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Last Updated: January 15, 2021

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healthcare.gov
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Healthcare.gov

HealthCare.gov is a health insurance exchange website operated under the United States federal government under the provisions of the Affordable Care Act, which currently serves the residents of the U.S. states which have opted not to create their own state exchanges.

FAQs

1

Is marketplace insurance the same as Obamacare?

The federal Health Insurance Marketplace, which is also called the "Marketplace" or "Exchange," is the website where individuals can browse various health care plans available under the Affordable Care Act, commonly known as "Obamacare," as well as compare them, and purchase health insurance.
2

Who qualifies for the ACA?

You are currently living in the United States. You are a US citizen or legal resident. You are not currently incarcerated. Your income is no more than 400% (or 500% in 2021 and 2022) of the FPL.
3

How can I get Form 1095a?

How to find your 1095-A online
  1. Log in to your HealthCare.gov account.
  2. Under "Your Existing Applications," select your 2021 application — not your 2022 application.
  3. Select “Tax Forms” from the menu on the left.
  4. Download all 1095-As shown on the screen.
4

How do you calculate income for Obamacare?

If it's not on your pay stub, use gross income before taxes. Then subtract any money the employer takes out for health coverage, child care, or retirement savings. Multiply federal taxable wages by the number of paychecks you expect in the tax year to estimate your income.

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Date Published: January 15, 2021

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