Fidelity National Home Warranty

Fidelity National Home Warranty Reviews

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$29 to $37
Monthly premium cost
15 states
Availability

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About Fidelity National Home Warranty

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Fidelity National Home Warranty offers a base home warranty plan with optional add-ons. Plan costs range from $350 to $445 annually. The company places no age limit on the appliances and systems it covers. It protects homeowners in the following states: Arizona, California, Colorado, Florida, Georgia, Idaho, Illinois, Indiana, Kentucky, Missouri, Nevada, Oregon, Texas, Utah and Washington.

    Pros & Cons

    Pros
    • Low costs
    • Online resources
    • No age limits on covered items
    Cons
    • Reports of poor customer service
    • Not available in most states

    What is Fidelity National Home Warranty?

    Fidelity National Home Warranty offers home warranties to residents in 15 states. Its base plan covers an array of home appliances and systems. Most homeowners should consider choosing additional coverage with Fidelity National Home Warranty's add-on options since the base plan doesn't cover some common household appliances and systems.

    Fidelity National Home Warranty plans

    Fidelity National Home Warranty offers a standard plan and lets customers choose any add-ons they want. However, its standard plan doesn't provide coverage for systems and appliances that are included in many of its competitors' home warranty plans.

    • Standard plan: Covers up to 23 household systems and appliances
    • Optional add-ons: Includes air conditioning system, refrigerators and pool equipment

    Fidelity Home Warranty coverage

    Fidelity National Home Warranty only offers one standard plan, but customers are able to purchase additional coverage for specific appliances and systems.

    Standard plan
    Fidelity National Home Warranty only offers coverage in 15 states, so prospective customers should make sure the company operates in their area. Fidelity National Home Warranty’s standard plan covers the following appliances and systems:
    • Oven
    • Smoke detectors
    • Attic and exhaust fans
    • Range
    • Recirculating hot water pump
    • Garage door opener
    • Plumbing stoppages
    • Telephone system
    • Trash compactor
    • Dishwasher
    • Heating and ductwork
    • Water heater
    • Plumbing system
    • Bathroom whirlpool motor pump
    • Sump pump (if permanently installed)
    • Instant hot water dispenser
    • Cooktops
    • Electrical system
    • Ceiling fans
    • Doorbells
    • Toilets
    • Built-in microwave
    • Central vacuum system
    Optional coverage
    Fidelity National Home Warranty also offers optional coverage for the following appliances and systems:
    • Pool and spa equipment
    • Washer and dryer
    • Air conditioning
    • Kitchen refrigerator
    • Limited septic leak
    • Roof leak repair
    Noncovered items
    Fidelity National Home Warranty doesn’t cover the following:
    • Abused systems or appliances
    • Systems and appliances that aren’t regularly maintained
    • Equipment designed for commercial use
    • Secondary appliances or systems that fail because of a covered appliance or system
    • Damage from natural disasters

    Fidelity Home Warranty pricing

    The minimum annual price for a home warranty from Fidelity National Home Warranty is $350, but we've seen costs up to $445. These prices are low, but some items considered add-ons by the company, like air conditioning and refrigerators — included standard by most other companies — add to cost. The average service fee with Fidelity National Home Warranty is $75.

    We don't love the quote process from Fidelity National Home Warranty. When we clicked the link to get a quote on its website, we received a message telling us to call the company instead. Most home warranty company websites have online functionality allowing customers to obtain a quote and buy the home warranty.

    Fidelity National Home Warranty FAQ

    Will Fidelity National Home Warranty cover older homes?
    Yes. Fidelity National Home Warranty doesn’t exclude coverage based on the age of your home as long as systems and appliances are working properly at the start of coverage.
    Does Fidelity National Home Warranty cover mold?
    No, Fidelity National Home Warranty does not pay for mold removal.
    How long does my coverage last from Fidelity National Home Warranty?
    Fidelity National Home Warranty's plans last one year.
    Does my plan with Fidelity National Home Warranty auto-renew?
    No. To renew a plan, customers must log on to their account online or call Fidelity National Home Warranty directly.

    Is Fidelity National Home Warranty worth it?

    For most homeowners, Fidelity National Home Warranty probably isn't worth it. The company's low prices might appeal to those on a budget, but the lower prices also come with less coverage than Fidelity National Home Warranty's competitors. The company has a clunky online experience and negative consumer reviews of its firm cancellation policy and customer service. For these reasons, we don't feel comfortable recommending Fidelity National Home Warranty for most homeowners. If you are still interested in a home warranty, continue researching home warranty companies and look for one with a more reliable track record.

