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            Kay CLI

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            Anonymous
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            ‎03-20-2019 05:39 AM
            ‎03-20-2019 05:39 AM

            Kay CLI

            I have a Kay Jewelers card through Genesis. I called to ask about a CLI because the website says they don't have a CLI program or something to that effect online. When I called, they said I have to go into a physical Kay Jewelers location and they will call on my behalf to do it. Has anyone had experience with this? 

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            • Retail cards
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            ‎03-20-2019 01:24 PM
            ‎03-20-2019 01:24 PM

            Re: Kay CLI

            Hmm my Kay's is with Comenty. Not sure about a genesis version (how it works)

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            CreditInspired
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            ‎03-21-2019 07:06 AM
            ‎03-21-2019 07:06 AM

            Re: Kay CLI

            If it were me, the only way I would go into the store for a CLI is if I were planning to purchase something anyway.

             

            I see this as a gimmick to get you in the store to lightly pressure you into buying something.

             

            Nope, in my book, that’s not worth a CLI. 


            || AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macys $24.2K || NFCU CLOC $15K || NFCU Platinum $15K || CitiCostco $12.7K || Chase FU $12.7K || Apple Card $7K || BOA CashRewards $6K
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            ‎03-26-2019 07:18 AM
            ‎03-26-2019 07:18 AM

            Re: Kay CLI


            @CreditInspired wrote:

            If it were me, the only way I would go into the store for a CLI is if I were planning to purchase something anyway.

             

            I see this as a gimmick to get you in the store to lightly pressure you into buying something.

             

            Nope, in my book, that’s not worth a CLI. 


            We were looking at purchasing something so I did stop in the store, but the CLI got denied they said they would send a letter in the mail stating the reasons. It's strange because I'm prequalified through the same company (Genesis) on the Jared website.. I'm tempted to just close it down because I don't see any opportunites for growth, but it is one of my larger credit lines. 

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            sueblue34
            sueblue34
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            ‎05-16-2019 02:46 PM
            ‎05-16-2019 02:46 PM

            Re: Kay CLI

            I've had my card (through genesis) for a little over a year. I was told to go in stre for CLI request also. However I never requested the cli because they could not tell me whether it would be a hard or soft pull. I wasnt going to risk a HP just for a cli. I was considering closing mine as I also see not room for growth. My limit is 4K and I've bought several pieces using my card but not worth it imo.

             

            @AR0627  was it a hp or sp?

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            ‎05-16-2019 04:12 PM
            ‎05-16-2019 04:12 PM

            Re: Kay CLI

            @sueblue34 it was a SP
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            sueblue34
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            ‎06-16-2019 03:21 PM
            ‎06-16-2019 03:21 PM

            Re: Kay CLI

            What a bummer. Once I pay mines off it will hit the sock drawer until I’m ready to come out the garden.
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