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Discover A Better Way To Manage Your Money

  1. Resource Center

    Discover financial education blogs, eBooks, calculators and other helpful money management tools in our Resource Center.

  2. Wealth Management

    Whether you're planning for retirement or building your assets, our wealth management team can help you secure a bright future.

  3. GreenPath

    We offer members access to GreenPath for financial education tools and confidential debt, student loan and credit counseling.

Invest In Your Home

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Refresh Your Nest
Your home's equity is blooming this spring.
What Even IS Home Equity?What Even IS Home Equity?
If you’re a homeowner, odds are you’ve probably heard of ‘home equity’ before. It’s worth understanding if you’re thinking about tapping into it for renovations, debt consolidation or something else.
Learn all about home equity
HELOC vs Home Equity LoanHELOC vs Home Equity Loan
There are some big advantages that come with cashing out on your home. Find out the differences between a HELOC and home equity loan— and which one is right for you.
Know The Differences
Hello, New Pool! Hello, New Pool!
With summers as hot as ours, there’s no doubt you’ll be thinking about installing a pool if you don’t have one already. We’re ready to help you do it affordably with low rates and great terms.
Dive Right In

Fulfilling Opportunities Await

Are you looking for an opportunity to let your skills shine? Come join the team at Copper State Credit Union! We aren't so small that growth opportunities are scarce and we aren't so big that you'll get lost in the shuffle.
  1. Work/life balance with a M-F work week.
  2. Twelve additional days of PTO for federal holidays. 
  3. Eligible for up to 5% matching on your 401K.
  4. Staff are empowered to reach personal and career goals.
New Mobile App (5)

We Have An App For That

  1. Manage Your Money From Anywhere

    Your Copper State CU accounts will be in the palm of your hand. Mobile banking offers you full access to everything you need, wherever you go.

  2. Transfer Money And Pay Bills

    No need to pull out the checkbook at the dining room table anymore! Pay your bills on-the-go and get back to the things that matter most.

  3. Deposit Checks Day Or Night

    Use our remote deposit to take a picture of a check and deposit it into your account 24/7/365. It's fast, easy, and free.

  4. Send And Receive Money With Zelle®

    Zelle® is a fast, safe and easy way to send money to friends, family and loved ones. Whether you’re paying rent, gifting money, or splitting the cost of a bill, Zelle® has you covered.

Check It Out!

Popular Products And Services

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Access your credit card statements and rewards.
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Cactus Cactus
Find a home you love and let us do the work.
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Stop scammers from taking your money.
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A checking account with cash back. Cha-ching!
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Loan Calculator

Use this calculator to see what your loan payment could be at different rates and terms. When you find a payment that works for you, email it to yourself for future reference.

This calculator is free to use and here all the time. Come back any time you'd like to see what a loan payment amount could be.

Your actual term and payment will be provided upon acceptance of a Copper State Credit Union loan. This calculator is for informational purposes only and its use does not guarantee an extension of credit.

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Committed To Empowering You

Financial Strength Leads To Financial Prosperity

We're 100% committed to empowering our member-families so they can achieve financial prosperity. We know that not all families look the same and not everyone has the same idea of what financial success looks like. That's why we're here to provide the resources you and your family need to achieve what financial well-being means to you.
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Featured post
How to Buy a Used Car with Confidence [Free Checklist]

When figuring out how to buy a car, there’s an overwhelming amount of information to know—such as different types of auto insurance, what is an auto loan, car maintenance costs, and so much more. A good place to start is by determining if you want to buy a new or used vehicle.

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What Car Should I Buy? Pros and Cons of Buying New vs. Used

Having a vehicle you can depend on is crucial. Just think about how often you use your car on a daily, weekly and yearly basis. Whether you need a minivan to get the kids to school, a fuel-efficient vehicle for a long commute to work, or a trusted car for vacations - and eventually for your teen to take to college - owning an affordable vehicle that you and your family can rely on is so important.

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How To Buy A Car: 3 Simple Steps To A Competitive Car Loan

Here are some things you can do ahead of time to be prepared on how to buy a car.