    Fidelity National Home Warranty Reviews

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    Page 1 Reviews 0 - 10
    Customer ServiceCoverageTechPrice

    Reviewed April 23, 2024

    Deceptive trade practices and excessive charges by Fidelity Home Warranty and Douglas Mechanical. Both companies attempted to pressure me into additional costs and needed repairs to HVAC that was covered under contract. Items listed needing are in perfect condition and are not required for the service and replacement of an evaporator coil of the proper part per the manufacturer of the system, Carrier. If the warranty company decides to use a substandard part, they have made that decision and should not charge to “make” their part fit to save them money. I believe that there is a conflict of interest between the warranty company and its “required” vendors to extort additional funds from contact holders just wanting things fixed. On April 24th Fidelity National Home Warranty called and offered me $400 CASH in lieu of repairs, roughly 15% of what it would cost to repair the HVAC system.

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    TechRefunds & Payouts

    Reviewed April 17, 2024

    Fidelity sent out someone to fix my refrigerator and dishwasher who was so incompetent and could not resolve the issue. I had to take pictures and video and send to the vendor as proof. On requesting a different tech, they sent out the same person with no resolution. I spent several hours explaining and talking to a manager who agreed to send out a different tech who could not come out for a few weeks. Such a frustrating experience, I ended up paying out of pocket to get it fixed. I get slapped for a $100 for a tech that never came back again! Tried to cancel the policy but was told that there would be no refund.

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      Customer ServiceCoveragePrice

      Reviewed April 17, 2024

      This company is awful. I would not recommend to anyone. I have called them on 3 different issues. 1. Pool Turret leaking. Paid $85 my deductible. The repairman said it would cost $1000 and the warranty company will not repair. He was right they did not. 2. Refrigerator, ice machine broke. Called them and paid $85 for repairman who came and asked if we are on RO system. I said yes. He told me they won't cover it. He was right. 3. The built-in Microwave/Oven totally quit. Called Fidelity National Home Warranty and they sent a repairman. Cost $85.

      He said the motherboard is shot and needs replaced. He can not get parts. Quit making it. Call FNHW again and they looked into it and said the parts are now on backorder in October 2023. I have called many times and still on back order as of April 17, 2024. These people are slick. Nothing seems to stick to them and they don't care about reviews. If I could rate them less than 1 it would be (0) ZERO. This company is a shyster. Stay away from it. You are better off being self-insured than giving your money away to these kind of people. They don't care about fixing anything of yours. I assume a lot of the money they rake in goes to LAWYERS.

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      Customer ServicePrice

      Reviewed April 1, 2024

      Submitted claim for electrical repair over 6 weeks ago. Was authorized out of network for a technician. Provided the estimate as required and received no updates unless I called. 9 weekly calls later no resolution. Repair work has since been accomplished and now they only want to pay for 1 of the 7 items on the original work order. Customer service is the worst by far and getting a hold of a manager is impossible. I will probably absorb the cost of my repairs (over $2k) and call it an expensive lesson. Please do your research before committing to this company. BBB reflects similar complaints, tons in 2024 alone.

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      CoverageTech

      Reviewed March 29, 2024

      Fidelity sent out a company to fix our refrigerator. Once completed the refrigerator started making a loud noise when the compressor kicked in. When we informed Fidelity we were told they do not cover noise, even when it's the result of work preformed by one of their vendors.

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      Customer ServiceClaims HandlingCoverageSales & Marketing

      Reviewed Feb. 7, 2024

      I had a terrible experience with Fidelity Home Insurance and their partnered repair company, All Valley Heating. After reporting a leaking washer and dryer unit, Fidelity sent a repairman from All Valley Heating, Dmitrii. During the house call, Dmitrii concluded that the leak was an issue covered under warranty and that it was due to normal wear and tear. He even left a paper confirming the same. However, our claim through Fidelity Home Insurance was shockingly denied. When I called Fidelity to inquire about the claim denial, the Fidelity rep said that All Valley Heating cited that the washer leak was due to overloading – a claim never mentioned by Dmitrii during his inspection. In fact, this is blatantly false, as I only used this washer to wash clothes and it was never overloaded.

      It’s evident to me that Fidelity Home Insurance is using All Valley Heating as a tool to deceive and scam their customers. They lure you in with promises of warranty coverage, only to deny your claim. Not only that, but the interactions with All Valley Heating over the phone were rude and unprofessional, adding insult to injury. Save yourself the headache and avoid both Fidelity Home Insurance and All Valley Heating at all costs. They're only interested in collecting small initial visit fees and providing zero actual service. My experience was beyond disappointing – it was a blatant attempt at fraud. My suggestion is to steer clear to protect your wallet and sanity.

