Named Baltimore's Best Bank/Credit Union

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Don’t Just Bank, Belong.®

Join the Maryland credit union offering members and our community so much more.

    • Better Rewards Checking

      3.00% APY*

      Do more. Get more.

      Earn More Today 

    • Auto Loan Financing – Available at Over 30 Dealers!

      Simply visit one of our select AutoSMART partner dealers and you can quickly apply for a vehicle loan from First Financial on the spot.

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    • Certificates – Earn up to

      4.30%APY*

      12-Month Certificate – $500 Minimum 

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    • Get Paid Up to 2 Days Sooner

      with Early Bird Deposit. Available automatically with any First Financial checking account for any payroll or government payment that’s directly deposited. 

      Get Paid Early 

    Mobile Banking at your side 24/7.

    Manage your accounts wherever you are — even check your credit score for free.

    Learn More about digital banking

    Download our App!

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    Experience the First Financial difference.

    • Lower Rates

      As a not-for-profit financial institution, we offer our members lower loan rates because we put you first – not profits.

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    • Scholarship Program

      Every year we award $3,000 scholarships to high school seniors within our field of membership.

      Learn More  – Scholarship Program

    • Financial Wellness

      We’re more than a place to bank. We offer powerful educational tools to help members achieve life goals.

      Discover More  – Financial Wellness

    • Become a Member

      Once a member, always a member. Joining First Financial is easy, and you can join online today.

      Explore Membership About FFFCU 

      We’re always #BetterTogether.

      Since 1953, First Financial Federal Credit Union has been strengthening the community through volunteering, donations, and financial education.

      $233,016

      First Financial’s 2025 community contributions to date

      9840

      Students reached during 2024-2025 school year

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      Banking made easy.

      We’re your partner in your financial success. Visit a branch, give us a call, open an account, or come join our team.

      Find a Branch
      Contact Us
      Open an Account
      Join Our Team