This is Universal North America

Our mission is to provide peace of mind to our customers and help policyholders recover from the unexpected. With our longevity, financial strength, and preparation, we will continue to fulfill this promise.

We offer a variety of coverages including Homeowners, Dwelling Fire, Condominium Unit Owners, Renters, Flood, Earthquake, Hurricane, Equipment Breakdown, and Businessowner insurance protection. (Not all coverages are available in all states.)

We invite you to explore our products and find an agent near you.

Explore Our Products
(Products not available in all states)

Featured

Flood Protection

It only takes an inch of water to cause costly damage to a home. Devastating floods occur throughout the U.S. every year. In fact, 90% of all presidentially declared natural disasters involve flooding.

Equipment Breakdown

Uncommon Coverage for Common Breakdowns. Most homeowners insurance policies don't cover the cost of repairing or replacing essential equipment in your home. But, by adding this affordable Equipment Breakdown coverage you can rest easy.