Brazos Loan Login

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Last Updated: May 28, 2022

How to find your student loan servicer or contact Brazos if you already have a loan.

studentloans.com
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Studentloans.com

FAQs

1

Are loan forgiveness programs real?

Student Loan Forgiveness Is Real. There are legitimate government programs that borrowers can participate in to have their student loans forgiven. Once forgiven, their remaining balance is erased. Student loan forgiveness may also be called debt cancellation or discharge.
2

Can loans be forgiven after 20 years?

Any outstanding balance on your loan will be forgiven if you haven't repaid your loan in full after 20 years or 25 years, depending on when you received your first loans. You may have to pay income tax on any amount that is forgiven.
3

How many years does it take for student loans to be forgiven?

The U.S. Department of Education forgives student loan debt after 20 years of qualifying payments under an eligible income-driven repayment plan. In most cases, federal student loans go away only when you make payments.
4

What loans would qualify for loan forgiveness?

Only loans that are part of the federal direct loan program are eligible for PSLF. Private student loans aren't eligible. You can consolidate other types of federal student loans — Federal Family Education Loan loans or Perkins loans — to make them PSLF-eligible.

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Date Published: May 28, 2022

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