_CALC_RESULT_INVALIDDATE":{"Name":"ESS_CALC_RESULT_INVALIDDATE","CultureCode":"en-US","Description":"Calc ran with invalid date","Text":"We are unable to provide you with calculation results with the inputs selected. Please select a retirement date between age 55 and 65.","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_CALC_RESULT_JS_PCTS":{"Name":"ESS_CALC_RESULT_JS_PCTS","CultureCode":"en-US","Description":"joint and survivor percentages","Text":"50%, 75%, or 100%","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_CALC_RESULT_LEARN_CAPTION1":{"Name":"ESS_CALC_RESULT_LEARN_CAPTION1","CultureCode":"en-US","Description":"Benefit Definition Caption 1","Text":"Lump Sum Payment","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_CALC_RESULT_LEARN_CAPTION10":{"Name":"ESS_CALC_RESULT_LEARN_CAPTION10","CultureCode":"en-US","Description":"Bridge to 60 Caption","Text":"Bridge Pension","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_CALC_RESULT_LEARN_CAPTION11":{"Name":"ESS_CALC_RESULT_LEARN_CAPTION11","CultureCode":"en-US","Description":"RPP Caption","Text":"Registered Pension Plan (RPP)","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_CALC_RESULT_LEARN_CAPTION12":{"Name":"ESS_CALC_RESULT_LEARN_CAPTION12","CultureCode":"en-US","Description":"Spectra SERP Caption","Text":"Spectra Non-Registered Pension Plan (SERP)","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_CALC_RESULT_LEARN_CAPTION13":{"Name":"ESS_CALC_RESULT_LEARN_CAPTION13","CultureCode":"en-US","Description":"Enbridge SPP Caption","Text":"Enbridge Inc. Supplemental Pension Plan (SPP)","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_CALC_RESULT_LEARN_CAPTION14":{"Name":"ESS_CALC_RESULT_LEARN_CAPTION14","CultureCode":"en-US","Description":"50% CPI Caption","Text":"Indexed 50% CPI","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_CALC_RESULT_LEARN_CAPTION15":{"Name":"ESS_CALC_RESULT_LEARN_CAPTION15","CultureCode":"en-US","Description":"55% CPI Caption","Text":"Indexed 55% CPI","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_CALC_RESULT_LEARN_CAPTION16":{"Name":"ESS_CALC_RESULT_LEARN_CAPTION16","CultureCode":"en-US","Description":"AVC Learn Caption","Text":"Additional Voluntary Contributions (AVC)","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_CALC_RESULT_LEARN_CAPTION2":{"Name":"ESS_CALC_RESULT_LEARN_CAPTION2","CultureCode":"en-US","Description":"Benefit Definition Caption 2","Text":"Lifetime Pension, No Guarantee","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_CALC_RESULT_LEARN_CAPTION3":{"Name":"ESS_CALC_RESULT_LEARN_CAPTION3","CultureCode":"en-US","Description":"Benefit Definition Caption 3","Text":"Joint and Survivor","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_CALC_RESULT_LEARN_CAPTION4":{"Name":"ESS_CALC_RESULT_LEARN_CAPTION4","CultureCode":"en-US","Description":"Benefit Definition Caption 4","Text":"Lifetime Pension with Guarantee","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_CALC_RESULT_LEARN_CAPTION5":{"Name":"ESS_CALC_RESULT_LEARN_CAPTION5","CultureCode":"en-US","Description":"Benefit Definition Caption 5","Text":"Level Income with Guarantee","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_CALC_RESULT_LEARN_CAPTION6":{"Name":"ESS_CALC_RESULT_LEARN_CAPTION6","CultureCode":"en-US","Description":"Joint and Survivor Pension, With Guarantee QC","Text":"Joint and Survivor, With Guarantee","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_CALC_RESULT_LEARN_CAPTION7":{"Name":"ESS_CALC_RESULT_LEARN_CAPTION7","CultureCode":"en-US","Description":"Joint and Survivor Pension, With Guarantee Non-QC","Text":"Joint and Survivor, With Guarantee","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_CALC_RESULT_LEARN_CAPTION8":{"Name":"ESS_CALC_RESULT_LEARN_CAPTION8","CultureCode":"en-US","Description":"Bridge description","Text":"Bridge pension","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_CALC_RESULT_LEARN_TEXT1":{"Name":"ESS_CALC_RESULT_LEARN_TEXT1","CultureCode":"en-US","Description":"Benefit Definition Text 1","Text":"A lump sum payment is a single payment of the value of your total vested benefit under the Pension Plan. No additional benefits will be paid after you receive a lump sum payment. If you are married and the value of your benefit is more than $5,000, you mu","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_CALC_RESULT_LEARN_TEXT10":{"Name":"ESS_CALC_RESULT_LEARN_TEXT10","CultureCode":"en-US","Description":"Bridge to 60 Text","Text":"A monthly bridge pension will be payable to you until age 60 or the first day of the month in which your death occurs, if earlier.","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_CALC_RESULT_LEARN_TEXT11":{"Name":"ESS_CALC_RESULT_LEARN_TEXT11","CultureCode":"en-US","Description":"RPP Learn Text","Text":"Pension benefits payable from a Registered Pension Plan (RPP) are limited by the Income Tax Act (Canada) limits and any Plan maximums.","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_CALC_RESULT_LEARN_TEXT12":{"Name":"ESS_CALC_RESULT_LEARN_TEXT12","CultureCode":"en-US","Description":"Spectra SERP Learn Text","Text":"Pension benefits accrued in your Spectra Registered Pension Plan in excess of Income Tax Act (Canada) limits will be payable from the Spectra Non-Registered Pension Plan (SERP), which is unfunded and paid from general revenues of the Company. Additional options may be available upon retirement that have not been shown in this pension modeler.","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_CALC_RESULT_LEARN_TEXT13":{"Name":"ESS_CALC_RESULT_LEARN_TEXT13","CultureCode":"en-US","Description":"Enbridge SPP Learn Text","Text":"Pension benefits accrued in your Enbridge Inc. Registered Pension Plan in excess of Income Tax Act (Canada) limits will be payable from the Enbridge Inc. Supplemental Pension Plan (SPP), which is funded by a Retirement Compensation Arrangement trust fund. Enbridge may choose to pay SPP benefits from general revenues at its discretion.","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_CALC_RESULT_LEARN_TEXT14":{"Name":"ESS_CALC_RESULT_LEARN_TEXT14","CultureCode":"en-US","Description":"50% CPI learn text","Text":"Your pension in respect of non-contributory service will be indexed at 50% of the annual increase in the Consumer Price Index, for the year ending the preceding August 31.","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_CALC_RESULT_LEARN_TEXT15":{"Name":"ESS_CALC_RESULT_LEARN_TEXT15","CultureCode":"en-US","Description":"55% CPI learn text","Text":"Your pension in respect of contributory service will be indexed at 55% of the annual increase in the Consumer Price Index, for the year ending the preceding August 31, to a maximum increase of 5%.","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_CALC_RESULT_LEARN_TEXT16":{"Name":"ESS_CALC_RESULT_LEARN_TEXT16","CultureCode":"en-US","Description":"AVC Pension Learn Text","Text":"Your estimated AVC account balance is converted to provide you with a monthly lifetime pension using the actuarial basis in effect at your retirement date.","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_CALC_RESULT_LEARN_TEXT2":{"Name":"ESS_CALC_RESULT_LEARN_TEXT2","CultureCode":"en-US","Description":"Benefit Definition Text 2","Text":"A monthly pension will be payable to you for your lifetime.  No further amounts are paid after your death.","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_CALC_RESULT_LEARN_TEXT3":{"Name":"ESS_CALC_RESULT_LEARN_TEXT3","CultureCode":"en-US","Description":"Benefit Definition Text 3","Text":"The monthly pension is payable to you for your lifetime. After your death, your Spouse, if surviving, will receive a lifetime monthly pension of the selected percentage of your pension for his or her lifetime.","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_CALC_RESULT_LEARN_TEXT4":{"Name":"ESS_CALC_RESULT_LEARN_TEXT4","CultureCode":"en-US","Description":"Benefit Definition Text 4","Text":"The monthly pension is payable to you for your lifetime. If you die before receiving the selected number of guaranteed monthly payments, your Beneficiary will receive the balance of the guaranteed monthly payments.","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_CALC_RESULT_LEARN_TEXT5":{"Name":"ESS_CALC_RESULT_LEARN_TEXT5","CultureCode":"en-US","Description":"Benefit Definition Text 5","Text":"A monthly pension will be payable to you until the earlier of your Normal Retirement Date and the date of your death; this pension provides an increased amount payable until the date you attain age 65, when benefits from government sponsored plans are available on an unreduced basis. Thereafter, your monthly pension will reduce and will be payable for as long as you live, with the last payment being made on the first day of the month in which your death occurs.  If you die before receiving the number of guaranteed monthly payments, your Beneficiary will receive the balance of the guaranteed monthly payments.","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_CALC_RESULT_LEARN_TEXT6":{"Name":"ESS_CALC_RESULT_LEARN_TEXT6","CultureCode":"en-US","Description":"Joint and Survivor and Guarantee text QC","Text":"A monthly pension is payable to you for your lifetime. If you die before receiving the selected number of guaranteed monthly payments and your Spouse is still alive at that time, your Spouse will receive the balance of the guaranteed monthly payments.  At the end of the guaranteed period, your Spouse, if still alive, will receive a lifetime monthly pension of the selected percentage of your pension with the last payment being made on the first day of the month in which your Spouse’s death occurs.  