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Last Updated: March 12, 2022

TotallyMoney shows you your most recent credit score, so you can see exactly where you stand. Join three million people choosing to get ahead — for free.

totallymoney.com
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Totallymoney.com
Chapter House, 16 Brunswick Pl, London N1 6DZ, United Kingdom

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FAQs

1

What does you credit have to be to buy a house?

Generally speaking, you'll need a credit score of at least 620 in order to secure a loan to buy a house. That's the minimum credit score requirement most lenders have for a conventional loan. With that said, it's still possible to get a loan with a lower credit score, including a score in the 500s.
2

How long do things stay on your credit report?

approximately seven years
3

Is Credit Karma a reliable credit score?

The credit scores and reports you see on Credit Karma should accurately reflect your credit information as reported by those bureaus. This means a couple of things: The scores we provide are actual credit scores pulled from two of the major consumer credit bureaus, not just estimates of your credit rating.
4

How can I check my credit history for free?

Under the Fair Credit Reporting Act, you are also entitled to a free annual credit report each year from each of the three major consumer credit bureaus. To request a free copy of your credit reports from Equifax, Experian and TransUnion, visit the official site, annualcreditreport.com.

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Date Published: March 12, 2022

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