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HARNESS THE POWER OF AI

Elevate Your Finances with Revolutionary Technology

Because we all need answers.

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Harness the power of AI to make better financial decisions

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The Future of Banking

More than just a bank account

Access real world AI driven solutions to make better financial decisions.

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Improve your financial wellness

Reduce your financial stress

Use AI driven personalized insights and alerts to build wealth.

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Get The App

You’re One Tap Away From Building Wealth That Matters

Access our suite of banking services and personalized financial insights with our digital banking app.

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Elevate Your Finances

Use AI insights and digital banking services to simplify your financial wellness journey

Get Paid Early

Get your paycheck up to two days earlier than your coworkers.

Get Cash Locally

Access the nation’s largest surcharge-free ATM network, 100,000+ locations.

Get a Loan, No Credit Check

Say goodbye to payday loans and hello to more affordable quick cash.

Save Simply, Save More

Watch your savings grow and achieve your financial goals faster.

Move Money Easily

Send payments in realtime without delay - not in an hour or a day - but right away!

Rebuild Your Credit

Build or re-build your credit with no minimum credit score.

Excellent

Rated 4.5 out of 5

Based on 583 reviews

One United Bank Their service and attention to details is unmatched. Truly a bank...

OneUnited Customer   •  

13 days ago

Great customer service . And I know my funds are safe.

OneUnited Customer   •  

22 days ago

I sent an email to OneUnited Bank late yesterday evening on how...

OneUnited Customer   •  

23 days ago

OneUnited Customer   •  

28 days ago

OneUnited Customer   •  

about a month ago

Great customer service The customer service representative was impressively professional,...

OneUnited Customer   •  

about a month ago

Really quick customer support, so I had to leave a good review....

OneUnited Customer   •  

about a month ago

Great customer service from all the representatives that took my...

OneUnited Customer   •  

2 months ago

I am excited about being a OneUnited Bank Family Member. My sign...

OneUnited Customer   •  

2 months ago

They are very professional and you feel like they really want to...

OneUnited Customer   •  

2 months ago

LITTLE OLD LADY Just needed help finding a local ATM. One kind associate said what...

OneUnited Customer   •  

2 months ago

Customer service asked the right questions to assist me in articulating...

OneUnited Customer   •  

2 months ago

Showing our favorite reviews

Our Story

Welcome to the nation’s largest Black-owned bank.

National reach, local touch.

Dedicated to help you achieve financial empowerment with purpose driven AI solutions.

Learn More About Our Story

The power of a single transaction

Change your life with OneTransaction®

Imagine the power of a single transaction that can change your life forever.

Learn more about OneTransaction®

Save and Invest

Participating in an automatic savings plan can generate wealth.

Profitable Business

Building a profitable business can create generational wealth.

Buy a Home

Owning a home can build equity to generate wealth.

Improve Your Credit Score

Building a good credit score gives access to better loan programs and rates.

Write Your Will

Having a will can ensure that assets are protected for loved ones.

Protect With Life Insurance

One of the least costly ways to create generational wealth is to have life insurance.

We’re here for you

Get real help from real people, our first-class customer support team based in America.

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Watch How-to-Videos
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Talk to Our Customer Support Team

Blog

Get key tips to improve your financial wellness

Articles on credit, financial wellness, digital banking, financial literacy and social justice.

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"I Got Bank" art and essay contest promo featuring the children's book by Teri Williams. Includes a "Free E-Book!" offer.

15TH ANNUAL “I GOT BANK!”

OneUnited Bank is sponsoring the 14th annual financial literacy contest for youth between the ages of 8 – 12 years old. Simply either write and submit a 250-word essay (250 words not 250 characters) or create and submit an art project (PDF only) about what you learned from the book “I Got Bank!” (or from another financial literacy book available in your library or home) and how you can use what you learned in your life or the life of your family.

Financial Literacy

It takes 5-minutes to start elevating your finances

See exactly where you’re spending money, how you’re achieving and how you can improve.