In the event of the death of your Spouse before all of the guaranteed monthly payments have been made, your Spouse’s Beneficiary will receive the balance of the guaranteed monthly payments.  If you die before receiving the guaranteed monthly payments and your Spouse predeceased you, your Beneficiary will receive 100% of the monthly pension that was being paid to you for the balance of the guaranteed monthly payments.  If you die after receiving at least your guaranteed monthly payments and your Spouse is still alive at that time, your Spouse will receive the selected percentage of the monthly pension that was being paid to you for your Spouse’s lifetime.","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_CALC_RESULT_LEARN_TEXT7":{"Name":"ESS_CALC_RESULT_LEARN_TEXT7","CultureCode":"en-US","Description":"Joint and Survivor and Guarantee text Non-QC","Text":"A monthly pension is payable to you for your lifetime. If you die before receiving the selected number of guaranteed monthly payments and your Spouse is still alive at that time, your Spouse will receive the balance of the guaranteed monthly payments.  At the end of the guaranteed period, your Spouse, if still alive, will receive a lifetime monthly pension of the selected percentage of your pension with the last payment being made on the first day of the month in which your Spouse’s death occurs.  In the event of the death of your Spouse before all of the guaranteed monthly payments have been made, your Spouse’s Beneficiary will receive the balance of the guaranteed monthly payments.  If you die before receiving the guaranteed monthly payments and your Spouse predeceased you, your Beneficiary will receive 100% of the monthly pension that was being paid to you for the balance of the guaranteed monthly payments.  If you die after receiving at least your guaranteed monthly payments and your Spouse is still alive at that time, your Spouse will receive the selected percentage of the monthly pension that was being paid to you for your Spouse’s lifetime.","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_CALC_RESULT_LEARN_TEXT8":{"Name":"ESS_CALC_RESULT_LEARN_TEXT8","CultureCode":"en-US","Description":"Bridge description","Text":"A monthly bridge pension will be payable to you until age 65 or the first day of the month in which your death occurs, if earlier.","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_CALC_RESULT_LI62CAPTION":{"Name":"ESS_CALC_RESULT_LI62CAPTION","CultureCode":"en-US","Description":"Level Income to Age 62 Caption","Text":"Level Income to 62","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_CALC_RESULT_LI65CAPTION":{"Name":"ESS_CALC_RESULT_LI65CAPTION","CultureCode":"en-US","Description":"Level Income to Age 65 Caption","Text":"Level Income to 65","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_CALC_RESULT_LI65G5CAPTION":{"Name":"ESS_CALC_RESULT_LI65G5CAPTION","CultureCode":"en-US","Description":"Level Income to Age 65 G5 Caption","Text":"Level Income to 65 guaranteed 5 years","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_CALC_RESULT_LIO_AGES":{"Name":"ESS_CALC_RESULT_LIO_AGES","CultureCode":"en-US","Description":"level income leveling ages","Text":"62 or 65","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_CALC_RESULT_LS_SUMMARYFOOTER":{"Name":"ESS_CALC_RESULT_LS_SUMMARYFOOTER","CultureCode":"en-US","Description":"Lump Sum Summary Footer","Text":"one-time Payment on 6/1/2018","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_CALC_RESULT_LS_SUMMARYHEADER":{"Name":"ESS_CALC_RESULT_LS_SUMMARYHEADER","CultureCode":"en-US","Description":"Lump Sum Summary Header","Text":"Lump Sum Pension Payment","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_CALC_RESULT_LSFOOTER":{"Name":"ESS_CALC_RESULT_LSFOOTER","CultureCode":"en-US","Description":"Lump Sum Amount Footer","Text":"By selecting the Lump Sum as my payment election, I confrim that I undertand: If a payment is made directly to me (excluding employee after-tax contributions without interest), federal income tax will be withheld at the rate of 20%, and additional state i","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_CALC_RESULT_LSHEADER":{"Name":"ESS_CALC_RESULT_LSHEADER","CultureCode":"en-US","Description":"Lump Sum Amount Header","Text":"One-time Payment to You:","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_CALC_RESULT_MISSINGRETDT":{"Name":"ESS_CALC_RESULT_MISSINGRETDT","CultureCode":"en-US","Description":"Missing Ret Date Error","Text":"You did not enter a Retirement Date. Please correct the issue and rerun the calculation.","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_CALC_RESULT_NOTFIRSTDAY":{"Name":"ESS_CALC_RESULT_NOTFIRSTDAY","CultureCode":"en-US","Description":"Invalid date selected","Text":"We are unable to provide you with calculation results with the inputs selected. The retirement date should be the 1st day of the month.\n","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_CALC_RESULT_PLAN_CAPTION":{"Name":"ESS_CALC_RESULT_PLAN_CAPTION","CultureCode":"en-US","Description":"Calc Result Plan Caption","Text":"Company ABC Pension Plan","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_CALC_RESULT_PLAN_HOURLY":{"Name":"ESS_CALC_RESULT_PLAN_HOURLY","CultureCode":"en-US","Description":"Plan Name for Hourly","Text":"Mondelēz Canada Inc. 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You can select to run estimates based on whole ages or be more specific by entering dates. You also have pre-determined options available through the Quick Date view which is set to allow you to run the most common scenarios.","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_ESTIMATE_WORK_PCT-DESCRIPTION":{"Name":"ESS_ESTIMATE_WORK_PCT-DESCRIPTION","CultureCode":"en-US","Description":"Work Percentage Description","Text":"Use this to vary your full-time / part-time employment status for future credited service accruals:","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_ESTIMATE_WORK_PCT-HEADER":{"Name":"ESS_ESTIMATE_WORK_PCT-HEADER","CultureCode":"en-US","Description":"Work Percentage","Text":"Work Percentage","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_ESTIMATE_WORK_PCT-HELP":{"Name":"ESS_ESTIMATE_WORK_PCT-HELP","CultureCode":"en-US","Description":"Work Percentage help text","Text":"If you are a part-time or a seasonal employee, your Work Percentage is equal to the ratio between your scheduled hours of work to the standard full-time hours of work for the same period. 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For the purposes of these estimates, the percentage selected will apply as of the first of the month following today's date, and is assumed to remain the same until your retirement date.","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_FIELD_DOB":{"Name":"ESS_FIELD_DOB","CultureCode":"en-US","Description":"Forgot User or Password realted resourcetags","Text":"Date of Birth","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_FIELD_EMPLOYEENUMBER":{"Name":"ESS_FIELD_EMPLOYEENUMBER","CultureCode":"en-US","Description":"Create User validation realted resourcetags","Text":"Employee Number","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_FIELD_ESSCODE":{"Name":"ESS_FIELD_ESSCODE","CultureCode":"en-US","Description":"ESS_FIELD_ESSCODE","Text":"Login PIN","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_FIELD_LAST4SSN":{"Name":"ESS_FIELD_LAST4SSN","CultureCode":"en-US","Description":"Forgot User or Password realted resourcetags","Text":"Last 4 digits of SIN","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_FIELD_LAST6SSN":{"Name":"ESS_FIELD_LAST6SSN","CultureCode":"en-US","Description":"ESS_FIELD_LAST6SSN","Text":"Last 6 digits of SSN","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_FIELD_LASTNAME":{"Name":"ESS_FIELD_LASTNAME","CultureCode":"en-US","Description":"Forgot User or Password label or Button realted resourcetags","Text":"Last Name","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_FIELD_NA":{"Name":"ESS_FIELD_NA","CultureCode":"en-US","Description":"ESS_FIELD_NA","Text":"- -","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_FIELD_NOTAPP":{"Name":"ESS_FIELD_NOTAPP","CultureCode":"en-US","Description":"Not applicable value","Text":"Not applicable","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_FIELD_PASSWORD":{"Name":"ESS_FIELD_PASSWORD","CultureCode":"en-US","Description":"Text for password label on login page","Text":"Password","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_FIELD_USERNAME":{"Name":"ESS_FIELD_USERNAME","CultureCode":"en-US","Description":"Text for username label on login page","Text":"User Name","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_FLEX_BENEFIT_ORDER_DESCRIPTION":{"Name":"ESS_FLEX_BENEFIT_ORDER_DESCRIPTION","CultureCode":"en-US","Description":"Flex","Text":"In accordance with the terms of the plan, your DB Ancillary Account must first be applied to provide, to the extent possible based on your account balance and current tax rules, an enhanced survivor benefit based on your elected form of pension. You may choose the order in which you would like to purchase additional enhancements by rearranging the order of enhancements below, subject to current tax rules, using your remaining DB Ancillary Account balance.","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_FLEX_BENEFIT_ORDER_LABEL":{"Name":"ESS_FLEX_BENEFIT_ORDER_LABEL","CultureCode":"en-US","Description":"Flex","Text":"DB Ancillary Benefit Order","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_FLEX_BENEFITS_HEADER":{"Name":"ESS_FLEX_BENEFITS_HEADER","CultureCode":"en-US","Description":"Flex","Text":"DB Ancillary Benefits","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_FLEX_BRIDGE_DESCRIPTION":{"Name":"ESS_FLEX_BRIDGE_DESCRIPTION","CultureCode":"en-US","Description":"Flex Enhancements","Text":"Payable for your life until you attain age 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You may use your DB Ancillary account to eliminate all or a portion of this reduction.