Please find below credit cards offered by Continental Finance.
Compare Continental Finance Credit Cards
One-Time Fees
$0
29.99% (Variable)
annual fee
$75 - $125
monthly fee
$0 1st yr, up to $10 after
Bad
Pros
- Qualify with bad credit
- Does not require security deposit
Cons
- High membership fees
- High regular APR
- Foreign fee
Additional Info
- Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
- All credit types welcome to apply!
- Monthly Credit Score - Sign up for electronic statements, and get your Vantage 3.0 Score Credit Score From Experian
- Initial Credit Limit of $300 - $1,000 (subject to available credit)
- Monthly reporting to the three major credit bureaus
- See if you’re Pre-Qualified without impacting your credit score
- Fast and easy application process; results in seconds
- Online account access 24/7
- Checking Account Required
One-Time Fees
$89
29.99% (V)
annual fee
$99
monthly fee
$0 1st year, $6.25 after
Limited History
Pros
- Qualify with limited or no credit history
- Does not require security deposit
Cons
- One-time fees
- High regular APR
- Foreign fee
Additional Info
- $400 credit limit doubles to $800! (Simply make your first 6 monthly minimum payments on time)
- All credit types welcome to apply
- Monthly reporting to the three major credit bureaus
- Initial Credit Limit of $400.00 (Subject to available credit)
- Fast and easy application process; results in seconds
- Use your card at locations everywhere Mastercard® is accepted
- Access to your Vantage 3.0 score from Experian (When you sign up for e-statements)
- Checking Account Required
One-Time Fees
$0
29.99% (Variable)
annual fee
$75 - $125
monthly fee
$0 1st year, up to $10 after
Limited History
Pros
- Qualify with limited or no credit history
- Does not require security deposit
Cons
- High membership fees
- High regular APR
- Foreign fee
Additional Info
- Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
- See if you’re Pre-Qualified with no impact to your credit score
- All credit types welcome to apply
- Access to your Vantage 3.0 score from Experian (When you sign up for e-statements)
- Initial Credit Limit of $300 - $1,000 (subject to available credit)
- Monthly reporting to the three major credit bureaus
- Fast and easy application process; results in seconds
- Use your card at locations everywhere Mastercard® is accepted
- Checking Account Required
- $0 monthly fee for the first 12 months. $10.00 per month starting the second year, waived for those with a $750 or $1,000 credit limit
One-Time Fees
$0
29.99% (V)
annual fee
$125
monthly fee
$0
Limited History
Pros
- Qualify with limited or no credit history
- Does not require security deposit
Cons
- High membership fees
- High regular APR
- Foreign fee
Additional Info
- Initial Credit Limit ranges from $300 to $1,000
- Potential credit limit increase after 6 months.
- Helps you rebuild or improve your credit score by monthly reporting to the three major credit bureaus (TransUnion, Experian, Equifax).
- Additional cards require $30 one-time fee.
One-Time Fees
$0
29.99% - 35.9% (V)
annual fee
$49 - $175
monthly fee
$0 intro 1st yr, up to $12.5 after
Bad
Pros
- Qualify with bad credit
- Does not require security deposit
Cons
- High membership fees
- High regular APR
- Foreign fee
Additional Info
- Monthly reporting to the three major credit bureaus.
- Fast and easy application process.
- Free online account access - 24/7.
- Based on your credit limit of $300, your initial available credit will be $225 (or $195 if you choose to have an additional card).
Featured Credit Cards
Ad DisclosureOne-Time Fees
$0
29.74% (V)
annual fee
$75 intro 1st yr, $99 after
monthly fee
$0
rewards rate
0 - 1% Cash Back
Bad
Pros
- 1% cash back on eligible purchases
- Available to people with bad credit
- Automatic credit-line increase reviews
Cons
- Annual fee of $75 intro 1st yr, $99 after
- High APR
- Low credit limit
Rewards Details
- Earn 1% cash back rewards on eligible gas, grocery purchases and mobile phone service, internet, cable and satellite TV services, terms apply
Additional Info
- See if you Pre-Qualify without harming your credit score
- With $0 Fraud Liability, you won’t be responsible for unauthorized charges
- Automatic reviews for credit line increase opportunities
- Looking to rebuild credit? We report to the major credit bureaus monthly
- Free Online Credit Score and Credit Report summary, terms apply
- This unsecured card requires no deposit and can help build your credit
- Choose your monthly payment due date for added convenience, terms apply
- Never miss an account update with customizable text and email alerts
- Manage your account on-the-go with the Credit One Bank mobile app
- Show off your personality by selecting from a variety of card designs, a fee may apply
One-Time Fees
$0
35.9%
annual fee
See Terms
monthly fee
$0 1st yr, $12.50 per month after
Bad
Pros
- Qualify with bad credit
- Does not require security deposit
Cons
- High membership fees
- High regular APR
- Foreign fee
Additional Info
- Now with higher credit limits
- Increase your access to available credit
- Higher limit than before, still no security deposit required!
- Greater access to credit than before
- Less than perfect credit is okay
- Mobile account access at any time
- Account history is reported to the three major credit bureaus in the U.S.
Secured Card
Min Deposit of $200
One-Time Fees
$0
28.24% Variable
annual fee
$0
monthly fee
$0
rewards rate
1 - 2% Cash Back
Limited History
Pros
- No annual or monthly fees & No fees for account opening
- Up to 2% cash back
- First-year rewards doubled
- Relatively low minimum deposit
Cons
- High regular APR
Rewards Details
- Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus earn unlimited 1% cash back on all other purchases.
Additional Info
- No credit score required to apply.
