Pera Mn Login

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Last Updated: May 28, 2022

Beginning March 15, PERA will automatically withhold Minnesota state income tax on refund distributions unless you specifically request no taxes be withheld ...

mnpera.org
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Mnpera.org

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myPERA
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FAQs

1

How do I check my PERA balance?

A: You may obtain your account balance in two ways: 1) Log into your RIO Account and view your account information 24/7; or 2) Call 1-800-342-3422 and follow the instructions on the Interactive Voice Response (IVR) system or stay on the line and speak to a PERA Customer Service Representative.
2

What happens to PERA when you quit?

You can cash out your PERA account when you stop working for your public employer. If you cash out before you reach 59 1/2 years old, it may trigger an early withdrawal penalty or income tax liability.
3

Can you cash out PERA early?

If you receive the refund before age 59½, you may be subject to an additional 10 percent federal early withdrawal tax. The tax penalty may not be applicable if you terminate public service and receive your refund during or after the year you reach age 55 (age 50 for qualified public safety employees).
4

When can I retire from MN PERA?

Eligibility. The minimum age to draw a benefit is 55 for the General Plan, and 50 for Correctional and Police & Fire plans, however, drawing early will reduce your benefit. The normal retirement age is 66 (65 if you were hired prior to July 1, 1989) for the General plan, or 55 for both Correctional and Police & Fire.
5

Can I withdraw money from my PERA account?

You can cash out your PERA account when you stop working for your public employer. If you cash out before you reach 59 1/2 years old, it may trigger an early withdrawal penalty or income tax liability.
6

How is MN PERA retirement calculated?

Your disability benefit is the product of your years of allowable PERA service and your average salary during your five highest-paid years of consecutive service or your total years of service if between three and five. You receive 1.7 percent for each year of ser- vice multiplied by this average salary.
7

What is the retirement age for MN PERA?

Full retirement age for PERA's Coordinated Plan is 66 (65 if hired prior to 7/1/1989). In the P&F and Correctional Plans, full retirement age is 55. Social Security has different full retirement ages based on the year you were born – this age is used for earnings limits. See the chart on page one.

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Date Published: May 28, 2022

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