\n\n**Annual Benefit Indexing** You may purchase cost of living increases to help protect the buying power of your pension. The indexed portion of your total pension will be increased each January 1 following your date of retirement. The first increase after your retirement may be pro-rated to reflect the time between your retirement and the subsequent January 1.","ClientSide":true,"ResourceType":3,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_FLEX_LEARN_MORE_ABOUT_BENEFITS_LABEL":{"Name":"ESS_FLEX_LEARN_MORE_ABOUT_BENEFITS_LABEL","CultureCode":"en-US","Description":"Flex","Text":"Show DB Ancillary benefit enhancement details","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_FLEX_MODEL_BENEFIT_ENHANCEMENTS":{"Name":"ESS_FLEX_MODEL_BENEFIT_ENHANCEMENTS","CultureCode":"en-US","Description":"Flex","Text":"Model different benefit enhancements under each Scenario","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_FLEX_MODEL_BENEFITS":{"Name":"ESS_FLEX_MODEL_BENEFITS","CultureCode":"en-US","Description":"Flex","Text":"Model your DB Ancillary 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Click the link below to reset your password via email.","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_FORGOT_PASSWORD_SEND_EMAIL_SUBMIT":{"Name":"ESS_FORGOT_PASSWORD_SEND_EMAIL_SUBMIT","CultureCode":"en-US","Description":"Password Reset","Text":"Send Email","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_FORGOTPASSWORD_HEADER":{"Name":"ESS_FORGOTPASSWORD_HEADER","CultureCode":"en-US","Description":"Forgot User or Password realted resourcetags","Text":"Forgot Password","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_FORGOTPASSWORD_LBL_FORGOT_YOUR_TEXT":{"Name":"ESS_FORGOTPASSWORD_LBL_FORGOT_YOUR_TEXT","CultureCode":"en-US","Description":"Forgot Password page - text to forgor your username","Text":"Forgot 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Please make your desired change(s) and then select the UPDATE button.","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_RETIREEPAYMENTDETAILS_HEADER":{"Name":"ESS_RETIREEPAYMENTDETAILS_HEADER","CultureCode":"en-US","Description":"Retiree payment details screen header text","Text":"Manage My Banking and Tax Information","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_RETIREEPAYMENTDETAILS_LINK_MANAGEDETAILS":{"Name":"ESS_RETIREEPAYMENTDETAILS_LINK_MANAGEDETAILS","CultureCode":"en-US","Description":"Retiree payemnt details link : Manage payment details","Text":"Manage My Banking Details","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_RETIREEPAYMENTDETAILS_LINK_MANAGETAXWITHHOLDING":{"Name":"ESS_RETIREEPAYMENTDETAILS_LINK_MANAGETAXWITHHOLDING","CultureCode":"en-US","Description":"Retiree payment details link : Manage tax withholding","Text":"Manage Tax Withholding Details","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_RETIREEPAYMENTDETAILS_LINK_PENSIONVERIFICATION":{"Name":"ESS_RETIREEPAYMENTDETAILS_LINK_PENSIONVERIFICATION","CultureCode":"en-US","Description":"ESS_RETIREEPAYMENTDETAILS_LINK_PENSIONVERIFICATION","Text":"View Pension Verification Letter","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_RETIREEPAYMENTDETAILS_PENSIONPLANS_HEADER":{"Name":"ESS_RETIREEPAYMENTDETAILS_PENSIONPLANS_HEADER","CultureCode":"en-US","Description":"Header text for Pension Plans on Pension details page","Text":"My Pension Plan(s)","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_RETIREEPAYMENTDETAILS_SECTION_BANKINGHEADER":{"Name":"ESS_RETIREEPAYMENTDETAILS_SECTION_BANKINGHEADER","CultureCode":"en-US","Description":"Retiree payment details section caption :  Bank section","Text":"Current Banking Information","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_RETIREEPAYMENTDETAILS_SECTION_TAXHEADER":{"Name":"ESS_RETIREEPAYMENTDETAILS_SECTION_TAXHEADER","CultureCode":"en-US","Description":"Retiree payment details section caption :  Tax section","Text":"Current Tax Withholding Information","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_RETIREEPAYMENTDETAILS_SUBHEADER":{"Name":"ESS_RETIREEPAYMENTDETAILS_SUBHEADER","CultureCode":"en-US","Description":"Retiree payment details subheader text","Text":"Here you can review the financial information (banking and taxes) of your ongoing pension payment.  If you want to make changes to your banking or tax withholding elections, select the Manage My Banking Details or Manage Tax Withholding Details links show","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_RETIREEPAYMENTDETAILS_SUBHEADER_FEDERALTAX":{"Name":"ESS_RETIREEPAYMENTDETAILS_SUBHEADER_FEDERALTAX","CultureCode":"en-US","Description":"Header text for Federal Tax on Pension details page","Text":"Federal Tax","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_RETIREEPAYMENTDETAILS_SUBHEADER_STATETAX":{"Name":"ESS_RETIREEPAYMENTDETAILS_SUBHEADER_STATETAX","CultureCode":"en-US","Description":"Header text for State tax on Pension details page","Text":"State Tax","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_RETIREEPAYMENTDETAILS_UPDATES_NOT_ALLOWED_MSG":{"Name":"ESS_RETIREEPAYMENTDETAILS_UPDATES_NOT_ALLOWED_MSG","CultureCode":"en-US","Description":"Text shown when a read only ghost user tries to update Retiree page fields","Text":"You are not allowed to make updates.","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_ROL_CARD_LIST_PILL_NOTSTARTED":{"Name":"ESS_ROL_CARD_LIST_PILL_NOTSTARTED","CultureCode":"en-US","Description":"ESS_ROL_CARD_LIST_PILL_NOTSTARTED]","Text":"Not Started","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_ROL_CARD_STATUS_MSG_CALCERROR":{"Name":"ESS_ROL_CARD_STATUS_MSG_CALCERROR","CultureCode":"en-US","Description":"ESS_ROL_CARD_STATUS_MSG_CALCERROR","Text":"We need to review your request more carefully. We will let you know when you can return to make your elections. ","ClientSide":true,"ResourceType":3,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_ROL_CARD_STATUS_MSG_COMPLETED":{"Name":"ESS_ROL_CARD_STATUS_MSG_COMPLETED","CultureCode":"en-US","Description":"Retire Online (ROL)","Text":"Your retirement request has been completed","ClientSide":true,"ResourceType":3,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_ROL_CARD_STATUS_MSG_ELECTION_APPROVED":{"Name":"ESS_ROL_CARD_STATUS_MSG_ELECTION_APPROVED","CultureCode":"en-US","Description":"ESS_ROL_CARD_STATUS_MSG_ELECTION_APPROVED","Text":"We have completed the review of your retirement details and everything looks good. Your payment will be made on the date you selected during your retirement request.  ","ClientSide":true,"ResourceType":3,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_ROL_CARD_STATUS_MSG_ELECTION_CONFIRM":{"Name":"ESS_ROL_CARD_STATUS_MSG_ELECTION_CONFIRM","CultureCode":"en-US","Description":"ESS_ROL_CARD_STATUS_MSG_ELECTION_CONFIRM","Text":"You are almost done. Please complete any necessary paperwork and proof documentation and submit your retirement election.","ClientSide":true,"ResourceType":3,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_ROL_CARD_STATUS_MSG_ELECTION_OPTIONS":{"Name":"ESS_ROL_CARD_STATUS_MSG_ELECTION_OPTIONS","CultureCode":"en-US","Description":"ESS_ROL_CARD_STATUS_MSG_ELECTION_OPTIONS","Text":"Your retirement calculation is complete and you can continue to make your retirement benefit election.","ClientSide":true,"ResourceType":3,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_ROL_CARD_STATUS_MSG_ELECTION_PAYMENTS":{"Name":"ESS_ROL_CARD_STATUS_MSG_ELECTION_PAYMENTS","CultureCode":"en-US","Description":"ESS_ROL_CARD_STATUS_MSG_ELECTION_PAYMENTS","Text":"Welcome back. You can continue entering the taxation and payment distribution options for your retirement payments. ","ClientSide":true,"ResourceType":3,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_ROL_CARD_STATUS_MSG_ELECTION_REVIEWED":{"Name":"ESS_ROL_CARD_STATUS_MSG_ELECTION_REVIEWED","CultureCode":"en-US","Description":"ESS_ROL_CARD_STATUS_MSG_ELECTION_REVIEWED","Text":"We are making progress in your retirement request review process. We are waiting for final approval of your payment as the last step of the process. We should be able to send you a confirmation of the approval in the next few days.  ","ClientSide":true,"ResourceType":3,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_ROL_CARD_STATUS_MSG_ELECTION_SUBMIT":{"Name":"ESS_ROL_CARD_STATUS_MSG_ELECTION_SUBMIT","CultureCode":"en-US","Description":"ESS_ROL_CARD_STATUS_MSG_ELECTION_SUBMIT","Text":"Your retirement election process is almost complete. Final steps in the process are to review and provide us with all the necessary documentation and submit your elections.","ClientSide":true,"ResourceType":3,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_ROL_CARD_STATUS_MSG_HOLD_CLIENTFINALDATA":{"Name":"ESS_ROL_CARD_STATUS_MSG_HOLD_CLIENTFINALDATA","CultureCode":"en-US","Description":"ESS_ROL_CARD_STATUS_MSG_HOLD_CLIENTFINALDATA","Text":"Your retirement request is currently placed on hold while we wait for your employer to verify your last date of employment as well as other final employment information (such as hours and pay). Once we have received this information, we will proceed to review the request and reach out to you if we have any questions.","ClientSide":true,"ResourceType":3,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_ROL_CARD_STATUS_MSG_INITIATED":{"Name":"ESS_ROL_CARD_STATUS_MSG_INITIATED","CultureCode":"en-US","Description":"ESS_ROL_CARD_STATUS_MSG_INITIATED","Text":"You have initiated your retirement process. Continue making your selections now! ","ClientSide":true,"ResourceType":3,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_ROL_CARD_STATUS_MSG_MANUALCALC_INPROGRESS":{"Name":"ESS_ROL_CARD_STATUS_MSG_MANUALCALC_INPROGRESS","CultureCode":"en-US","Description":"ESS_ROL_CARD_STATUS_MSG_MANUALCALC_INPROGRESS","Text":"We are reviewing your request and manually calculating your benefit. We will let you know when you can return to make your elections.","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_ROL_CARD_STATUS_MSG_MANUALCALC_READY":{"Name":"ESS_ROL_CARD_STATUS_MSG_MANUALCALC_READY","CultureCode":"en-US","Description":"ESS_ROL_CARD_STATUS_MSG_MANUALCALC_READY","Text":"Your manual benefit calculation is ready! Click Continue to view your benefit and make your elections. ","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_ROL_CARD_STATUS_MSG_SUBMITTED_DOCPROVIDED_REVIEWNEEDED":{"Name":"ESS_ROL_CARD_STATUS_MSG_SUBMITTED_DOCPROVIDED_REVIEWNEEDED","CultureCode":"en-US","Description":"ESS_ROL_CARD_STATUS_MSG_SUBMITTED_DOCPROVIDED_REVIEWNEEDED","Text":"Our team has received your retirement request and your submitted election. We will review all the information as well as make sure we have received all the necessary documentation. \n\nIf there is something we need from you, we will reach out to you via the email address you provided in the request. ","ClientSide":true,"ResourceType":3,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_ROL_CARD_STATUS_MSG_SUBMITTED_DOCUMENTATIONIGO":{"Name":"ESS_ROL_CARD_STATUS_MSG_SUBMITTED_DOCUMENTATIONIGO","CultureCode":"en-US","Description":"Retire Online (ROL)","Text":"Additional Documentation Needed!\n\nOur team has received your retirement request and the documentation provided. It appears the paperwork provided or the proof requirements are not in good order.  Please view your Message Center for the message from us to provide the corrected documents.\n","ClientSide":true,"ResourceType":3,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_ROL_CARD_STATUS_MSG_SUBMITTED_DOCUMENTATIONNIGO":{"Name":"ESS_ROL_CARD_STATUS_MSG_SUBMITTED_DOCUMENTATIONNIGO","CultureCode":"en-US","Description":"Retire Online (ROL)","Text":"The documentation for your retirement request is not complete. We will reach out to you via Message Center to provide additional details. \nPlease provide the required documentation as soon as possible to prevent any delays in your first payment. ","ClientSide":true,"ResourceType":3,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_ROL_CARD_STATUS_MSG_SUBMITTED_NODOCUMENTATIONNEEDED":{"Name":"ESS_ROL_CARD_STATUS_MSG_SUBMITTED_NODOCUMENTATIONNEEDED","CultureCode":"en-US","Description":"Retire Online (ROL)","Text":"We have confirmed that all the necessary documentation has been received and there is no more actions for you.","ClientSide":true,"ResourceType":3,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_ROL_PYMT_TYPE_CASH":{"Name":"ESS_ROL_PYMT_TYPE_CASH","CultureCode":"en-US","Description":"Retire Online (ROL)","Text":"Cash","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_ROL_REQUEST_ACCOUNTTYPE_LABEL":{"Name":"ESS_ROL_REQUEST_ACCOUNTTYPE_LABEL","CultureCode":"en-US","Description":"Retire Online (ROL)","Text":"Account Type","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_ROL_REQUEST_ALMOST_DONE_TEXT":{"Name":"ESS_ROL_REQUEST_ALMOST_DONE_TEXT","CultureCode":"en-US","Description":"ESS_ROL_REQUEST_ALMOST_DONE_TEXT","Text":"You're almost done! ","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_ROL_REQUEST_CHECK_ADDRESS1_LABEL":{"Name":"ESS_ROL_REQUEST_CHECK_ADDRESS1_LABEL","CultureCode":"en-US","Description":"Retire Online (ROL)","Text":"Address 1","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_ROL_REQUEST_CHECK_CITY_LABEL":{"Name":"ESS_ROL_REQUEST_CHECK_CITY_LABEL","CultureCode":"en-US","Description":"Retire Online (ROL)","Text":"City","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_ROL_REQUEST_CHECK_HELPTEXT":{"Name":"ESS_ROL_REQUEST_CHECK_HELPTEXT","CultureCode":"en-US","Description":"Retire Online (ROL)","Text":"Check(s) can be mailed to your designated address.  ","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_ROL_REQUEST_CHECK_STATE_LABEL":{"Name":"ESS_ROL_REQUEST_CHECK_STATE_LABEL","CultureCode":"en-US","Description":"Retire Online (ROL)","Text":"State","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_ROL_REQUEST_CHECK_TEXT":{"Name":"ESS_ROL_REQUEST_CHECK_TEXT","CultureCode":"en-US","Description":"Retire Online (ROL)","Text":"Check via mail","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_ROL_REQUEST_CHECK_ZIP_LABEL":{"Name":"ESS_ROL_REQUEST_CHECK_ZIP_LABEL","CultureCode":"en-US","Description":"Retire Online (ROL)","Text":"Zip Code","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_ROL_REQUEST_DIRECTDEPOSIT_ACCOUNTNUMBER_HELPTEXT":{"Name":"ESS_ROL_REQUEST_DIRECTDEPOSIT_ACCOUNTNUMBER_HELPTEXT","CultureCode":"en-US","Description":"Retire Online (ROL)","Text":"A 3-17 digit number at the bottom of a check or bank statement.","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_ROL_REQUEST_DIRECTDEPOSIT_ACCOUNTNUMBER_LABEL":{"Name":"ESS_ROL_REQUEST_DIRECTDEPOSIT_ACCOUNTNUMBER_LABEL","CultureCode":"en-US","Description":"Retire Online (ROL)","Text":"Account Number","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_ROL_REQUEST_DIRECTDEPOSIT_BANKNAME_LABEL":{"Name":"ESS_ROL_REQUEST_DIRECTDEPOSIT_BANKNAME_LABEL","CultureCode":"en-US","Description":"Retire Online (ROL)","Text":"Bank Name","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_ROL_REQUEST_DIRECTDEPOSIT_ERROR_ACCOUNTNUMBER_LENGTH":{"Name":"ESS_ROL_REQUEST_DIRECTDEPOSIT_ERROR_ACCOUNTNUMBER_LENGTH","CultureCode":"en-US","Description":"Retire Online (ROL)","Text":"Your account number must be between 3 and 17 digits long. ","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_ROL_REQUEST_DIRECTDEPOSIT_ERROR_ROUTINGNUMBER_LENGTH":{"Name":"ESS_ROL_REQUEST_DIRECTDEPOSIT_ERROR_ROUTINGNUMBER_LENGTH","CultureCode":"en-US","Description":"Retire Online (ROL)","Text":"Your routing number must be 9 digits long. ","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_ROL_REQUEST_DIRECTDEPOSIT_HELPTEXT":{"Name":"ESS_ROL_REQUEST_DIRECTDEPOSIT_HELPTEXT","CultureCode":"en-US","Description":"Retire Online (ROL)","Text":"Please enter the financial information where the payment(s) should be deposited. ","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_ROL_REQUEST_DIRECTDEPOSIT_ROUTINGNUMBER_HELPTEXT":{"Name":"ESS_ROL_REQUEST_DIRECTDEPOSIT_ROUTINGNUMBER_HELPTEXT","CultureCode":"en-US","Description":"Retire Online (ROL)","Text":"A 9 digit number at the lower left corner of a check","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_ROL_REQUEST_DIRECTDEPOSIT_ROUTINGNUMBER_LABEL":{"Name":"ESS_ROL_REQUEST_DIRECTDEPOSIT_ROUTINGNUMBER_LABEL","CultureCode":"en-US","Description":"Retire Online (ROL)","Text":"Routing Number","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_ROL_REQUEST_DIRECTDEPOSIT_TEXT":{"Name":"ESS_ROL_REQUEST_DIRECTDEPOSIT_TEXT","CultureCode":"en-US","Description":"Retire Online (ROL)","Text":"Direct Deposit","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_ROL_REQUEST_ECHO_USERS_READONLY_MSG":{"Name":"ESS_ROL_REQUEST_ECHO_USERS_READONLY_MSG","CultureCode":"en-US","Description":"Retire Online (ROL)","Text":"Please note that Echo users cannot take any actions on behalf of participant.","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_ROL_REQUEST_EMAILADDRESS_LABEL":{"Name":"ESS_ROL_REQUEST_EMAILADDRESS_LABEL","CultureCode":"en-US","Description":"Retire Online (ROL)","Text":"Email Address","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_ROL_REQUEST_ESTIMATE_IN_PROGRESS_MSG":{"Name":"ESS_ROL_REQUEST_ESTIMATE_IN_PROGRESS_MSG","CultureCode":"en-US","Description":"Retire Online (ROL)","Text":"Please wait while we calculate your retirement benefits.","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_ROL_REQUEST_FININSTNAME_LABEL":{"Name":"ESS_ROL_REQUEST_FININSTNAME_LABEL","CultureCode":"en-US","Description":"Retire Online (ROL)","Text":"Name of financial institution","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_ROL_REQUEST_FORM_MISSED_DELIVERY_METHODS_MSG":{"Name":"ESS_ROL_REQUEST_FORM_MISSED_DELIVERY_METHODS_MSG","CultureCode":"en-US","Description":"Retire Online (ROL)","Text":"Please indicate how you intend to return the necessary documentation related to your election. Select the desired option for each document.","ClientSide":true,"ResourceType":3,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_ROL_REQUEST_FORMS_ERROR_EXTENSIONNOTALLOWED":{"Name":"ESS_ROL_REQUEST_FORMS_ERROR_EXTENSIONNOTALLOWED","CultureCode":"en-US","Description":"Retire Online (ROL)","Text":"This extension is not allowed - {0}","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_ROL_REQUEST_FORMS_ERROR_MAXFILESIZE":{"Name":"ESS_ROL_REQUEST_FORMS_ERROR_MAXFILESIZE","CultureCode":"en-US","Description":"Retire Online (ROL)","Text":"Maximum file size is 15 MB. ({0})","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_ROL_REQUEST_INITIATE_BENEFICIARY_SECTION_HELPTEXT":{"Name":"ESS_ROL_REQUEST_INITIATE_BENEFICIARY_SECTION_HELPTEXT","CultureCode":"en-US","Description":"Retire Online (ROL)","Text":"You may have benefit options which allow the benefit to continue to your designated beneficiary after your death. We recommend you include a beneficiary in the retirement calculation to allow for you to review all options available.","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_ROL_REQUEST_INITIATE_BENEFICIARYDOB_LABEL":{"Name":"ESS_ROL_REQUEST_INITIATE_BENEFICIARYDOB_LABEL","CultureCode":"en-US","Description":"Retire Online (ROL)","Text":"Date of