- No Annual Fee, earn cash back, and build your credit history.
- Your secured credit card requires a refundable security deposit, and your credit line will equal your deposit amount, starting at $200. Bank information must be provided when submitting your deposit.
- Automatic reviews starting at 7 months to see if we can transition you to an unsecured line of credit and return your deposit.
- Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus earn unlimited 1% cash back on all other purchases.
- Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It’s free, activate with the mobile app.
- Get an alert if we find your Social Security number on any of thousands of Dark Web sites. Activate for free.
- Terms and conditions apply.
Continental Finance Credit Card Reviews
What's Your Rating?
**63** POINTS... that's worse than what a car dealership might do when applying for financing for an auto loan!
Today my payment was due, and when I attempted to make it by phone this morning, it stated that they were unable to process my payment. So I tried again, and the same message appeared. Later in the afternoon, I made a couple more attempts, and again it said my payment could not be processed. I tried to get a representative on the phone several times today, and every time I called, it said there were 40 people, then 38, and later 48 people ahead of me.
I had received a text from them a day prior to remind me that I had a payment due by today. I found a link and tried to pay that way. Once again, it said my payment could not be processed. I made two attempts. I gave up, expecting that I would now owe a late fee.
Later this evening, while checking my email for a message from someone else who was supposed to have sent me something, low and behold! There were three out of the probably seven attempts I made with a receipt of payment. So now I have paid at least three times, and I didn't have the money to send them that much. Now I am in trouble because of some inadequate system that is in dire need of maintenance.
I am so unhappy with this card and my experience of having ever gotten it. I fully intend to pay it off and cancel it, and I am prepared to file bankruptcy if I must. I am tired of these issues with card services. I'm also upset with Credit Karma for undermining my trust. How dare they refer to such an inferior card? If I could give negative stars, I would.
I was told I would not be held liable for unauthorized transactions. However, almost 20 days later, the charges have not yet been removed from my account, and I'm getting the runaround and incomplete answers from any customer representative I speak to.
At first, I was told a credit would be issued to my account, and then an investigation would be launched. No credit was issued to my account the day of or a week after the report. When I called back, I was told it could take up to 3-10 days before an investigator is assigned to the claim, and no credit would be issued until someone is on the case. Then, over 10 days later, I've reached out yet again, and I'm being told it can take 3 to 4 weeks before an investigator is assigned or anything is done about it. And now, after calling again to follow up, I'm being told there's no actual time estimate for when an investigation will be completed or any funds credited. Meanwhile, this charge and utilization are being reported to my credit bureau and dropping my score.
It doesn't seem like this company intends to follow through with any promises made to me. With every phone call and long hold time, my only resolution is, "Your complaint has been noted, and there's nothing else we can do."
My biggest concern is, after enough time goes by, if the company tries to hold me liable for the transaction, there's now very little proof I could gather or obtain to clear my name. They're letting all this time go by, and it really is concerning and seems very shady.
I am writing to the Better Business Bureau to try and look into this matter further to see if there are any other channels I can use to get results for a more conclusive answer.
Continental Finance Credit Card FAQ
Get answers to your questions about Continental Finance Credit Card below. Editorial and user-generated content is not provided, reviewed or endorsed by this issuer. In addition, WalletHub independently collected information for some of the cards on this page.
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How can I log in to my Reflex Mastercard account online?
You can log in to your Reflex® Platinum Mastercard® account by going to the login page on the Continental Finance website or mobile app and entering your username and password in the appropriate fields. Then, click “Login to My Account” to access your online account.
How to Log In to a Reflex Credit Card Account
- Go to the Reflex credit card login page.
- Fill out the “username” and “password” fields with your credentials.
- Click “Login to My Account” to access your account.
After you have logged in, you'll be able to manage your Reflex card account online. You can pay your credit card bill, see credit card statements, monitor account activity, and change account information such as passwords and automatic payments.
If you forget your login information, click “Forgot Username or Password?” on the Continental Finance login page. Then, follow the prompts to reset or retrieve your username or password.
How do I log in to my Surge Credit Card account?
To log in to your Surge Credit Card account, access the issuer's online banking platform. If you haven't registered your card for online banking yet, you can do it by clicking on “Register for Access”.
You can also access your account via the issuer's mobile app for iOS and Android.
From your online account, you're able to view your statements, make payments, check your transactions or report your card lost/stolen.
How can I log in to my Verve Credit Card account?
You can log in to your Verve Credit Card account online. Enter your username and password, then click on “Login to my account”. If you don't have an account yet, you'll need to register your card first by clicking on “Register for Access”.
You can also log in to your account through the issuer's mobile app for iOS and Android.
What You Get with Verve Credit Card Online Access
- Pay bills or schedule payments
- View your...
How can I log in to my FIT Mastercard account online?
You can log in to your FIT™ Platinum Mastercard® account by going to the login page on the Continental Finance website or mobile app and entering your username and password in the appropriate fields. Then, click “Login To My Account” to access your online account.
How to Log In to a Fit Mastercard Account
- Go to the Fit Mastercard login page.
- Fill out the “Username” and “Password” fields with your credentials.
- Click “Login To...
Does the Surge Credit Card have pre-approval?
Yes, the Surge Credit Card does have pre-approval. Celtic Bank has an online pre-approval page where potential applicants can quickly check their odds of approval for certain Celtic Bank credit cards before they actually apply for one. Current Celtic Bank customers may also receive pre-approved offers periodically by e-mail or when logging into their credit card account. And in some cases, Celtic Bank will mail people pre-approved offers for a specific credit card.
Getting pre-approved for a...
Important Disclosures
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