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Get an interest-free IKEA loan

How much would you like to borrow?

You can spread the cost of purchases between £99 and £15,000 over 3 months to 4 years, 5 year options may be available during promotional periods. This gives you an affordable way to repay.

Please be aware that this is an online product, you will need to be able to apply and manage your account online.

Do you need delivery?

Remember to include any kitchen installation, delivery or collection costs in the amount.
Monthly repayments
Final payment
Representative APR
Interest payable
Total credit amount
Total payable

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Scan the QR code to apply on your mobile device

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Should your application be approved, we will issue you with a virtual card upon which, you will have 90 days to spend up to your loan value. Please consider this when making your application.

Your monthly repayments are fixed so there are no surprises. If you do not spend all your loan amount, your monthly repayment amount will not change but you will pay back the loan over a shorter period.