Applied Bank
Applied Bank is the highest rated Delaware State chartered bank and one of the highest rated banks in the country. They have been providing industry leading banking products and services since 1996. Their goal is to continually develop, expand, and retain sound consumer and commercial relationships by delivering attractive and competitive financial products and... show more
Applied Bank Reviews
The WalletHub rating is comprised of reviews from both WalletHub users and ratings on other reputable websites. The rating was last updated on 05/10/2024.
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Applied Bank Q&A(158 questions)
Get answers to your questions about Applied Bank below. Editorial and user-generated content is not provided, reviewed or endorsed by any company. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered. In addition, WalletHub independently collected information for some of the cards on this page. Ad Disclosure
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How can I reach the Applied Bank credit card customer service?
To talk to Applied Bank customer service, call (800) 947-1090 and then press “0” when prompted. This process will get you in contact with a live Applied Bank representative who should be able to answer your questions or direct you to the appropriate department.
How to Talk to Applied Bank Customer Service by Phone
- Call the Applied Bank customer service department. You can even use the number on the back of your card.
- Press “0” when prompted.
- Speak to the live representative.
If you can't or don't want to talk to Applied Bank customer service over the phone, there are a few alternatives.
How do I check my Applied Bank credit card application status?
You can check your Applied Bank credit card application status online or by phone at 1 (800) 947-1090. For both methods, you'll need to provide your Last name and Social Security Number so that Applied Bank can match you to your application.
How to Check Your Applied Bank Credit Card Application Status Online
- Visit the Applied Bank application status page.
- Give your last name and Social Security Number when prompted.
- View your credit card...
What is the Applied Bank customer service phone number?
The Applied Bank customer service phone number is (800) 947-1090
Applied Bank Credit Card Customer Service Phone Numbers
- General Customer Service: (800) 947-1090
- Automated Account Information: (800) 225-5030
- Card Activation and PIN Services: (888) 802-8424
- Technical Support: (800) 947-1090
- Report Lost or Stolen Card: (800) 556-5678
- Pay by Phone: (877) 882-2213
You can also reach the Applied Bank customer service via mail. The address is:
Applied Bank
2200 Concord Pike, Suite 102
Wilmington, DE 19803
Alternatively, you can talk to a representative in person, by visiting an Applied Bank branch. You can also check out Applied Bank's contact information page for more details.
Does the Applied Bank Secured Credit Card report to credit bureaus?
Yes. The Applied Bank Secured Credit Card reports to all 3 credit bureaus: Equifax, Experian and TransUnion. Applied Bank relays account information to the credit bureaus once a month on the statement closing date. Info such as timely payments and low credit utilization will help boost a cardholder's credit score.
How do I cancel my Applied Bank credit card?
To cancel a Applied Bank credit card, call customer service at 1 (800) 947-1090 and ask a customer service rep to cancel your card account. Cardholders can also cancel an account in person at an Applied Bank branch, or by mail.
Be aware that if there's a balance remaining on the canceled account, you will still need to make at least the minimum payment every month until the balance is paid in full. You will also...
Does Applied Bank have any credit cards for bad credit?
Yes, Applied Bank currently offers a credit card for bad credit, the Applied Bank® Secured Visa® Gold Preferred® Credit Card. This card requires a $200 minimum security deposit, which becomes the card's credit limit. The card has a $48 annual fee and a low regular APR of 9.99%.
The Applied Bank Secured Gold Card credit card doesn't perform a credit check when you apply. If you get approved, the card will report your account information to the major credit bureaus each month. So, if you use your card...
How much does it cost to get an Applied Bank Secured Gold Card credit limit increase?
The Applied Bank Secured Visa Gold Preferred credit card credit limit increase fee is a hefty $100. You can increase your credit limit up to $5,000 after your application has been approved, but still, that's a huge fee.
How do I get an Applied Bank Secured Gold Card credit limit increase?
You can get a credit limit increase on your Applied Bank Gold card by calling 800-616-4605. Please note that the bank also charges $100 each time your credit limit is increased. And of course, since it's a secured card, you will need to provide more money to increase your limit. They will provide the details.
What credit score is needed for the Applied Bank Unsecured Classic card?
The Applied Bank® Unsecured Classic Visa® Card credit score requirement is 500 or better. That means people with bad credit or better have a shot at getting approved for the Applied Bank Unsecured Credit Card.
You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Applied Bank Unsecured Credit Card, too. Some other key criteria include your income, existing debt load, recent credit inquiries, number of open accounts, housing...
How do I apply for the Applied Bank Visa Gold card?
The Applied Bank Gold credit card is no longer available to new applicants.
If you're looking for an unsecured credit card for bad credit, you can check out some of the best offers here.
If you're not sure that's the best option for you, you can try our CardAdvisor tool for a personalized recommendation.
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