Best no-annual-fee hotel card

The Hilton Honors Amex Card is a rare opportunity to earn hotel points and elite status with no annual fee. (Partner offer)

At a glance

  • 7X Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with hotels and resorts within the Hilton portfolio.
  • 5X Earn 5X Points per dollar on purchases at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
  • 3X Earn 3X Points for all other eligible purchases on your Card.
Earn 80,000 points
Earn 80,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card in the first 6 months of Card Membership.
29.99% Variable
29.99% Variable
20.99%-29.99% Variable
$0
  • Earn 80,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card in the first 6 months of Card Membership.
  • Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with hotels and resorts within the Hilton portfolio.

At a glance

  • 7X Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with hotels and resorts within the Hilton portfolio.
  • 5X Earn 5X Points per dollar on purchases at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
  • 3X Earn 3X Points for all other eligible purchases on your Card.
Earn 80,000 points
Earn 80,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card in the first 6 months of Card Membership.
29.99% Variable
29.99% Variable
20.99%-29.99% Variable
$0
  • Earn 80,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card in the first 6 months of Card Membership.
  • Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with hotels and resorts within the Hilton portfolio.
  • Earn 5X Points per dollar on purchases at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
  • Earn 3X Points for all other eligible purchases on your Card.
  • Enjoy complimentary Hilton Honors™ Silver status with your Card. Plus, spend $20,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors™ Gold status through the end of the next calendar year.
  • No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
  • No Annual Fee.
  • Terms Apply.
Apply now for Hilton Honors American Express Card at American Express's secure site Terms & restrictions apply. See rates & fees

Our Take

TPG Editor's Rating

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3/5

Overview

The Hilton Honors American Express card offers complimentary Silver elite status and the opportunity to upgrade to Gold by spending $20,000 or more on the card each year. Plus, earn bonus points on Hilton hotels and essential everyday purchases. You can then redeem your Hilton Honors points for free nights at your favorite properties.

Pros

  • No annual fee card
  • Complimentary Hilton Honors Silver status

Cons

  • Silver status is the lowest tier of Hilton Honors status
  • Limited redemption flexibility as you can only redeem at Hilton hotels
  • Can't earn a free night award unlike other Hilton cards

Who is this card good for?

The Hilton Honors Amex is best for those who enjoy staying at Hilton hotels and resorts but want to minimize costs by avoiding paying an annual fee.

Earning Rewards

You’ll earn 7x on hotels and resorts in the Hilton portfolio, 5x on dining at U.S. restaurants, 5x on U.S. supermarkets and5x on U.S. gas stations and 3x on all other eligible purchases.