The
KingSize Credit Card is a good card to consider if you have a 640+ credit score and you like to buy clothes from KingSize and other FullBeauty brands (such as OneStopPlus, Catherines and Active For All). The card is worth getting because you can save 5% on purchases without paying an annual fee. You can even get a small initial bonus on top of that.
If you decide to get this card, it’s important that you pay your full statement balance by the due date every month. That will prevent the card’s extremely high APR from kicking in. If you’re still not sure whether you should apply or continue looking for a
better credit card offer, keep reading below.
What I Like About the KingSize Credit Card
Pair of $10 bonuses
You can get your first $10 bonus in the form of a discount if you make a purchase of $25 or more when you open your account. You then get your second $10 bonus as a bonus reward on your first billing statement. So, you could get $20 back for spending as little as $25. That’s pretty darn good in percentage terms, but it isn’t amazing in terms of total savings. You can save more with some other store cards as well as many general-purpose credit cards with
big initial bonuses.
5% back in points on purchases
The
KingSize Credit Card rewards you with
1 point per $1 spent at any of the fullbeauty brands. That might not sound like much, but you only need 200 points for a $10 reward certificate. In other words, you’re earning the equivalent of 5% back, which is on par with what the best store cards provide.
The best part is this high earning rate applies to purchases from all the FullBeauty brands, not just KingSize.
The list includes:
• Active For All
• BrylaneHome
• Catherines
• CUUP
• Ellos
• ELOQUII
• Fullbeauty Outlet
• Intimates For All
• Jessica London
• June + Vie
• KingSize
• OneStopPlus
• Roaman’s
• Shoes For All
• Swimsuits For All
• Woman Within
Other perks
Like most store credit cards, the
KingSize Credit Card gets you benefits like a birthday discount and free shipping on qualifying orders. These benefits probably won’t influence your card selection too much, but they’re nice to have anyway.
No annual fee
This is the norm for a store credit card, but it still beats the alternative. The average annual fee among credit card offers available right now is
$25.22, according to WalletHub research, and some cards charge hundreds of dollars per year.
Good reviews
Around three-quarters of the
KingSize Credit Card’s user ratings give the card 4-5 stars (out of 5). That’s definitely a good sign.
What I Don’t Like About the KingSize Credit Card
Very high APR
The
KingSize Credit Card has one of the highest interest rates on the market. If you want to save money with this card, you need to pay your bill in full by the due date every month. That will keep your card free of interest.
Note: This review is not provided, commissioned or endorsed by any issuer. Opinions and ratings are our own.
