
Huntington Bank
Huntington Bank Reviews
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Mr. Steinour,
I am reaching out to hopefully get some assistance with my Huntington Bank account to rectify an issue that, unfortunately, customer service could not help with.
A few months back, I opened a new checking account with Huntington because my current account at the time was compromised. I was waiting for all pending transactions to process before closing the old account. Not much time had passed when I noticed that old disputes on that account had reversed, leaving me with an overdrawn account of around $1,100 (please note that I am still in contact with that company regarding my disputes). A few days later, Huntington withdrew $452 from my new account—which was all that I had—and applied it to the overdrawn account, without any warning or notice. Shortly after, I could no longer view my old account when signing into online banking. I reached out to customer service via live chat to inquire about the status and to ensure that they could no longer withdraw money from my active account. I was told by the customer service representative that the account was closed and that Huntington would no longer withdraw any funds. I was also informed that I would need to set up a payment plan. However, yesterday I checked my balance and discovered that Huntington had withdrawn $723 from my account once again, without warning or notice. I understand that I have an obligation to pay Huntington. However, as a single mother living on a single income, I have not even paid all of my bills yet. I am now left without any money to live on until I get paid again in two weeks. This morning, I called and spoke with the department responsible for withdrawing those funds and requested that they please reverse the charge and allow me to set up a payment plan. I was told that this was not an option. So, as a last resort, I am reaching out to you in the hope that you can assist me in reversing this transaction and setting up a payment plan. Your time and understanding in this matter would be greatly appreciated.
1. My debit card was suspended out of nowhere and they told me I had to come into a branch to get a new one. I explained that I work Monday through Friday during the day and by the time I get off the branch is closed. They still couldn't assist me in accessing my funds. After talking to 12 people, finally one gentleman suggested I use Zelle to send someone the money and have them send it back to me. It took me two days to find someone who had Zelle!
2. Google said a branch was open on Saturdays. I got up early on Saturday and went to the branch, only to find it wasn't open. So I went to another branch and applied for a new debit card. It took two weeks to arrive! They gave me a temporary card that didn't work online—only at their ATMs, nowhere else!
3. I was told prior to switching my direct deposit to this account that I would be paid up to two days early. That turned out to be false. I didn't receive my paycheck as I usually did when I used my Chime account. I had to wait until Friday because apparently, you have to have your account open for 90 days before you can get paid two days early. Nobody told me that when I called customer service and inquired before using this account for my paycheck. I was told I'd be good to go. This bank is a headache and a joke!
All they could tell me was that there was nothing they could do until Friday, and that I should apply for a credit card. Besides that, when I opened the account, I had to go to my local branch on three different occasions because they kept freezing my card. Finally, the third employee that helped me said it was because my phone number wasn't verified. She read me three different phone numbers, and they were once mine, but from 10 plus years ago.
Then another time I had money being sent to my account, after waiting 4 days it got denied. When I looked into why, it was because the bank had an address for my account listed for me, but it was actually my parents' address.
Now it's Friday, 12:23 am, and I still can't get a single dollar of my own money. I highly suggest staying away from this bank. They certainly couldn't care less about their customers.
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Huntington Bank Q&A(147 questions)
Get answers to your questions about Huntington Bank below. Editorial and user-generated content is not provided, reviewed or endorsed by any company. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered.
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Is Huntington Bank a good bank?
Yes, Huntington Bank could be a good fit for you, especially if you prefer in-person banking and you're looking for a regional bank with a strong presence in the 11 states they serve.
They offer a wide range of products: checking and savings accounts, CDs, loans, mortgages, and investment services, so you can potentially manage all your finances in one place.
However, customer reviews are mixed, with some appreciating the bank's regional presence and checking account perks, while others point out the limited national footprint and low interest rates on savings accounts. You might consider other options if you prioritize quality customer service, or savings accounts with higher interest rates.
Overall, Huntington Bank is a good option for those seeking a regional bank with a large branch network. It's especially attractive if you value in-person banking and a suite of financial products. However, keep in mind that their interest rates might not be the most competitive.
What are the Huntington Bank credit score requirements?
Huntington Bank's credit score requirement is 700 or higher for most cards. One exception is the Huntington® Secured Credit Card because it requires a credit score of at least 300 for approval, which is considered bad credit.
Keep in mind that it's best to wait to apply for a card until you meet the credit score requirement. You can check your credit score for free on WalletHub.
Huntington Bank Credit Score Requirements by Card
- Huntington® Secured Credit Card: 300+ (Bad credit)
- ...
How do I close my Huntington Bank checking account?
You can close a Huntington Bank checking account in-person at a branch. Once you visit a branch, verify your identity and account information, then instruct the representative to complete the closure.
Before you close your account, confirm you do not have any pending transactions to ensure a smooth transition. Also, download or print your statements because you may lose access to them once the account is closed. Huntington Bank does not allow you to close...
How do I Apply for a TCF Bank credit card?
You can't apply for a TCF Bank credit card as their cards were discontinued a while back. TCF Bank is now Huntington Bank and you can apply for Huntington Bank credit cards either online or at a branch. Alternatively, you can apply over the phone by calling (800) 340-4165, only if you have a savings or checking account with them.
How to Apply for a Huntington Bank Credit Card
- Online: Visit the Huntington Bank credit card...
What interest rate do Huntington Bank credit cards offer?
Huntington Bank credit card interest rates can be as low as 0% introductory APR for as long as 12 months on balance transfers. Regular, ongoing Huntington Bank credit card interest rates can be as low as 16.24% (V) or as high as 28.24% (V), depending on the card and the applicant's credit standing.
Huntington Bank Credit Card Interest Rates by Card
- Huntington® Cashback Credit Card: 16.24% to 28.24% (V)
- Ohio State University Credit Card: 16.24% to 28.24% (V)
- Huntington® Secured Credit Card: 27.24% (V)
Huntington...
How can I get a code for Huntington Bank Asterisk-Free Checking account bonus?
To get a code for the Huntington Bank Asterisk-Free Checking account bonus, you need to access the promotion page on the Huntington Bank website.
Once there, click on the "Open Online" button for the Huntington Bank Asterisk-Free Checking account. During the application process, you should see an option to enter a promo code. During the application process, you should see an option to enter a promo code. After meeting the requirements, Huntington Bank will deposit the bonus into your new...
What is the minimum opening deposit for Huntington Bank checking account?
Huntington Bank doesn't require a minimum deposit to open any of their personal checking accounts. However, some accounts, like the Huntington Bank Huntington Perks Checking, charge a monthly maintenance fee of $10. Accounts like Huntington Bank Asterisk-Free Checking and Huntington Bank Business Checking 100 don't charge a monthly maintenance fee.
Keep in mind that these features can change without prior notice, for the most up-to-date information refer to Huntington Bank website.
You can check the best checking accounts available for you to make sure that whatever decision you go...
Rent's due, check's not till tomorrow. How much is allowed to withdraw into the negative until my check gets here tomorrow?
Can a 17 year old open an account without a parent?
What does a cashier's check from Huntington Bank look like?
A cashier's check from Huntington Bank should have the bank's name and phone number, the amount, the name of the payee and safety features. If you have a Huntington Bank cashier's check and are nor sure it's valid, the best thing you can do is check with the bank.
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