If you owe a car payment to Honda, chances are you want to make that payment in a way that's most convenient for you. You may be looking for flexibility or even the option to pay cash. Fortunately, those options are all available through a variety of different payment services.
Honda Payment Options
With Honda Financial ServicesSM, you have complete control over how you pay your bill each month. Whether you choose to pay manually online or have the payment automatically debited from your account, Honda does all they can to make the process easy for you. Your options are:
- Pay online
- Automatic payments with EasyPaySM
- Pay by phone
- Western Union SpeedPay
- Western Union Quick Collect
- Payment by mail
- MoneyGram
Here's a more in-depth look at the different payment options.
Pay Online
Using the online payment option, you can make a one-time Honda payment directly from your checking or savings account at a time and day that's most convenient for you. If you don't have an account, according to Honda, you can easily set up one on their website.
Automatic Payments With EasyPaySM
With automatic payments, you don't have to worry about missing payments or running out of stamps or checks ever again. Using EasyPay, the money is automatically transferred directly from your checking or savings account on time every month. You never have to do a thing. To set this up, just log into your online account or create a new one using the link above to set up automatic payments.
You can also enroll in automatic payments by mail. You can find an authorization agreement online or can use the enrollment form that's provided on the bank of your invoices. Then just mail the form with your next payment. Please note that you will need to pay any incidental charges separately.
Pay by Phone
Another payment option is to utilize the automated phone system. The automated system will take you step-by-step through the simple process of making a payment. You can utilize this system easily after saving your checking or savings account to your payment profile online. Once that is set up, you can schedule your payments or make them over the phone at any time it's convenient for you.
Western Union SpeedPay
Another option is to contact Western Union SpeedPay at 1-800-366-8500 and make a payment using a debit card. Automatic payments are not available through SpeedPay so you will need to call every time you want to make a payment through this service. Transaction fees do apply. According to Western Union, to enroll in Western Union SpeedPay you will need:
- Honda Financial Services account number
- Last six digits of your Social Security number
- Debit or ARM card number
Western Union Quick Collect
You can also make a payment at a Western Union Quick Collect location. There is a fee required to use this service, and more locations require the fee to be paid in cash, although there are some exceptions.
Payment by Mail
If you prefer to pay by check or money order, you can mail in your monthly payment along with your payment coupon included with your statement.
MoneyGram
The last option is to make a payment at a MoneyGram convenient location. Like Western Union, there is a fee to use this service. The majority of locations require the fee to be paid in cash, though some may accept debit cards, according to MoneyGram.com. To make the payment, you will need your Honda Financial Services Account Number.
Finding the Best Payment Method for Honda
If you are determining how you want to make your Honda payments, it can be helpful to take a look at the benefits of each of the methods provided above:
Payments through Honda
Honda offers a number of payment options, including:
- Pay Online: The greatest benefit of this payment option is that it is convenient, can be made at any time, and there are no fees that accompany it. After you've created your account with Honda Financial Services, payments can be made with the click of a button when you're ready to make them.
- EasyPay: Like the pay online option, one benefit of EasyPay is that there are no additional fees that accompany the convenience of this option. The greatest benefit of EasyPay is that the amount is taken out of your account on a schedule each month. It means you don't have to even think about making your Honda payments. It happens automatically.
- Pay by Phone: The benefit of this type of service is that you can make your Honda payment on a time and date that is convenient for you. There is no charge for this option and because it is an automated system, it can be done quickly with no wait times.
Using a Third-Party Service
If you have an account with a third-party service like Western Union or MoneyGram, you may prefer to use one of these services:
- Western Union: At Western Union, you have the option to use Western Union SpeedPay or Quick Collect. With SpeedPay, you can make your car payment using their site online, through the Western Union app, or on the phone. All of these options allow you to pay your bills from wherever you are, 24/7. If you prefer paying in cash, an option that's not available through Honda directly, then you may want to visit a Western Union location. The downside of a third-party service is that there is a fee involved.
- MoneyGram: MoneyGram is another option if you want to pay your Honda payment in cash. There is a fee to use this service, like there is with Western Union, however, you only need to visit one of the MoneyGram locations to easily make your payment.
Whether you choose to make your payment directly through Honda Financial Services or utilize one of the other available services, there is no shortage of options for making your payment to Honda each month. Simply browse the available options and figure out what will work best for you.
Information and research in this article verified by ASE-certified Master Technician Duane Sayaloune of YourMechanic.com. For any feedback or correction requests please contact us at research@caranddriver.com.
Sources:
https://www.hondafinancialservices.com/account-management/payment-options
https://www.hondafinancialservices.com/Registration/reg-step-two-acct-info
https://www.westernunion.com/us/en/pay-bills.html
https://www.moneygram.com/mgo/us/en/
https://www.speedpay.com/rmt/embedded
https://www.caranddriver.com/research/a31993240/how-to-buy-a-car-with-cash/