Birth","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_ROL_REQUEST_INITIATE_BENEFICIARYFIRSTNAME_LABEL":{"Name":"ESS_ROL_REQUEST_INITIATE_BENEFICIARYFIRSTNAME_LABEL","CultureCode":"en-US","Description":"Retire Online (ROL)","Text":"First Name","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_ROL_REQUEST_INITIATE_BENEFICIARYLASTNAME_LABEL":{"Name":"ESS_ROL_REQUEST_INITIATE_BENEFICIARYLASTNAME_LABEL","CultureCode":"en-US","Description":"Retire Online (ROL)","Text":"Last Name","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_ROL_REQUEST_INITIATE_BENEFICIARYRELATIONSHIPTYPE_LABEL":{"Name":"ESS_ROL_REQUEST_INITIATE_BENEFICIARYRELATIONSHIPTYPE_LABEL","CultureCode":"en-US","Description":"Retire Online (ROL)","Text":"Relationship Type","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_ROL_REQUEST_INITIATE_BENEFITCOMMENCEMENTDATE_LABEL":{"Name":"ESS_ROL_REQUEST_INITIATE_BENEFITCOMMENCEMENTDATE_LABEL","CultureCode":"en-US","Description":"Retire Online (ROL)","Text":"Available pension start dates ","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_ROL_REQUEST_INITIATE_DOB_HELPTEXT":{"Name":"ESS_ROL_REQUEST_INITIATE_DOB_HELPTEXT","CultureCode":"en-US","Description":"ESS_ROL_REQUEST_INITIATE_DOB_HELPTEXT","Text":"The correct date of birth is important as the calculation uses the date to calculate the correct benefit amount. If the date of birth is not correct, the calculation will need to be redone with the actual date of birth.","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_ROL_REQUEST_INITIATE_ERROR_EMAILADDRESS_INVALID":{"Name":"ESS_ROL_REQUEST_INITIATE_ERROR_EMAILADDRESS_INVALID","CultureCode":"en-US","Description":"Retire Online (ROL)","Text":"Invalid email address","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_ROL_REQUEST_INITIATE_LASTDAY_OUTSIDE_RANGE_MSG":{"Name":"ESS_ROL_REQUEST_INITIATE_LASTDAY_OUTSIDE_RANGE_MSG","CultureCode":"en-US","Description":"ESS_ROL_REQUEST_INITIATE_LASTDAY_OUTSIDE_RANGE_MSG","Text":"You have selected a last day of work which is too far in the future. The benefit commencement date needs to be within 90 days from today.  ","ClientSide":true,"ResourceType":3,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_ROL_REQUEST_INITIATE_LASTDAYPLANTOWORK_HELPTEXT":{"Name":"ESS_ROL_REQUEST_INITIATE_LASTDAYPLANTOWORK_HELPTEXT","CultureCode":"en-US","Description":"Retire Online (ROL)","Text":"Select the last day you were actively employed by the company. This day will be used as the determination date for your retirement benefits. ","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_ROL_REQUEST_INITIATE_LIENINFO_SECTION_HELPTEXT":{"Name":"ESS_ROL_REQUEST_INITIATE_LIENINFO_SECTION_HELPTEXT","CultureCode":"en-US","Description":"Retire Online (ROL)","Text":"QDRO (Qualified Domestic Relations Order) and other lien information needs to be disclosed as it may impacts your retirement benefit. ","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_ROL_REQUEST_INITIATE_LIENINFO_SECTION_TITLE":{"Name":"ESS_ROL_REQUEST_INITIATE_LIENINFO_SECTION_TITLE","CultureCode":"en-US","Description":"Retire Online (ROL)","Text":"QDRO and Lien Information","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_ROL_REQUEST_INITIATE_MARITALSTATUS_SECTION_HELPTEXT":{"Name":"ESS_ROL_REQUEST_INITIATE_MARITALSTATUS_SECTION_HELPTEXT","CultureCode":"en-US","Description":"Retire Online (ROL)","Text":"The current marital status may have an impact to the options available as well as the legal rights of your spouse and beneficiary. You need to indicate the true and current marital status.  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In order to calculate the accurate benefit values we require correct spouse date of birth. 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","ClientSide":true,"ResourceType":3,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_ROL_SUMMARY_STATUS_MSG_PAYMENTPROCESSED_RETRO":{"Name":"ESS_ROL_SUMMARY_STATUS_MSG_PAYMENTPROCESSED_RETRO","CultureCode":"en-US","Description":"Retire Online (ROL)","Text":"We have completed the setup of your retirement payment with the trustee who will send the actual payment. Due to timing concerns, the first payment will be after the selected benefit commencement date. Your selected benefit commencement date is honored and you will receive an additional one time payment on your first payment date. 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","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_TRM_CALC_RESULT_ALLSAVINGSATAGE_CAPTION":{"Name":"ESS_TRM_CALC_RESULT_ALLSAVINGSATAGE_CAPTION","CultureCode":"en-US","Description":"ESS_TRM_CALC_RESULT_ALLSAVINGSATAGE_CAPTION","Text":"Total Savings at Age","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_TRM_CALC_RESULT_DB":{"Name":"ESS_TRM_CALC_RESULT_DB","CultureCode":"en-US","Description":"ESS_TRM_CALC_RESULT_DB","Text":"DB Lifetime Pension","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_TRM_CALC_RESULT_DB_ANN":{"Name":"ESS_TRM_CALC_RESULT_DB_ANN","CultureCode":"en-US","Description":"ESS_TRM_CALC_RESULT_DB_ANN","Text":"Other Annuities","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_TRM_CALC_RESULT_DB_DC":{"Name":"ESS_TRM_CALC_RESULT_DB_DC","CultureCode":"en-US","Description":"ESS_TRM_CALC_RESULT_DB_DC","Text":"DC Balance","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_TRM_CALC_RESULT_DB_GOV":{"Name":"ESS_TRM_CALC_RESULT_DB_GOV","CultureCode":"en-US","Description":"ESS_TRM_CALC_RESULT_DB_GOV","Text":"Government Benefits","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_TRM_CALC_RESULT_DB_GRRSP":{"Name":"ESS_TRM_CALC_RESULT_DB_GRRSP","CultureCode":"en-US","Description":"ESS_TRM_CALC_RESULT_DB_GRRSP","Text":"Savings","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_TRM_CALC_RESULT_DB_OTHCOMP":{"Name":"ESS_TRM_CALC_RESULT_DB_OTHCOMP","CultureCode":"en-US","Description":"ESS_TRM_CALC_RESULT_DB_OTHCOMP","Text":"Other Company Benefits","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_TRM_CALC_RESULT_DB_SAV":{"Name":"ESS_TRM_CALC_RESULT_DB_SAV","CultureCode":"en-US","Description":"ESS_TRM_CALC_RESULT_DB_SAV","Text":"Employee Savings","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_TRM_CALC_RESULT_IMPINFO_ROW_AGEPAY":{"Name":"ESS_TRM_CALC_RESULT_IMPINFO_ROW_AgePay","CultureCode":"en-US","Description":"ESS_TRM_CALC_RESULT_IMPINFO_ROW_AgePay","Text":"Your pay at retirement (age {0}) is estimated to be {1}.","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_TRM_CALC_RESULT_IMPINFO_ROW_ANN_LATER":{"Name":"ESS_TRM_CALC_RESULT_IMPINFO_ROW_ANN_Later","CultureCode":"en-US","Description":"ESS_TRM_CALC_RESULT_IMPINFO_ROW_ANN_Later","Text":"You have an annuity that will begin in a future year of your retirement.","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_TRM_CALC_RESULT_IMPINFO_ROW_CONTCHG":{"Name":"ESS_TRM_CALC_RESULT_IMPINFO_ROW_ContChg","CultureCode":"en-US","Description":"ESS_TRM_CALC_RESULT_IMPINFO_ROW_ContChg","Text":"You can model different contributions to your retirement savings. However, in order to make an actual change in contributions, you will need to contact the appropriate benefit provider (select Links + Contacts in the menu above).","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_TRM_CALC_RESULT_IMPINFO_ROW_CQPP_LATER":{"Name":"ESS_TRM_CALC_RESULT_IMPINFO_ROW_CQPP_Later","CultureCode":"en-US","Description":"ESS_TRM_CALC_RESULT_IMPINFO_ROW_CQPP_Later","Text":"Your C/QPP benefits will begin in a future year of your retirement.","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_TRM_CALC_RESULT_IMPINFO_ROW_DOTBCD":{"Name":"ESS_TRM_CALC_RESULT_IMPINFO_ROW_DOTBCD","CultureCode":"en-US","Description":"ESS_TRM_CALC_RESULT_IMPINFO_ROW_DOTBCD","Text":"Your assumed termination date is {0} and your assumed commencement date is {1}.","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_TRM_CALC_RESULT_IMPINFO_ROW_EARNREP":{"Name":"ESS_TRM_CALC_RESULT_IMPINFO_ROW_EARNREP","CultureCode":"en-US","Description":"ESS_TRM_CALC_RESULT_IMPINFO_ROW_EARNREP","Text":"Earnings Replacement Level Upon Retirement Assumption is {0}.","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_TRM_CALC_RESULT_IMPINFO_ROW_EST":{"Name":"ESS_TRM_CALC_RESULT_IMPINFO_ROW_Est","CultureCode":"en-US","Description":"ESS_TRM_CALC_RESULT_IMPINFO_ROW_Est","Text":"The annual income results are estimates and depend on many factors including inflation, assumed salary growth, and expected investment return. This tool models different possible retirement income scenarios and should be used in conjunction with discussions with retirement and tax advisors.","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_TRM_CALC_RESULT_IMPINFO_ROW_INF":{"Name":"ESS_TRM_CALC_RESULT_IMPINFO_ROW_INF","CultureCode":"en-US","Description":"ESS_TRM_CALC_RESULT_IMPINFO_ROW_INF","Text":"Inflation Assumption is {0}.","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_TRM_CALC_RESULT_IMPINFO_ROW_INTRATE":{"Name":"ESS_TRM_CALC_RESULT_IMPINFO_ROW_IntRate","CultureCode":"en-US","Description":"ESS_TRM_CALC_RESULT_IMPINFO_ROW_IntRate","Text":"Interest rates that determine the lump sum value change annually.","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_TRM_CALC_RESULT_IMPINFO_ROW_INVRET":{"Name":"ESS_TRM_CALC_RESULT_IMPINFO_ROW_INVRET","CultureCode":"en-US","Description":"ESS_TRM_CALC_RESULT_IMPINFO_ROW_INVRET","Text":"Investment Return Assumption is {0}.","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_TRM_CALC_RESULT_IMPINFO_ROW_NOCALC":{"Name":"ESS_TRM_CALC_RESULT_IMPINFO_ROW_NoCalc","CultureCode":"en-US","Description":"ESS_TRM_CALC_RESULT_IMPINFO_ROW_NoCalc","Text":"Please contact the ABC Pension Service Center for a pension estimate.","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_TRM_CALC_RESULT_IMPINFO_ROW_OAS_LATER":{"Name":"ESS_TRM_CALC_RESULT_IMPINFO_ROW_OAS_Later","CultureCode":"en-US","Description":"ESS_TRM_CALC_RESULT_IMPINFO_ROW_OAS_Later","Text":"Your OAS benefits will begin in a future year of your retirement.","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_TRM_CALC_RESULT_IMPINFO_ROW_PST705":{"Name":"ESS_TRM_CALC_RESULT_IMPINFO_ROW_Pst705","CultureCode":"en-US","Description":"ESS_TRM_CALC_RESULT_IMPINFO_ROW_Pst705","Text":"Because you are older than 70.5, you will need to contact the ABC Pension Center to confirm your benefit amount.","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_TRM_CALC_RESULT_IMPINFO_ROW_SAL":{"Name":"ESS_TRM_CALC_RESULT_IMPINFO_ROW_SAL","CultureCode":"en-US","Description":"ESS_TRM_CALC_RESULT_IMPINFO_ROW_SAL","Text":"Salary Growth Assumption is {0}.","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_TRM_CALC_RESULT_IMPINFO_ROW_SAVPCTERROR":{"Name":"ESS_TRM_CALC_RESULT_IMPINFO_ROW_SAVPCTERROR","CultureCode":"en-US","Description":"ESS_TRM_CALC_RESULT_IMPINFO_ROW_SavPctError\n","Text":"You are allowed to contribute up to 34% of your base salary to a combination of company sponsored RRSP, TFSA and Non-Registered plans.  