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      Reviewed Jan. 12, 2024

      I was a realtor for 7 years and used Fidelity Home warranty exclusively for all of my listings and buyers. They USED to be good. I purchased a home in November with a Fidelity plan and a few things in the old appliances 30+ year old microwave, exhaust fan for oven and whole house were broken. It has been months and nothing has been repaired. They rejected one item after having their specialist team review it for technicalities. The microwave is so old it should have been replaced, but instead I have been waiting forever while they try to find the parts to fix it. The exhaust fan is also old, and because they can’t find someone to fix it, I have been tasked by them to locate a repair team that will come out and provide an estimate to them. What a nightmare they have been. Run from Fidelity and choose another. Even the repair teams that they dispatch have commented that things have changed for the worse while working for them.

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      Customer ServiceClaims HandlingSales & MarketingPrice

      Reviewed Jan. 10, 2024

      As a buyer of a new property a Fidelity National Home Warranty was transferred to me from the seller at closing. Three months into owning the property the Sub Zero refrigerator stopped working. The Appliance company who evaluated it said it should not be rebuilt under any circumstances because the cost to repair (9k) did not justify fixing a unit that was 30 years old. Fidelity kept passing my claim from one representative to the next, each denying the claim for different reasons.

      Reason #1: We need a detailed report of what is wrong as well as a list of parts to fix it (even though they had the original report which already gave this information). They knew this would cost me more money to get the appliance company back out to create such a detailed report, luckily the company did so at no charge. They took a month to deny the claim.

      Reason #2: You need to prove to us that the refrigerator was working at the time of the sale of the home. I sent them the document signed at closing 'final property review' signed by all parties indicating all elements within the property were in working condition at the time of sale. They took a month to deny the claim. Reason #3: This report from closing does not SPECIFICALLY mention the refrigerator. I got the seller's listing agent to write a letter attesting to the fact that the refrigerator absolutely was working on the day of transfer of the property and had worked very well throughout the selling process of the home. Took another month to deny this claim.

      Reason #4: We need a report from a certified appliance technician or home inspector showing exact temperature readings from both the freezer and refrigerator compartments on the day of the transfer of the property. At this point, I involved an attorney, who declared all of this 'ridiculous evasion' and wrote a demand letter. Fidelity ignored the demand letter for one month. Then the attorney left a voicemail for the claims representative. The voicemail was ignored. I am about to file a claim in small claims court for $12k.

      Fidelity National Home Warranty is a complete scam based on my experience. They kept moving the goalposts as to what would satisfy them and in the end made a demand so outrageous as to be impossible to satisfy. STAY CLEAR OF THIS COMPANY they will take your money and run. Horrendous, unethical and should be shut down in the state of California.

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      Claims HandlingTech

      Reviewed Jan. 4, 2024

      On 12/13/23 I contacted FNHW customer service and opened the order number for a plumbing leak. FNHW assigned a plumbing company Pro- Connect which is a very bad unprofessional incompetent company. Robert the technician showed up and submitted an unsubstantiated lie claim to FNHW so as not to do the work. As it was an emergency I had to get another contractor to do the work as FNHW totally refused to ask him for any proof or assign another company. I sent them all the receipts and a statement from the contractor and another witness that proved that Pro-Connect is a liar.

      Submitted a formal complaint to their complaint department and spoke with many supervisors and managers with no solution. They owe me 792.00 dollars for the expenses that I incurred and refuse to pay. They are at fault for not asking the plumber for any proof of his claim. Shame on FNHW for not performing their due diligence to support their customer. They just want to get out of paying their customer even if they are at fault. Shame shame shame on FNHW, very bad experience, very disorganized as they tell you to submit a formal complaint and the complaint goes to never never land. The worst experience you can have dealing with a home warranty company even if you are their customer for many years.

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      Customer ServiceTechRefunds & Payouts

      Reviewed Jan. 3, 2024

      I had them for years only because I was worried about how it worked to switch companies. I finally did it! Avoid this company. There are many better options. A specific complaint I have, which represents my relationship with them, is that they do not resolve issues with the vendors they contract with. Terminix was dispatched to my house by Fidelity, but they did not provide Fidelity with the report needed for Fidelity to approve the work to be done. I chased it for a month, but eventually I just had to pay out of pocket because it was causing damage.

      Bottom line: I've had half a dozen calls with Fidelity asking them to follow up with the vendor so that the vendor provides them information... ANY information! It's been radio silent. Fidelity keeps saying they have a "vendor resolution team", but there's nothing they do if the vendor just doesn't respond. For a couple of months, I've gotten the "someone will call you in two days", and I've had no phone call. I give up. Chased it for two months. Called Terminix and Fidelity. Escalated to managers. Paid Terminix $1,600. Fidelity isn't handling the fact that they've partnered with a bunk vendor. Also, they'll keep installing super old parts to keep things barely running for years.

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        Fidelity National Home Warranty Company Information

        Company Name:
        Fidelity National Home Warranty
        Website:
        www.homewarranty.com

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