The Credit People Reviews

Honestly, this company response to your email really quick is the reason why I Gave them 1 star instead of saying 0 star. Highly Not recommend pay up all your money upfront, signup up for 6 months but instead sign up for 1 month at a time until they remove a inquiry then pay for a month once at a time until they did their job. The fact that every single hard inquiry that I report to pay POLICE got removed not because Credit People helped me remove it. I have to take matters into my own hands. They can't even remove a late fee from American Express Credit Card under $40 and it still stays on my credit report! Such a simple task that a credit report company is able to do. The only be with it or the double I giving them is that they removed the Credit Card that Chase pulled me twice that I think I'm the one who removed by visiting Chase bank several time complaining and Chase bank did write a letter to Experian but I will have this credit to Credit People just for the heck of it.

I been with them for 7 months. I have not seen anything done. I been waiting. It seems like they take your money and do nothing. They won't kept you informed about about it. I think it time to try someone else, nothing getting done.

I dealt with this company for roughly 5 months, in that time frame I had 1 negative item removed off my credit, as I communicated with a gentleman that was very rude arrogant he would continue to tell me to be patient, this company only wants to take your money, which I don’t mind paying but seeing results as a consumer makes you feel good about spending your money. I would avoid these guys at all cost

Hired them to help me raise my credit score. I was not getting updates or seeing any results so I would contact them for updates and I was told just to wait a little longer and I would see changes. I never saw any changes never saw any improvements. They did not communicate what was going on. Very disappointing. Total waste of time and money.

They removed 13 negative items and I couldn't be happier! I didn't think they would remove that many but they did and they didn't charge me an arm and a leg either so I'm a happy camper. Will definitely recommend!

I know they say you get what you pay for but they also said why pay more when you can pay less. Lol. My credit was jacked! So I started looking into credit repair. Some of these companies wanted to charge $150 per month! I'm kept looking online and found The Credit People for only $79 per month. You really can't beat that. They offer the same as those higher companies if not more!

Talk about a mess! My son and I have the same first and last name but our middle names are different. I started receiving all these calls from collection agencies. I told them they had the wrong Miguel. They said ok, hung up and I thought that was the end of it. Then one day, I looked at my credit report and saw all of these negative accounts on my credit reports! I called them back like hey! You have the wrong Miguel. I'm Miguel J. My son is Miguel A. I told them I could provide proof that I'm not the right Miguel. One of their collections representatives made a comment like how do I know you're not the only Miguel. I offered to send in my birth certificate and my son's birth certificate to prove it. She gave me a fax number to send in proof. About three months go by and I didn't hear anything from them. I called the collection agency again and the number was disconnected!

In college, I received a bunch of credit card offers. As a broke college student, I thought it would be great to sign up for a few. I got approved for the American Express Platinum Card. I had no idea that it was a charge card meaning I had to pay the balance in full and I also didn't realize it had an annual fee of over $500! Of course, I couldn't pay it so they shut the card off and sent it to collections. I thought that meant I got away with it. As a finance major, my professor told us that certain higher level positions would also require that we maintain a certain credit score and that bad credit could be the reason why we were denied for certain positions.

I was discharged last year. Came back home and my wife decided she wanted to have a family. We applied for a loan and they told me that I had a Chase and AMEX account in collections. I've never even banked with them before. Come to find out, one of her family member's used my information while I was deployed. I called the collection agencies to explain it and told them I'd send in all my military information so they could see that I wasn't the one who opened the accounts. After six months, nothing. The collections were still on my credit and they just kept giving me the runaround.

I lost my home back when the market crashed. I spent a lot of money on credit cards and made some bad choices but it was either that or be homeless. I got a better job and started paying down all my debt. In 2020, they said that interest rates were low and it was a good time to buy a house so I decided to give a shot. They pulled my credit and saw all the stuff on there from 2008 and 2009. I thought all of that stuff should have been gone but it wasn't. There was even some stuff on there that I didn't do. I tried one credit repair company but they wanted $1,300 upfront and that was too much for me. Kept searching and found The Credit People. They were very nice and actually listened to an old man haha. I signed up with them and haven't been happier.