The combined percentage you have entered is too high.  Please review and ensure that the combined percentage of all three programs does not exceed 34%.","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_TRM_CALC_RESULT_IMPINFO_ROW_SPDOB":{"Name":"ESS_TRM_CALC_RESULT_IMPINFO_ROW_SPDOB","CultureCode":"en-US","Description":"ESS_TRM_CALC_RESULT_IMPINFO_ROW_SPDOB","Text":"Your spouse's date of birth is {0}.","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_TRM_CALC_RESULT_IMPINFO_ROW_TARGET":{"Name":"ESS_TRM_CALC_RESULT_IMPINFO_ROW_TARGET","CultureCode":"en-US","Description":"ESS_TRM_CALC_RESULT_IMPINFO_ROW_TARGET","Text":"Target Bonus Assumption is {0}.","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_TRM_CALC_RESULT_IMPINFO_ROW_TAX":{"Name":"ESS_TRM_CALC_RESULT_IMPINFO_ROW_Tax","CultureCode":"en-US","Description":"ESS_TRM_CALC_RESULT_IMPINFO_ROW_Tax","Text":"Income taxes have not been taken into account. 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Please ensure that your personal information is always up to date. Although every effort has been made to provide you with accurate figures, the possibility of error exists. Your actual benefits will be determined at the time they become payable in accordance with your personal information, benefit plan provisions and applicable legislation. Please note that this model does not take into account taxes or the tax status of different investment vehicles. Current IRS limits are applied to your company benefits. To understand and plan for the tax implications of your retirement, please contact your tax advisor. The modeler is interactive software that may include investment education in accordance with Department of Labor regulation 2509.96-1. 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If you do not want the Retirement Planner to assume maximum benefits in your estimates, you can enter the number of years you have worked in Canada (as of today's date) in the field below to obtain a more precise estimate.","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_TRM_GOVERNMENT_OAS":{"Name":"ESS_TRM_GOVERNMENT_OAS","CultureCode":"en-US","Description":"ESS_TRM_GOVERNMENT_OAS","Text":"Old Age Security (OAS)","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_TRM_GOVERNMENT_SOCIALSECURITY":{"Name":"ESS_TRM_GOVERNMENT_SOCIALSECURITY","CultureCode":"en-US","Description":"ESS_TRM_GOVERNMENT_SOCIALSECURITY","Text":"Social Security","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_TRM_IMPORTANT_INFO_DESCRIPTION":{"Name":"ESS_TRM_IMPORTANT_INFO_DESCRIPTION","CultureCode":"en-US","Description":"ESS_TRM_IMPORTANT_INFO_DESCRIPTION","Text":"Please carefully review all of the below information","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_TRM_IMPORTANT_INFO_HEADER":{"Name":"ESS_TRM_IMPORTANT_INFO_HEADER","CultureCode":"en-US","Description":"ESS_TRM_IMPORTANT_INFO_HEADER","Text":"IMPORTANT INFORMATION","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_TRM_INPUT_AGRE":{"Name":"ESS_TRM_INPUT_AGRE","CultureCode":"en-US","Description":"ESS_TRM_INPUT_AGRE","Text":"Aggressive (7%)","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_TRM_INPUT_CONS":{"Name":"ESS_TRM_INPUT_CONS","CultureCode":"en-US","Description":"ESS_TRM_INPUT_CONS","Text":"Conservative (3%)","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_TRM_INPUT_MOD":{"Name":"ESS_TRM_INPUT_MOD","CultureCode":"en-US","Description":"ESS_TRM_INPUT_MOD","Text":"Moderate (5%)","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_TRM_INPUTS_ANNCONTRIB_DESCRIPTION":{"Name":"ESS_TRM_INPUTS_ANNCONTRIB_DESCRIPTION","CultureCode":"en-US","Description":"ESS_TRM_INPUTS_ANNCONTRIB_DESCRIPTION","Text":"Choose your 401(k) contribution percent","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_TRM_INPUTS_ANNCONTRIB_HEADER":{"Name":"ESS_TRM_INPUTS_ANNCONTRIB_HEADER","CultureCode":"en-US","Description":"ESS_TRM_INPUTS_ANNCONTRIB_HEADER","Text":"Annual 401(k) contributions","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_TRM_INPUTS_ANNCONTRIB_HELP":{"Name":"ESS_TRM_INPUTS_ANNCONTRIB_HELP","CultureCode":null,"Description":null,"Text":"","ClientSide":false,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_TRM_INPUTS_ANNDECLINE_HEADER":{"Name":"ESS_TRM_INPUTS_ANNDECLINE_HEADER","CultureCode":"en-US","Description":"ESS_TRM_INPUTS_ANNDECLINE_HEADER","Text":"Withdraw saving by annuity purchase or declining balance","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_TRM_INPUTS_CADEATHAGE_DESCRIPTION":{"Name":"ESS_TRM_INPUTS_CADEATHAGE_DESCRIPTION","CultureCode":"en-US","Description":"ESS_TRM_INPUTS_CADEATHAGE_DESCRIPTION","Text":"You can model how your beneficiary living longer will impact your retirement income","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_TRM_INPUTS_CADEATHAGE_HEADER":{"Name":"ESS_TRM_INPUTS_CADEATHAGE_HEADER","CultureCode":"en-US","Description":"ESS_TRM_INPUTS_CADEATHAGE_HEADER","Text":"My beneficiary expects to live until","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_TRM_INPUTS_CADEATHAGE_HELP":{"Name":"ESS_TRM_INPUTS_CADEATHAGE_HELP","CultureCode":"en-US","Description":"ESS_TRM_INPUTS_CADEATHAGE_HELP","Text":"Increased living expectancy increases the income that is needed during beneficiary's lifetime. ","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_TRM_INPUTS_DEATHAGE_DESCRIPTION":{"Name":"ESS_TRM_INPUTS_DEATHAGE_DESCRIPTION","CultureCode":"en-US","Description":"ESS_TRM_INPUTS_DEATHAGE_DESCRIPTION","Text":"You can model how living longer will impact your retirement income","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_TRM_INPUTS_DEATHAGE_HEADER":{"Name":"ESS_TRM_INPUTS_DEATHAGE_HEADER","CultureCode":"en-US","Description":"ESS_TRM_INPUTS_DEATHAGE_HEADER","Text":"I expect to live until","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_TRM_INPUTS_DEATHAGE_HELP":{"Name":"ESS_TRM_INPUTS_DEATHAGE_HELP","CultureCode":"en-US","Description":"Input Help Text","Text":"Increased living expectancy increases the income that is needed during your lifetime. ","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_TRM_INPUTS_INFLATION_DESCRIPTION":{"Name":"ESS_TRM_INPUTS_INFLATION_DESCRIPTION","CultureCode":"en-US","Description":"ESS_TRM_INPUTS_INFLATION_DESCRIPTION","Text":"Estimated annual percentage increase of the cost of goods","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_TRM_INPUTS_INFLATION_HEADER":{"Name":"ESS_TRM_INPUTS_INFLATION_HEADER","CultureCode":"en-US","Description":"ESS_TRM_INPUTS_INFLATION_HEADER","Text":"Post Retirement Inflation","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_TRM_INPUTS_INFLATION_HELP":{"Name":"ESS_TRM_INPUTS_INFLATION_HELP","CultureCode":"en-US","Description":"Input Help Text","Text":"Inflation assumption is an important factor in estimating your income needs in the future. 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","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_TRM_INPUTS_INVESTMENT_DESCRIPTION":{"Name":"ESS_TRM_INPUTS_INVESTMENT_DESCRIPTION","CultureCode":"en-US","Description":"ESS_TRM_INPUTS_INVESTMENT_DESCRIPTION","Text":"Choose your investment rate of return","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_TRM_INPUTS_INVESTMENT_HEADER":{"Name":"ESS_TRM_INPUTS_INVESTMENT_HEADER","CultureCode":"en-US","Description":"ESS_TRM_INPUTS_INVESTMENT_HEADER","Text":"Investment return","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_TRM_INPUTS_INVESTMENT_HELP":{"Name":"ESS_TRM_INPUTS_INVESTMENT_HELP","CultureCode":"en-US","Description":"Input Help Text","Text":"The investment rate of return assumption impacts the amount of money you expect your savings to accumulate annually. ","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_TRM_INPUTS_REPLACEMENTRATIO_DESCRIPTION":{"Name":"ESS_TRM_INPUTS_REPLACEMENTRATIO_DESCRIPTION","CultureCode":"en-US","Description":"ESS_TRM_INPUTS_REPLACEMENTRATIO_DESCRIPTION","Text":"Enter in the percentage of your base pay you want your income level to be at in retirement.","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_TRM_INPUTS_REPLACEMENTRATIO_HEADER":{"Name":"ESS_TRM_INPUTS_REPLACEMENTRATIO_HEADER","CultureCode":"en-US","Description":"ESS_TRM_INPUTS_REPLACEMENTRATIO_HEADER","Text":"Earnings Replacement Level Upon Retirement","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_TRM_INPUTS_REPLACEMENTRATIO_HELP":{"Name":"ESS_TRM_INPUTS_REPLACEMENTRATIO_HELP","CultureCode":"en-US","Description":"ESS_TRM_INPUTS_REPLACEMENTRATIO_HELP","Text":"The percentage entered will used to determine the amount of savings you need to use