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HARNESS THE POWER OF AI

Elevate Your Finances with Revolutionary Technology

Because we all need answers.

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Harness the power of AI to make better financial decisions

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The Future of Banking

More than just a bank account

Access real world AI driven solutions to make better financial decisions.

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Improve your financial wellness

Reduce your financial stress

Use AI driven personalized insights and alerts to build wealth.

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Get The App

You’re One Tap Away From Building Wealth That Matters

Access our suite of banking services and personalized financial insights with our digital banking app.

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Elevate Your Finances

Use AI insights and digital banking services to simplify your financial wellness journey

Get Paid Early

Get your paycheck up to two days earlier than your coworkers.

Get Cash Locally

Access the nation’s largest surcharge-free ATM network, 100,000+ locations.

Get a Loan, No Credit Check

Say goodbye to payday loans and hello to more affordable quick cash.

Save Simply, Save More

Watch your savings grow and achieve your financial goals faster.

Move Money Easily

Send payments in realtime without delay - not in an hour or a day - but right away!

Rebuild Your Credit

Build or re-build your credit with no minimum credit score.

Excellent

Rated 4.4 out of 5

Based on 588 reviews

I Love this bank because it's the best bank ever and great customer...

OneUnited Customer   •  

about 15 hours ago

I love the way it was made to be simple and easy for everyone who...

OneUnited Customer   •  

about 21 hours ago

Debit card got jammed It was quick and fast food customer service thanks.

OneUnited Customer   •  

4 days ago

The caring and the professionalism from its customers service

OneUnited Customer   •  

8 days ago

One United Bank Their service and attention to details is unmatched. Truly a bank...

OneUnited Customer   •  

about a month ago

Great customer service . And I know my funds are safe.

OneUnited Customer   •  

about a month ago

I sent an email to OneUnited Bank late yesterday evening on how...

OneUnited Customer   •  

about a month ago

OneUnited Customer   •  

2 months ago

OneUnited Customer   •  

2 months ago

Great customer service The customer service representative was impressively professional,...

OneUnited Customer   •  

2 months ago

Really quick customer support, so I had to leave a good review....

OneUnited Customer   •  

2 months ago

Great customer service from all the representatives that took my...

OneUnited Customer   •  

2 months ago

Showing our favorite reviews

Our Story

Welcome to the nation’s largest Black-owned bank.

National reach, local touch.

Dedicated to help you achieve financial empowerment with purpose driven AI solutions.

Learn More About Our Story

The power of a single transaction

Change your life with OneTransaction®

Imagine the power of a single transaction that can change your life forever.

Learn more about OneTransaction®

Save and Invest

Participating in an automatic savings plan can generate wealth.

Profitable Business

Building a profitable business can create generational wealth.

Buy a Home

Owning a home can build equity to generate wealth.

Improve Your Credit Score

Building a good credit score gives access to better loan programs and rates.

Write Your Will

Having a will can ensure that assets are protected for loved ones.

Protect With Life Insurance

One of the least costly ways to create generational wealth is to have life insurance.

We’re here for you

Get real help from real people, our first-class customer support team based in America.

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Watch How-to-Videos
Find an ATM Near You
Talk to Our Customer Support Team

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Blog

Get key tips to improve your financial wellness

Articles on credit, financial wellness, digital banking, financial literacy and social justice.

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