At this point I'd choose crytpto-currency over using RBC, at least it seems to work when I try to buy something online, unlike my RBC credit card. For a financial institution that ostensibly makes money from you spending money, they sure do make it difficult. They only get a 1-star rating because I'm not allowed to pick zero.
RBC
RBC is one of North America's leading diversified financial services companies that provides personal and commercial banking, wealth management, insurance, investor services and capital markets products and services on a global basis. Their shared values of service, teamwork, responsibility, diversity and integrity help guide their behaviours and decisions, inspire their customer to lead in... show more
RBC Reviews
The WalletHub rating is comprised of reviews from both WalletHub users and ratings on other reputable websites. The rating was last updated on 03/26/2024.
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At this point I'd choose crytpto-currency over using RBC, at least it seems to work when I try to buy something online, unlike my RBC credit card. For a financial institution that ostensibly makes money from you spending money, they sure do make it difficult. They only get a 1-star rating because I'm not allowed to pick zero.
Stay away from this company! My dad and I are from Canada and came to the USA for golf. We have an RBC travel credit card that does not work when we travel. This is a travel credit card, and they canceled it when we travel, sending us in loops for 5 hours trying to get a hold of someone to fix it. We have been in the USA for 3 days now and can't buy anything because of this card. If we didn't have another credit card (not RBC), we would be stuck here with no money. We have been calling for 3 days, a total of 15 hours on hold, for absolutely no change. I would suggest never in a hundred lives go with RBC; their customer service would be better if I were talking to a wall. Do not, in any case, go with RBC.
Their employees in the client care centre also do not take any types of complaints seriously. They do not side with the customer whatsoever.
I’d take my money and run from them. Not worth the hassle. Other banks have much better deals and perks. RBC only cares about the $ they rob from their clients.
I'm like what letter????? I have not received any letter...she's like "oh well, not out fault you didn't get the letter." I replied with something that important you think it would have been sent "registered mail" ...no response from her.
Now I have to figure out I am going to do to get my money...go it figured out however it's going to take a month and a half to be processed...
Undue financial strain, late rent and bills because of the action of this RBS Georgia...all I can say.is be ware these are not the nice institution they want to you believe they are...and the best part no explanation was given as to why I am not longer their customer.
Customer service on the phone leaves a lot to be desired as well and they have frequent issues with their phone system on a technical level.
I only gave it the extra star because they have low chequing account fees with the value program and have promos like free Doordash Dashpass if you have a credit card with them. I now realize they need these promos because they are so terrible and you would have to flee without strong and frequent incentives to stay. Awful bank.
Also, an excellent way for Canadians to establish credit in the United States.
Legal Note to RBC: As of January 7, 2021. RBC has 30 days from this date to unblock all RBC from accessing their bank accounts due to debts owing to them. We take that as a settlement on our credit card debt and any other debts. We are now squared up. Take us all off as debt owed from all credit reports as of February 6, 2021 Yours Truly To all people you done this to.
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What's the starting credit limit for the RBC Visa Signature Black card?
The RBC Bank Visa Signature Black Credit Card's starting credit limit is $5,000, according to customer service representatives. RBC Bank does not include any specific RBC Bank Visa Signature Black Credit Card credit limit information in the card's terms, though.
For the most part, RBC Bank Visa Signature Black Credit Card credit limits depend on each applicant's overall creditworthiness. Those with the highest income and best credit scores will generally be offered the highest starting credit limits.
That said, the RBC Bank Visa Signature Black Credit Card credit limit that you start with isn't necessarily your credit line forever. You can ask to get a credit limit increase by calling the RBC customer service number on the back of your card, but it's best not to do that more than once a year. RBC will also evaluate your account periodically to determine whether you are eligible for a credit limit increase. Paying on time and keeping your credit utilization low are key for getting unsolicited credit line increases with RBC Bank.
Does RBC Visa Signature Black do a hard pull?
A hard pull usually causes an applicant's credit score to drop by 5-10 points. Most people's scores bounce back within 3-6 months with responsible credit management, but it can take up to 12 months. You can learn more about how to minimize the credit score damage by reading this article.
How much are RBC Bank points worth?
RBC Bank points are worth 0.84 cents per point, on average. The value of RBC Bank points depends on which RBC Bank credit card you have and how you choose to redeem the points. For example, points from RBC Bank are worth up to 1.05 cents each when redeemed for travel through RBC Rewards, and they are worth 1 cent each when redeemed for cash back.
RBC Bank Points Value by Redemption Method
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