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House Buying Checklist: Mortgage Documents You'll Need

Buying a home (as amazing as it is!) does involve a lot of paperwork. Some of it is required at the beginning for the preapproval, and other documents will be requested later on in the process, after you've made an offer. It helps if you know ahead of time what you'll have to provide, instead of being blindsided when your lender asks you for each item.

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Are You Buying A House in Arizona? Here's Your Ultimate Guide

Buying a house is one of the largest financial transactions you'll make. Let us help you confidently purchase the home of your dreams!

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Ultimate Budget Plan to Save You Time and Free Your Money

Do you feel like you can never get ahead financially? Learn how to make a simple budget plan that works for you.

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Get Our Debt Relief Bundle and Say Cheers to a Debt Free Future

Figuring out how to find debt relief seems overwhelming, but with this bundle we have definitely got you covered!

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Happy Car Buying: Your Ultimate Guide to Getting the Best Deal

Whether it's new, pre-owned, trade-in, private party, dealer, or none of the above, our Happy Car Buying eBook has something for everyone. Take control of the car buying process!

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Identity Theft Protection Checklist

We hope it never happens to you. But if it does, this identity theft protection checklist will help you know what to do to restore your identity.

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It's Your Adventure: Camping Products and Tips for Wanderers At Heart

Live out your adventure! Whether it's in a tent, RV, or with a toy towed behind you into the wilderness, we've got you covered with this camping eBook.

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2024 Tax Brackets and Deadlines to Know: Quick Reference Guide

From the recently updated federal income tax brackets, to standard deductions, to alternative minimum tax exemptions and education tax benefits - there is so much to keep track of! This visual guide offers all the info you'll need for filing 2024 taxes and preparing for 2025.

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2023 Tax Brackets and Deadlines to Know: Quick Reference Guide

From federal income tax brackets to standard deductions, and alternative minimum tax exemptions to education tax benefits - there is so much to keep track of! This visual guide offers all the info you'll need for your 2023 taxes and preparing for the rest of 2024.

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Savings Calculator

Use this calculator to see how much money you will save with compound interest.

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Budget Calculator

See how much you will save (or lose) monthly or annually based on your monthly and annual expenses.

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Money Market Calculator

Estimate how much money you will save via compound interest in a Money Market Account.

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Cost of Living Calculator

Use this calculator to compare average costs of living between US cities and states.

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50/30/20 Calculator

The 50/30/20 rule is for a person who desires one simple budgeting formula!

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Retirement Calculator

Estimate your retirement funds by projecting income level, monthly savings, age and life expectancy, and percent rate of return on savings.

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Emergency Fund Calculator

Use this calculator to generate an emergency fund savings goal based on your income.

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Student Loan Calculator

Use this calculator to see how much you can save by paying off your loans early.

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Auto Loan Calculator

Use this calculator to see how much you can save by paying off your auto loan early.

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Debt Payoff Calculator

Use this calculator to see how much money you can save by consolidating debt.

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Virtual Coach: What Mortgage Can I Afford?

Use this interactive tool to discover your ideal monthly housing payment and how it will impact your home price.

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Virtual Coach: Get Out of Debt

Use this interactive tool to create a customized plan to be completely debt-free.

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Virtual Coach: Make the Most of Your FSA or HSA

Use this interactive tool to prepare for your upcoming medical expenses.

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Virtual Coach: Filling Out the FAFSA

Use this interactive tool to learn the process of filling out and submitting the Free Application for Federal Student Aid.

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Virtual Coach: Know Your Worth

You’ve heard the term net worth, but you’re not sure what it really means, or how it applies to your financial standing. Figure out your net worth using your assets and liabilities.

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Virtual Coach: Am I Ready to Retire?

Use this interactive tool to prepare for retirement.

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Virtual Coach: Term Life Insurance

Use this interactive tool to learn the reasons why term life insurance is valuable and how it differs from whole life insurance.

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Virtual Coach: Create a Budget

Use this interactive tool to create a budget that fits your lifestyle.

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Virtual Coach: Navigating Debt Collections

Use this interactive tool to learn what to do when you are contacted by a debt collector and what your next steps should be.

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Improve Online Safety With 6 Free Online Games For Kids and Teens

Whether it's personal safety or financial, have peace of mind with these 6 free games for your kids and teens. Shift some of that unstructured screen time to simulation-style games that teach money sense, budgeting and how to be safe online.

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