each year after retirement to meet your retirement income goal.","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_TRM_MODEL_AT_RETIREMENT_TAB_TEXT":{"Name":"ESS_TRM_MODEL_AT_RETIREMENT_TAB_TEXT","CultureCode":"en-US","Description":"ESS_TRM_MODEL_AT_RETIREMENT_TAB_TEXT","Text":"At Retirement","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_TRM_MODEL_DURING_RETIREMENT_TAB_TEXT":{"Name":"ESS_TRM_MODEL_DURING_RETIREMENT_TAB_TEXT","CultureCode":"en-US","Description":"ESS_TRM_MODEL_DURING_RETIREMENT_TAB_TEXT","Text":"During Retirement","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_TRM_MODEL_PAGE_HEADER":{"Name":"ESS_TRM_MODEL_PAGE_HEADER","CultureCode":"en-US","Description":"ESS_TRM_MODEL_PAGE_HEADER","Text":"Total Retirement Modeler","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_TRM_MODEL_VIEW_INCOME_TAB_TEXT":{"Name":"ESS_TRM_MODEL_VIEW_INCOME_TAB_TEXT","CultureCode":"en-US","Description":"ESS_TRM_MODEL_VIEW_INCOME_TAB_TEXT","Text":"View Income:","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_TRM_NAV_BENEFITS_TEXT":{"Name":"ESS_TRM_NAV_BENEFITS_TEXT","CultureCode":"en-US","Description":"TRM Navigation Benefits text","Text":"Employer Benefits","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_TRM_NAV_MODEL_TEXT":{"Name":"ESS_TRM_NAV_MODEL_TEXT","CultureCode":"en-US","Description":"TRM Navigation Model text","Text":"Retirement Model","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_TRM_NAV_OTHER_TEXT":{"Name":"ESS_TRM_NAV_OTHER_TEXT","CultureCode":"en-US","Description":"TRM Navigation Other text","Text":"Other Retirement Funds","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_TRM_NAV_OVERVIEW_TEXT":{"Name":"ESS_TRM_NAV_OVERVIEW_TEXT","CultureCode":"en-US","Description":"TRM Navigation Overview text","Text":"Overview","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_TRM_OTHER_ACCOUNT_HOLDER_LABEL":{"Name":"ESS_TRM_OTHER_ACCOUNT_HOLDER_LABEL","CultureCode":"en-US","Description":"ESS_TRM_OTHER_ACCOUNT_HOLDER_LABEL","Text":"This account belong to:","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_TRM_OTHER_ACCOUNT_OPTION_SELF":{"Name":"ESS_TRM_OTHER_ACCOUNT_OPTION_SELF","CultureCode":"en-US","Description":"ESS_TRM_OTHER_ACCOUNT_OPTION_SELF","Text":"Me","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_TRM_OTHER_ACCOUNT_OPTION_SPOUSE":{"Name":"ESS_TRM_OTHER_ACCOUNT_OPTION_SPOUSE","CultureCode":"en-US","Description":"ESS_TRM_OTHER_ACCOUNT_OPTION_SPOUSE","Text":"My Spouse","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_TRM_OTHER_ADD HEADER":{"Name":"ESS_TRM_OTHER_ADD HEADER","CultureCode":"en-US","Description":"ESS_TRM_OTHER_ADD HEADER","Text":"Add Account","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_TRM_OTHER_ADD SUBHEADER":{"Name":"ESS_TRM_OTHER_ADD 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a monthly retirement benefit you receive (or will receive in the future). If a portion of the benefit will be paid monthly to a beneficiary after your death, enter the applicable Contingent Percentage. If the benefit payments will end prior to your death, set the End Age field to the age you'll be when the benefit ends. If the benefit will include an annual cost-of-living adjustment (COLA), select the COLA increase percentage and your age at which the first COLA will be applied to the benefit.","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_TRM_OTHER_AMOUNT_LABEL":{"Name":"ESS_TRM_OTHER_AMOUNT_LABEL","CultureCode":"en-US","Description":"ESS_TRM_OTHER_AMOUNT_LABEL","Text":"Current Balance","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_TRM_OTHER_FOOTER_BUTTON_TEXT":{"Name":"ESS_TRM_OTHER_FOOTER_BUTTON_TEXT","CultureCode":"en-US","Description":"TRM Other Footer Button text","Text":"NEXT","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_TRM_OTHER_FOOTER_TEXT":{"Name":"ESS_TRM_OTHER_FOOTER_TEXT","CultureCode":"en-US","Description":"TRM Other Footer text","Text":"See how your all of your savings will make up your income in retirement.","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_TRM_OTHER_GOVERNMENT_ACCOUNTS_HEADER_HELPTEXT":{"Name":"ESS_TRM_OTHER_GOVERNMENT_ACCOUNTS_HEADER_HELPTEXT","CultureCode":"en-US","Description":"TRM Other Retirement funds","Text":"Your final social security benefit will be based on your work history and calculated according to the federal Old Age, Survivors, and Disability Insurance program. To facilitate your planning, you can either enter your benefit from an estimate provided by Social Security Administration or allow the system estimate your benefit based on existing employment data we have stored for you. ","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_TRM_OTHER_IRA_HEADER_HELPTEXT":{"Name":"ESS_TRM_OTHER_IRA_HEADER_HELPTEXT","CultureCode":"en-US","Description":"TRM Other Retirement funds","Text":"In this section you can add additional retirement savings (IRA's, HSA) you may have with other financial providers. Up to 10 accounts will be included in the total retirement income model. ","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_TRM_OTHER_PENSION_HOLDER_LABEL":{"Name":"ESS_TRM_OTHER_PENSION_HOLDER_LABEL","CultureCode":"en-US","Description":"ESS_TRM_OTHER_PENSION_HOLDER_LABEL","Text":"This account belong to:","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_TRM_OTHER_PENSION_OPTION_POSTDEATH":{"Name":"ESS_TRM_OTHER_PENSION_OPTION_POSTDEATH","CultureCode":"en-US","Description":"ESS_TRM_OTHER_PENSION_OPTION_POSTDEATH","Text":"Amount paid to surviving spouse:","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_TRM_OTHER_PENSION_OPTION_SELF":{"Name":"ESS_TRM_OTHER_PENSION_OPTION_SELF","CultureCode":"en-US","Description":"ESS_TRM_OTHER_PENSION_OPTION_SELF","Text":"Me","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_TRM_OTHER_PENSION_OPTION_SPOUSE":{"Name":"ESS_TRM_OTHER_PENSION_OPTION_SPOUSE","CultureCode":"en-US","Description":"ESS_TRM_OTHER_PENSION_OPTION_SPOUSE","Text":"My Spouse","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_TRM_OTHER_PENSIONS_HEADER_HELPTEXT":{"Name":"ESS_TRM_OTHER_PENSIONS_HEADER_HELPTEXT","CultureCode":"en-US","Description":"TRM Other Retirement funds","Text":"Include any annuities purchased from an insurance company or annuities you have accumulated under another employer’s pension plan.","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_TRM_OTHER_PENSIONS_START_AGE_HEADER_TEXT":{"Name":"ESS_TRM_OTHER_PENSIONS_START_AGE_HEADER_TEXT","CultureCode":"en-US","Description":"ESS_TRM_OTHER_PENSIONS_START_AGE_HEADER_TEXT","Text":"Start Age","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_TRM_OVERTIME_HEADER":{"Name":"ESS_TRM_OVERTIME_HEADER","CultureCode":"en-US","Description":"ESS_TRM_OVERTIME_HEADER","Text":"Age: {{0}} Total: {{1}}","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_TRM_OVERVIEW_FOOTER_BUTTON_TEXT":{"Name":"ESS_TRM_OVERVIEW_FOOTER_BUTTON_TEXT","CultureCode":"en-US","Description":"TRM Overview Footer Button text","Text":"REFINE THIS MODEL","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_TRM_OVERVIEW_FOOTER_TEXT":{"Name":"ESS_TRM_OVERVIEW_FOOTER_TEXT","CultureCode":"en-US","Description":"TRM Overview Footer text","Text":"Next, review and update your employer benefits.","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_TRM_OVERVIEW_IF_YOU_WORK_UNTIL_AGE_HELPTEXT":{"Name":"ESS_TRM_OVERVIEW_IF_YOU_WORK_UNTIL_AGE_HELPTEXT","CultureCode":"en-US","Description":"TRM Overview","Text":"The age below represents the age you plan to retire from the Company. This model assumes that you continue in your current employment status until the selected age.","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_TRM_PANEL_BUTTON_TEXT":{"Name":"ESS_TRM_PANEL_BUTTON_TEXT","CultureCode":"en-US","Description":"TRM Panel Button Text","Text":"Model My Income At Retirement","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_TRM_PANEL_DESCRIPTION":{"Name":"ESS_TRM_PANEL_DESCRIPTION","CultureCode":"en-US","Description":"TRM Panel Description Text","Text":"Model your pension with other retirement savings.","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_TRM_PANEL_HEADER":{"Name":"ESS_TRM_PANEL_HEADER","CultureCode":"en-US","Description":"TRM Panel Header Text","Text":"See the big picture that includes all your retirement resources.","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_TRM_SCENARIO_IN_PROGRESS_MSG":{"Name":"ESS_TRM_SCENARIO_IN_PROGRESS_MSG","CultureCode":"en-US","Description":"ESS_TRM_SCENARIO_IN_PROGRESS_MSG","Text":"One moment please, we are estimating your pension benefit.","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_UPDATABLE_DATAPANEL_HEADER":{"Name":"ESS_UPDATABLE_DATAPANEL_HEADER","CultureCode":"en-US","Description":"Updatable data panel header","Text":"Updatable data panel","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_UPDATABLE_DATAPANEL_UPDATE_FAILURE_MSG":{"Name":"ESS_UPDATABLE_DATAPANEL_UPDATE_FAILURE_MSG","CultureCode":"en-US","Description":"Updatable data panel Update failure message","Text":"Update failed. Please try again later.","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_UPDATABLE_DATATABLE_CONTROLS_TABHEADER":{"Name":"ESS_UPDATABLE_DATATABLE_CONTROLS_TABHEADER","CultureCode":"en-US","Description":"Updatable data panel Controls tab header","Text":"Controls","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_UPDATABLE_DATATABLE_INSTRUCTIONS_TABHEADER":{"Name":"ESS_UPDATABLE_DATATABLE_INSTRUCTIONS_TABHEADER","CultureCode":"en-US","Description":"Updatable data panel Instructions tab