Close More Home Loans Faster, While Managing Risk
across the loan origination process.
You know lending. We know data.
Data Coverage
With 3.8M employers contributing income and employment data, start with The Work Number® to help save time and cost.
Data Depth
Access 716M+ employment records to verify more information at once and help meet GSE requirements.
Data Instantly
Pull verifications of employment and income instantly without requiring the borrower to do additional work or take additional steps.
Instantly verify employment and income across the loan cycle
Customer-Initiated Pre-Qualification
Loan Application
Use automated income and employment data to see a comprehensive view of the applicant's creditworthiness.
Underwriting
Pre-Close
Choose the data you need.
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View current and previous records
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Choose lookback windows as recent as 35 days and up to 60 months
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Access single purchase reports that cover the needs throughout the full origination process
Data delivered the way you need it
Web-based Access
System Integrations
Batch Processing
Helping to Unlock New Doors in the Digital Lending Landscape
Secure data from
a trusted leader
The Work Number is governed by the Fair Credit Reporting Act (FCRA). Only verifiers with a permissible purpose can use data from The Work Number. We maintain globally recognized certifications in management and security.
We are an authorized service provider supporting Freddie Mac’s AIM and Fannie Mae’s Desktop Underwriter validation service, a component of Day 1 Certainty.
Create a Better Borrower Experience
Help create a fast, low-friction mortgage lending process with automated verifications of employment and income.
Browse Mortgage Industry News & Updates
Stay up-to-date on changes and trends in consumer lending.
