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Money Market Special
Guaranteed Growth, Flexible Freedom
Earn up to 3.80% APY** for 12 months
Experience the perfect balance of growth and flexibility. When you or your business opens a new Value Edge Money Market account with $10,000 or more in new money, you’ll earn up to 3.80% APY** for 12 months on balances of $10,000 and up (0.85% APY on balances under $10,000). With six free debit transactions per statement cycle ($25 fee for each additional), you can access your funds when you need them — without sacrificing competitive earnings. Click through to learn more or stop by your nearest branch today get started!
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CD Specials
CD Specials
Get a great rate on a 7, 12-month, or 24-month CD
Term
APY
$1,000 minimum deposit
7 months 4.21%
Open in Branch 12 months 4.00%
Open Online 24 months 3.75%
Open OnlineThe Annual Percentage Yield (APY) is based on quarterly compounding. You must maintain a minimum balance of $1,000 to open the account and obtain the APY. Penalty for early withdrawal, which may reduce earnings.
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Tips for Grads
Blog
Smart uses for graduation money
What’s the best course of action for using all that grad money? Save it, invest it, pay off debt, spend it? Experts say it’s actually all of the above. We explore those options, one by one.
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Thank You
Lincoln’s Choice Awards
It feels good to be your choice
To the best customers and employees around, UBT is honored and thankful that you continue to count us among the best of the best in Lincoln. We’re grateful to be celebrating Lincoln’s Choice Award wins in four categories:
- Best Bank
- Best Financial Planner
- Best Mortgage Lender
- Best Place to Work
Taking good care of you is more than just our jobs — it’s what makes us feel good, every day. Thank you for choosing us!
Stop By a Branch
We’re always glad to see you!
Need to visit one of our branches for some one-on-one assistance? At UBT, we have numerous locations conveniently located to make it easy to stop by and get help from a friendly face. Click below to find the branch nearest you!
Need Support?
Connect with our people online
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Loan products subject to credit approval.
*To qualify for the checking promotion, you cannot be a primary accountholder on an existing UBT personal checking account. Offer not valid if existing checking account closed in the last 120 days. Receive $500 when you open a Simply Free, Simply Free Plus, Simply Free Platinum, or Premium Interest Advantage checking account and complete the following within 90 calendar days of account opening: (1) have $2,500 in electronic direct deposits posted; and (2) enroll in paperless statements via online or mobile banking. Bonus is credited to your active account within 100 days of account opening if you meet requirements. $1,000 opening deposit required on Simply Free Plus checking accounts. Various Annual Percentage Yields (APY) offered for interest-earning checking accounts based on the account and balance maintained. For example, Simply Free Platinum requires $100 minimum daily balance to earn 0.14% APY as of 5/8/2025. Fees may reduce earnings; rates subject to change. Promotion offers limited to one new checking account per person and cannot be combined with other offers. Simply Free Platinum accounts designed for people ages 50 and over. Premium Interest Advantage is limited to residents of Douglas, Sarpy, and Washington counties in Nebraska. This offer is only available in Nebraska and Kansas. Available 5/01/2025 to 9/30/2025. Member FDIC.
**Offer not valid for primary accountholder on either an existing Value Edge Money Market Account (MMA) or a Value Edge MMA closed within the last 120 days. Open a new Value Edge MMA at any Union Bank and Trust branch and receive 3.80% Annual Percentage Yield (APY) on balances of $10,000 or more for 12 months from account opening; balances under $10,000 will earn an APY of 0.85%. After the first 12 months, the standard Value Edge MMA variable interest rate and APY tiers will apply, depending on the daily balance of the account. See current deposit account rates; rates subject to change. Fees may reduce earnings. $10,000 opening deposit required in new money. Promotion available 05/01/2025 to 08/29/2025. Cannot be combined with other offers. Member FDIC.