header","Text":"Instructions","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_UPDATE_BANKINGDETAILS_ADDITIONAL_INFO_HEADER":{"Name":"ESS_UPDATE_BANKINGDETAILS_ADDITIONAL_INFO_HEADER","CultureCode":null,"Description":null,"Text":"","ClientSide":false,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_UPDATE_RETIREEPAYMENTDETAILS_ACCOUNTNUMBER_INCORRECTLENGTH_MESSAGE":{"Name":"ESS_UPDATE_RETIREEPAYMENTDETAILS_ACCOUNTNUMBER_INCORRECTLENGTH_MESSAGE","CultureCode":"en-US","Description":"Update Retiree payment details Validation msg Account Number Incorrect Length","Text":"Account Number should be less than 20 digits.","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_UPDATE_RETIREEPAYMENTDETAILS_ACCOUNTNUMBER_INVALIDFORMAT_MESSAGE":{"Name":"ESS_UPDATE_RETIREEPAYMENTDETAILS_ACCOUNTNUMBER_INVALIDFORMAT_MESSAGE","CultureCode":"en-US","Description":"Update Retiree payment details Validation msg Account Number Invalid format","Text":"Invalid entry. Account Number should be numeric.","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_UPDATE_RETIREEPAYMENTDETAILS_ACCOUNTNUMBER_NOTPROVIDED_MESSAGE":{"Name":"ESS_UPDATE_RETIREEPAYMENTDETAILS_ACCOUNTNUMBER_NOTPROVIDED_MESSAGE","CultureCode":"en-US","Description":"Update Retiree payment details Validation Message Empty Account Number","Text":"Please enter Account Number.","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_UPDATE_RETIREEPAYMENTDETAILS_ACCOUNTNUMBER_NOTREQUIRED_MESSAGE":{"Name":"ESS_UPDATE_RETIREEPAYMENTDETAILS_ACCOUNTNUMBER_NOTREQUIRED_MESSAGE","CultureCode":"en-US","Description":"Update Retiree payment details Validation Message Account Number Not Required","Text":"Because you selected to have your check mailed to you as the delivery method, the Account Number field must be left blank, or empty.","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_UPDATE_RETIREEPAYMENTDETAILS_EMPTY_MESSAGE":{"Name":"ESS_UPDATE_RETIREEPAYMENTDETAILS_EMPTY_MESSAGE","CultureCode":"en-US","Description":"Update Retiree payment details Empty Message","Text":"Currently, you have no banking related information.","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_UPDATE_RETIREEPAYMENTDETAILS_FOOTER_MSG":{"Name":"ESS_UPDATE_RETIREEPAYMENTDETAILS_FOOTER_MSG","CultureCode":"en-US","Description":"Update Retiree payment details Footer message","Text":"If you make changes to your current banking information, be sure to select the UPDATE button above to save your changes.","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_UPDATE_RETIREEPAYMENTDETAILS_GENERIC_ERROR":{"Name":"ESS_UPDATE_RETIREEPAYMENTDETAILS_GENERIC_ERROR","CultureCode":"en-US","Description":"Update Retiree payment details Validation Message Generic","Text":"An error occurred. Please try again at a later time.","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_UPDATE_RETIREEPAYMENTDETAILS_HEADER":{"Name":"ESS_UPDATE_RETIREEPAYMENTDETAILS_HEADER","CultureCode":"en-US","Description":"Update Retiree payment details Header","Text":"Update Banking Information","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_UPDATE_RETIREEPAYMENTDETAILS_INSTITUTIONNAME_INCORRECTLENGTH_MESSAGE":{"Name":"ESS_UPDATE_RETIREEPAYMENTDETAILS_INSTITUTIONNAME_INCORRECTLENGTH_MESSAGE","CultureCode":"en-US","Description":"Update Retiree payment details Validation msg Institution name Incorrect Length","Text":"Institution Name should be less than 50 characters.","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_UPDATE_RETIREEPAYMENTDETAILS_ROUTINGNUMBER_INCORRECTLENGTH_MESSAGE":{"Name":"ESS_UPDATE_RETIREEPAYMENTDETAILS_ROUTINGNUMBER_INCORRECTLENGTH_MESSAGE","CultureCode":"en-US","Description":"Update Retiree payment details Validation Message Routing Number Incorrect Length","Text":"Routing Number should be 9 digits.","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_UPDATE_RETIREEPAYMENTDETAILS_ROUTINGNUMBER_INVALIDFORMAT_MESSAGE":{"Name":"ESS_UPDATE_RETIREEPAYMENTDETAILS_ROUTINGNUMBER_INVALIDFORMAT_MESSAGE","CultureCode":"en-US","Description":"Update Retiree payment details Validation Message Routing Number Invalid format","Text":"Invalid entry. Routing Number should be numeric.","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_UPDATE_RETIREEPAYMENTDETAILS_ROUTINGNUMBER_NOTPROVIDED_MESSAGE":{"Name":"ESS_UPDATE_RETIREEPAYMENTDETAILS_ROUTINGNUMBER_NOTPROVIDED_MESSAGE","CultureCode":"en-US","Description":"Update Retiree payment details Validation Message Empty Routing Number","Text":"Please enter Routing Number.","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_UPDATE_RETIREEPAYMENTDETAILS_ROUTINGNUMBER_NOTREQUIRED_MESSAGE":{"Name":"ESS_UPDATE_RETIREEPAYMENTDETAILS_ROUTINGNUMBER_NOTREQUIRED_MESSAGE","CultureCode":"en-US","Description":"Update Retiree payment details Validation Message Routing Number Not Required","Text":"Because you selected to have your check mailed to you as the delivery method, the Routing Number field must be left blank, or empty.","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_UPDATE_RETIREEPAYMENTDETAILS_SUBHEADER":{"Name":"ESS_UPDATE_RETIREEPAYMENTDETAILS_SUBHEADER","CultureCode":"en-US","Description":" Update Retiree payment details SubHeader","Text":"Below you can manage your banking elections for your ongoing pension payment.","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_UPDATE_TAXWITHHOLD_FED_DEPENDENTS_FORMAT_ERROR":{"Name":"ESS_UPDATE_TAXWITHHOLD_FED_DEPENDENTS_FORMAT_ERROR","CultureCode":"en-US","Description":"Update tax withholding Federal dependents format error message","Text":"Please enter a valid number for Federal Dependents","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_UPDATE_TAXWITHHOLD_FED_DEPENDENTS_MISSING_ERROR":{"Name":"ESS_UPDATE_TAXWITHHOLD_FED_DEPENDENTS_MISSING_ERROR","CultureCode":"en-US","Description":"Update tax withholding Federal dependents missing error message","Text":"Federal Dependents field cannot be empty","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_UPDATE_TAXWITHHOLD_FED_MARITALSTATUS_FORMAT_ERROR":{"Name":"ESS_UPDATE_TAXWITHHOLD_FED_MARITALSTATUS_FORMAT_ERROR","CultureCode":"en-US","Description":"Update tax withholding Federal marital status format error message","Text":"Please select a valid Federal Marital 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state withhold amount format error message","Text":"Please enter a valid number for Optional state withhold amount","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_UPDATE_TAXWITHHOLD_STATE_DEPENDENTS_FORMAT_ERROR":{"Name":"ESS_UPDATE_TAXWITHHOLD_STATE_DEPENDENTS_FORMAT_ERROR","CultureCode":"en-US","Description":"Update tax withholding State dependents format error message","Text":"Please enter a valid number for State Dependents","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_UPDATE_TAXWITHHOLD_STATE_DEPENDENTS_MISSING_ERROR":{"Name":"ESS_UPDATE_TAXWITHHOLD_STATE_DEPENDENTS_MISSING_ERROR","CultureCode":"en-US","Description":"Update tax withholding State dependents missing error message","Text":"State Dependants field cannot be empty","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_UPDATE_TAXWITHHOLD_STATE_MARITALSTATUS_FORMAT_ERROR":{"Name":"ESS_UPDATE_TAXWITHHOLD_STATE_MARITALSTATUS_FORMAT_ERROR","CultureCode":"en-US","Description":"Update tax withholding State marital status format error message","Text":"Please select a valid State Marital Status","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_UPDATE_TAXWITHHOLD_STATE_MARITALSTATUS_MISSING_ERROR":{"Name":"ESS_UPDATE_TAXWITHHOLD_STATE_MARITALSTATUS_MISSING_ERROR","CultureCode":"en-US","Description":"Update tax withholding State marital status missing error message","Text":"State marital status field cannot be empty","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_UPDATE_TAXWITHHOLD_STATE_REQUIRED_IFFEDST_ERROR":{"Name":"ESS_UPDATE_TAXWITHHOLD_STATE_REQUIRED_IFFEDST_ERROR","CultureCode":"en-US","Description":"Update tax withholding State Required If Fed State Error message","Text":"For the state you have chosen, State election is required if federal withholding is entered.","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_UPDATE_TAXWITHHOLD_STATE_REQUIRED_MANDATORY_ERROR":{"Name":"ESS_UPDATE_TAXWITHHOLD_STATE_REQUIRED_MANDATORY_ERROR","CultureCode":"en-US","Description":"Update tax withholding State Required Mandatory Error message","Text":"State election is mandatory for the state you have chosen.","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_UPDATE_TAXWITHHOLD_STATE_REQUIRED_SAMEASFED_ERROR":{"Name":"ESS_UPDATE_TAXWITHHOLD_STATE_REQUIRED_SAMEASFED_ERROR","CultureCode":"en-US","Description":"Update tax withholding State Required Same as Federal Error message","Text":"For the state you have chosen, both Federal and State tax withholding should either be elected or waived..","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_UPDATE_TAXWITHHOLD_STATE_WITHHOLD_AMOUNT_LESSTHAN_FLATTAX_ERROR":{"Name":"ESS_UPDATE_TAXWITHHOLD_STATE_WITHHOLD_AMOUNT_LESSTHAN_FLATTAX_ERROR","CultureCode":"en-US","Description":"Update tax withholding State withholding amount less than flat tax error message","Text":"State Tax Withholding Amount cannot be less than the Flat tax amount {0}","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_UPDATE_TAXWITHHOLD_STATE_WITHHOLDAMOUNT_FORMAT_ERROR":{"Name":"ESS_UPDATE_TAXWITHHOLD_STATE_WITHHOLDAMOUNT_FORMAT_ERROR","CultureCode":"en-US","Description":"Update tax withholding State withhold amount format error message","Text":"Please enter a valid amount for State withhold amount","ClientSide":true,"ResourceType":0,"AttachmentIdentifier":null,"AttachmentOriginalFileName":null},"ESS_UPDATE_TAXWITHHOLD_STATE_WITHHOLDAMOUNT_MISSING_ERROR":{"Name":"ESS_UPDATE_TAXWITHHOLD_STATE_WITHHOLDAMOUNT_MISSING_ERROR","CultureCode":"en-US","Description":"Update tax withholding State withhold amount missing error message","Text":"State withhold amount field cannot be 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