M&T Bank
M&T Bank Reviews
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M&T Bank Q&A(69 questions)
Get answers to your questions about M&T Bank below. Editorial and user-generated content is not provided, reviewed or endorsed by any company. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered.
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Where are M&T Bank branches located?
What secured credit cards does M&T Bank offer?
M&T Bank offers a single secured card, the M&T Secured Credit Card. You can get approved for this card even with bad credit.
Things to know about the M&T Secured Credit Card:
- It's good for establishing, improving, or rebuilding credit.
- It has no annual fee.
- It offers the possibility for graduation to an unsecured credit card.
- You can apply for this card over the phone at (866) 279-0888 or at a M&T Bank location.
- If...
Does the People's United Bank offer any secured credit cards?
No, People's United Bank doesn't offer any secured credit cards.
But if you'd like to apply for a secured credit card, you have plenty of other great options to choose from. You can check out our editor's latest picks for the best secured credit cards available right now. Some of these have very lenient approval requirements, and others will offer rewards for your purchases.
How do I apply for an M&T Bank credit card?
You can apply for an M&T Bank credit card online, by selecting “Apply for a Credit Card” on your Account Summary Page. If you do not have an account yet, you can enroll in online banking here.
Alternatively, you can apply by phone at 1-800-724-3222, or in person at one of their branches. You can find the closest branch here.
How can I redeem my M&T Rewards Visa Credit Card points?
You can redeem your M&T Visa Rewards Credit Card points online by signing in to your account or via the M&T Mobile Banking app for iOS and Android. Go to the Account Details page and click/tap on “Redeem” to be redirected to the rewards site.
Points can be redeemed for:
- Statement credit or direct deposit into an M&T checking or savings account
- Travel
- Gift cards
- Merchandise
How can I get an M&T Bank credit card cash advance?
You can get an M&T Bank credit card cash advance at any ATM with the Visa logo using your card and PIN, or in any bank with your card and a photo ID.
Keep in mind that cash advances are very expensive. They have an APR of 27.49% (V) and a 3% (min $10) cash advance fee, not to mention potential ATM fees in case you use one that's not affiliated with M&T Bank.
So my advice is...
How much is the M&T Bank credit card foreign transaction fee?
The M&T Bank credit card foreign transaction fee is 0% - 3%, depending on the card you own.
The M&T Visa Signature Credit Card's foreign transaction fee is 0%, making it an ideal travel companion. If you use this card abroad, you won't be charged extra for paying in another currency.
The rest of M&T Bank's credit cards, however, do charge the following foreign transaction fees:
- M&T Visa Credit Card: 3%
- M&T Visa Rewards Credit Card: 3%
- M&T Secured Credit...
How much is the People's United Bank Mastercard minimum payment?
The People's United Bank Mastercard® Platinum Card's minimum payment is $30 or 1% of your balance plus any fees or interest, whichever is greater.
You must pay this amount monthly to keep your account in good standing. But in order to avoid being charged with interest, pay what you owe in full each month before your due date.
How much is the M&T Bank credit card cash advance limit?
The M&T Bank credit card cash advance limit is 30% of your total credit limit.
But it's best to avoid cash advances, since they are very expensive. M&T has a 27.49% (V) cash advance APR and a 3% (min $10) cash advance fee for all of their cards.
Any short term benefit a cash advance might have, is outweighed by the cost of it.
What's the starting credit limit for the People's United Bank Mastercard?
The starting credit limit for the People's United Bank Mastercard is determined based on a number of factors, like your credit score, credit history and annual income.
The credit limit for cards that require excellent credit for approval ranges between $5,000 and $10,000.
Even if you don't get a desired credit limit from the start, you'll have the chance to increase it in time, with responsible credit utilization.
Keep in mind, though,...