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TD Bank points are worth 1 cent per point. For example, 1,000 TD Bank points have a value of $10. The value of TD Bank points is the same regardless of how they are redeemed.
TD Bank Points Value by Redemption Method
Redemption Method | Average Point Value | Value of 1,000 Points |
Travel | 1 cent | $10.00 |
Cash Back | 1 cent | $10.00 |
Gift Cards | 1 cent | $10.00 |
Popular TD Bank Credit Cards
Tips for Maximizing the Value of TD Bank Points
Get a TD Bank credit card.
Using a TD Bank credit card will help you earn TD Bank points faster, especially if it’s one as rewarding as the TD Cash Credit Card.
Redeem TD Bank points regularly.
TD Bank points do not expire due to account inactivity, but stockpiling points does put you at risk of rewards devaluation. Plus, you won’t get to enjoy the fruits of your spending if you don’t redeem.
Read the rewards program rules.
Every credit card with rewards also has rules for when unredeemed earnings could be lost – usually as a result of closing your account or missing payments. Double-checking these details can help you keep every cent of rewards value you earn.
Redeem before closing your account.
Any points you don’t redeem before closing your account will be lost.
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