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Last Updated: May 28, 2022

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Imrf.org

Most Visited Official Pages

IMRF

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IMRF | LinkedIn

FAQs

1

Can you collect Social Security and IMRF?

With the exception of a small number of people, IMRF members participate in Social Security in addition to IMRF, and you are entitled to full retirement benefits from each. It is your responsibility to ensure that you receive the full Social Security benefit you are entitled to.
2

At what age can you retire with IMRF?

Although you can retire as early as age 62, age 67 is your full retirement age. Your pension may be reduced if you retire before age 67, depending upon the amount of service credit you have. The lesser of: 1/2% for each month you are under age 67 or.
3

Can I cash out my IMRF?

You may be eligible for up to three types of refunds: Separation Refund — when you leave your IMRF employer before you retire. Voluntary Additional Contribution refund — if you have been making Voluntary Additional Contributions (VAC) you can take a refund of these contributions at any time.
4

Can you retire early with IMRF?

IMRF's Early Retirement Incentive (ERI) is an employer option that allows eligible members to purchase up to five years of service credit at retirement. For each month and/or year of service credit a member purchases, the member's retirement age is enhanced accordingly.

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Date Published: May 28, 2022

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