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FAQs
1
Is the loan company Prosper legit?
Prosper has an A+ rating with the Better Business Bureau, and it is BBB accredited. The company has an excellent rating on Trustpilot with a 4.6-star rating out of 5 based on more than 6,900 reviews. In 2020, the Consumer Financial Protection Bureau received 31 personal loan complaints about Prosper.
2
Does using Prosper hurt your credit?
Unlike some loans, checking your rate at Prosper won't affect your credit score. They just use a soft credit inquiry, which is visible to you but not other lenders.
3
What credit score do you need for a Prosper loan?
640
4
How much does it cost to start Prosper?
Prosper Features
$25 Minimum — To start investing you need $25, though most recommend at least $2,500 to be properly diversified. $25 Minimum per Note — Each note must be at least $25 in size but unlike Lending Club can be any dollar amount after the minimum.
$25 Minimum — To start investing you need $25, though most recommend at least $2,500 to be properly diversified. $25 Minimum per Note — Each note must be at least $25 in size but unlike Lending Club can be any dollar amount after the minimum.
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Sign in to your account. Google g. Sign in with Google. or. Create an account?
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Date Published: March 11, 2022
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