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Rated 5 out of 5 stars

I initially made a small investment and then set up some direct debits to make regular investments. If I can do that then anyone can.
I have received emails every step of the way as a payment ha
s been received and when bond numbers have been allocated.
The bits I haven't experienced yet are winning and of course, if the need arises, cashing in the bonds.
So far, nothing but straight forward.

Rated 5 out of 5 stars

I must start by saying the VIRTUAL assistant that answers your call, surely must be programmed to wind people up. My chat with the virtual assistant was like a scene from Fawlty Towers!!
However, t
he human I eventually spoke to, solved all my problems in a very patient and professional manner..
Important!!! Always ask to speak to a human, at least three times..

Rated 5 out of 5 stars

It was pretty painless and straightforward, perhaps because I had other NS&I products. I shunted some cash from an underperfoming savings account to buy a load of premium bonds. I'm very unlikely to win a big prize, but on average I should get about 3% tax free from small prizes, so better than the bank.

Rated 5 out of 5 stars

web site is clear and easy to use, directing to people contact by telephone if required.
my telephone call was directed quickly and efficiently and the person I spoke to was pleasant and professio
nal.
my query was answered and I was offered further assistance if required.
no gimmicks, no catches simply good service as expected.


Company details

  1. Savings Bank

About NS&I

Written by the company

We’re the nation’s savings bank.

At NS&I, we support savers to achieve what they aspire to in life. We are the nation’s savings bank, and the only savings provider backed by HM Treasury. This means your savings are 100% secure, no matter how much you have saved with us.

We’ve been supporting the UK’s savers for over 160 years. With easy access savings accounts, fixed term investments and the chance to become a Premium Bonds millionaire — we’re the safe home for your savings.

Why save with us?

Written by the company

We're saving experts
We've been supporting the nation's savers since 1861. Today, millions of customers trust us with their savings.
We're the only savings provider backed by HM Treasury
We guarantee 100% of your savings – no matter how much you save.
We’re all about saving
Saving. Nothing more, nothing less. Whatever you’re saving for, we offer a range of products to suit your needs.
We're the home of Premium Bonds
Every £1 you save gives you the chance to win tax-free prizes every month – from £25 up to the two £1 million jackpots!

Contact info

Promotion box for NS&I

We’re here for you

Whether a new or existing NS&I saver, we're here and ready to help.

4.2

Great

TrustScore 4 out of 5

7K reviews

5-star
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Hasn’t replied to negative reviews


Rated 1 out of 5 stars

After initiating a transfer into my…

After initiating a transfer into my son's Junior ISA, I noticed the funds stayed in a holding account for days, with no real-time confirmations, no visibility and no clarity on when it would land. I was told manual processing was involved but even the call center couldn't confirm receipt. This nudged me to test out other options, not out of frustration but curiosity. Custos Ferri doesn't just confirm transfers, they timestamp each stage.You see what is happening when and why. It's a different pace entirely, more in tune with what I now expect.

Date of experience: June 22, 2025

Rated 4 out of 5 stars
Invited

Withdrawing some cash

It was fairly easy to withdraw some of my holding, though I couldn’t work out how to specify which bonds I wanted to surrender. On the plus side, the money was deposited back into my account in the allotted time.

Date of experience: May 07, 2025

Rated 5 out of 5 stars
Invited

Pull payments

The ability to pull down payment from my Bank Account avoids the chance that I could send money to the wrong place by mistake or if intercepted.

Date of experience: June 12, 2025

Rated 5 out of 5 stars
Invited

Simple, easy process to cash in bonds

I needed to cash in some funds from my NS&I premium bonds account. The process was very simple, easy to follow in a step by step process. I was also impressed about the various layers of approval to ensure it was actually me removing the funds.

Date of experience: June 10, 2025

Rated 5 out of 5 stars
Invited

Why are you paying top management

I'm a old man who knows that no matter what I write it won't be acted upon so why do these surveys exist, if you have to be told by the general public how your company can do better then why are you paying all those people in your company whose job it is to do just that.

Date of experience: June 20, 2025

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